Homeownership Rates by Race and Redlining Category: Metro Areas
1980 2017
Metro Area and Redlining Category Overall Homeownership Rate Rate for White Families Rate for Black Families Percentage Point Difference Between White and Black Families Overall Homeownership Rate Rate for White Families Rate for Black Families Percentage Point Difference Between White and Black Families
Akron, OH
Best 74.1% 74.7% 69.4% 5.3% 70.2% 76.4% 50.5% 25.9%
Still Desirable 67.5% 69.7% 56.2% 13.5% 58.1% 64.9% 36.7% 28.2%
Definitely Declining 64.0% 66.1% 41.7% 24.4% 57.3% 65.0% 25.3% 39.7%
Hazardous 63.7% 69.0% 48.6% 20.4% 50.7% 59.1% 31.9% 27.2%
Atlanta, GA
Best 67.0% 67.6% 44.7% 22.9% 64.2% 67.8% 25.3% 42.5%
Still Desirable 50.5% 50.7% 51.2% -0.5% 56.4% 64.3% 33.4% 30.9%
Definitely Declining 43.2% 43.3% 43.6% -0.3% 46.3% 58.4% 33.0% 25.4%
Hazardous 30.1% 43.6% 22.2% 21.4% 33.9% 50.2% 22.7% 27.5%
Atlantic City, NJ
Best 54.4% 54.6% 20.0% 34.6% 73.5% 75.3% 14.8% 60.5%
Still Desirable 62.4% 62.7% 34.8% 27.9% 66.4% 73.1% 23.7% 49.4%
Definitely Declining 62.0% 66.8% 41.5% 25.3% 54.9% 64.8% 35.0% 29.8%
Hazardous 41.1% 59.3% 34.9% 24.4% 39.0% 55.9% 25.3% 30.6%
Baltimore, MD
Best 58.0% 58.2% 58.0% 0.2% 63.5% 79.6% 52.7% 26.9%
Still Desirable 60.3% 66.1% 48.7% 17.4% 60.5% 72.0% 52.6% 19.4%
Definitely Declining 53.2% 63.9% 36.2% 27.7% 52.0% 65.6% 40.6% 25.0%
Hazardous 34.7% 53.7% 13.9% 39.8% 37.6% 49.4% 24.0% 25.4%
Birmingham, AL
Best 69.7% 70.5% 22.7% 47.8% 79.8% 82.9% 33.2% 49.7%
Still Desirable 52.4% 54.0% 40.6% 13.4% 59.6% 68.9% 38.7% 30.2%
Definitely Declining 56.6% 59.5% 48.1% 11.4% 47.5% 54.8% 44.4% 10.4%
Hazardous 55.6% 66.4% 48.3% 18.1% 52.5% 63.6% 48.7% 14.9%
Boston, MA
Best 80.7% 80.8% 53.1% 27.7% 78.2% 81.1% 49.7% 31.4%
Still Desirable 57.1% 57.4% 38.6% 18.8% 64.0% 66.3% 42.5% 23.8%
Definitely Declining 42.3% 43.9% 25.8% 18.1% 46.9% 51.9% 33.4% 18.5%
Hazardous 32.8% 35.6% 14.3% 21.3% 37.7% 43.2% 24.8% 18.4%
Camden, NJ
Best 72.2% 72.9% 37.8% 35.1% 61.0% 69.8% 47.8% 22.0%
Still Desirable 70.8% 72.6% 60.3% 12.3% 67.3% 75.0% 46.1% 28.9%
Definitely Declining 67.1% 71.5% 55.4% 16.1% 59.3% 68.6% 46.2% 22.4%
Hazardous 50.9% 65.3% 41.9% 23.4% 37.2% 54.9% 30.5% 24.4%
Charlotte, NC
Best 66.4% 68.3% 12.6% 55.7% 74.6% 76.9% 42.4% 34.5%
Still Desirable 46.5% 50.0% 18.1% 31.9% 53.2% 56.7% 26.7% 30.0%
Definitely Declining 38.9% 52.3% 27.0% 25.3% 36.4% 44.4% 27.6% 16.8%
Hazardous 36.2% 42.0% 34.1% 7.9% 31.8% 33.5% 30.6% 2.9%
Chicago, IL
Best 74.0% 75.3% 23.8% 51.5% 74.2% 80.9% 47.4% 33.5%
Still Desirable 56.4% 62.0% 36.6% 25.4% 58.4% 67.7% 38.4% 29.3%
Definitely Declining 46.2% 50.9% 36.8% 14.1% 50.3% 57.2% 36.3% 20.9%
Hazardous 40.6% 51.5% 27.7% 23.8% 46.5% 55.2% 34.0% 21.2%
Cleveland, OH
Best 65.8% 65.7% 67.6% -1.9% 63.4% 69.5% 44.1% 25.4%
Still Desirable 69.4% 70.2% 63.1% 7.1% 62.8% 70.0% 46.2% 23.8%
Definitely Declining 62.2% 66.0% 47.7% 18.3% 56.9% 68.1% 38.8% 29.3%
Hazardous 40.2% 49.3% 31.4% 17.9% 35.1% 46.1% 28.6% 17.5%
Columbus, OH
Best 74.8% 76.3% 25.8% 50.5% 61.3% 72.2% 19.0% 53.2%
Still Desirable 53.7% 55.3% 47.8% 7.5% 50.4% 56.2% 41.3% 14.9%
Definitely Declining 43.0% 44.2% 39.7% 4.5% 39.0% 44.0% 30.4% 13.6%
Hazardous 39.8% 40.8% 38.1% 2.7% 32.1% 33.5% 32.6% 0.9%
Dayton, OH
Best 70.1% 74.7% 48.3% 26.4% 69.5% 74.5% 52.6% 21.9%
Still Desirable 60.4% 63.2% 43.5% 19.7% 49.1% 59.8% 34.6% 25.2%
Definitely Declining 54.2% 53.8% 56.0% -2.2% 50.5% 54.9% 42.5% 12.4%
Hazardous 55.1% 61.9% 45.7% 16.2% 47.6% 56.7% 36.0% 20.7%
Denver, CO
Best 67.7% 68.9% 50.6% 18.3% 70.2% 72.9% 33.2% 39.7%
Still Desirable 63.6% 62.8% 72.8% -10.0% 66.6% 68.5% 58.1% 10.4%
Definitely Declining 41.2% 43.2% 30.1% 13.1% 45.5% 48.4% 23.0% 25.4%
Hazardous 43.7% 49.7% 22.8% 26.9% 38.8% 42.1% 15.0% 27.1%
Fresno, CA
Best 69.8% 71.2% 31.4% 39.8% 56.4% 62.6% 2.5% 60.1%
Still Desirable 62.8% 65.5% 28.3% 37.2% 50.1% 57.4% 14.6% 42.8%
Definitely Declining 48.1% 52.2% 39.9% 12.3% 33.4% 40.8% 15.6% 25.2%
Hazardous 52.1% 57.6% 40.4% 17.2% 29.7% 34.7% 27.3% 7.4%
Greensboro, NC
Best 66.7% 68.6% 11.0% 57.6% 61.2% 67.7% 9.3% 58.4%
Still Desirable 49.9% 52.7% 6.2% 46.5% 44.5% 50.7% 10.2% 40.5%
Definitely Declining 48.9% 54.6% 32.8% 21.8% 40.2% 52.3% 30.6% 21.7%
Hazardous 39.4% 39.8% 39.5% 0.3% 31.2% 35.2% 29.9% 5.3%
Jacksonville, FL
Best 72.5% 73.9% 43.0% 30.9% 65.5% 68.7% 29.6% 39.1%
Still Desirable 54.9% 59.0% 30.5% 28.5% 48.0% 52.5% 32.2% 20.3%
Definitely Declining 57.4% 61.2% 41.8% 19.4% 46.5% 56.6% 30.8% 25.8%
Hazardous 56.3% 69.8% 49.3% 20.5% 44.4% 50.5% 42.3% 8.2%
Los Angeles, CA
Best 66.8% 69.1% 49.8% 19.3% 64.0% 67.1% 46.2% 20.9%
Still Desirable 49.4% 50.7% 49.2% 1.5% 46.2% 48.3% 42.7% 5.6%
Definitely Declining 37.4% 39.9% 34.2% 5.7% 34.3% 36.8% 26.8% 10.0%
Hazardous 34.8% 37.5% 30.1% 7.4% 33.0% 35.8% 22.6% 13.2%
Memphis, TN
Best 57.4% 59.3% 35.0% 24.3% 57.3% 66.4% 22.6% 43.8%
Still Desirable 49.1% 50.0% 46.8% 3.2% 47.4% 55.1% 34.3% 20.8%
Definitely Declining 52.8% 61.0% 46.7% 14.3% 42.7% 52.2% 38.9% 13.3%
Hazardous 37.2% 37.9% 37.1% 0.8% 32.7% 32.4% 33.7% -1.3%
Miami, FL
Best 46.1% 46.7% 14.8% 31.9% 54.0% 56.8% 42.8% 14.0%
Still Desirable 37.3% 37.5% 34.5% 3.0% 43.0% 47.1% 29.2% 17.9%
Definitely Declining 32.0% 33.6% 27.7% 5.9% 28.8% 30.0% 24.4% 5.6%
Hazardous 39.9% 46.0% 29.6% 16.4% 31.6% 33.9% 28.3% 5.6%
Milwaukee, WI
Best 74.9% 75.1% 65.3% 9.8% 71.3% 79.8% 35.3% 44.5%
Still Desirable 61.1% 61.7% 52.7% 9.0% 55.7% 65.0% 28.9% 36.1%
Definitely Declining 55.1% 59.0% 37.1% 21.9% 49.2% 59.3% 28.6% 30.7%
Hazardous 39.4% 43.8% 22.1% 21.7% 37.4% 45.8% 19.8% 26.0%
Montgomery County, PA
Best 66.1% 67.8% 55.8% 12.0% 67.8% 76.4% 52.7% 23.7%
Still Desirable 65.8% 64.1% 70.3% -6.2% 60.9% 64.8% 58.8% 6.0%
Definitely Declining 75.1% 75.8% 62.1% 13.7% 71.3% 74.8% 59.1% 15.7%
Hazardous 87.6% 89.5% 73.0% 16.5% 87.2% 91.6% 71.5% 20.1%
Nashville, TN
Best 71.3% 71.7% 36.6% 35.1% 73.5% 75.8% 34.4% 41.4%
Still Desirable 54.0% 54.7% 51.6% 3.1% 55.4% 57.4% 52.7% 4.7%
Definitely Declining 50.5% 53.6% 43.9% 9.7% 50.8% 55.1% 41.7% 13.4%
Hazardous 43.4% 49.3% 33.4% 15.9% 38.6% 45.6% 28.3% 17.3%
New Orleans, LA
Best 73.5% 74.8% 45.9% 28.9% 77.9% 81.6% 51.4% 30.2%
Still Desirable 53.5% 55.1% 45.7% 9.4% 60.2% 64.2% 50.0% 14.2%
Definitely Declining 44.3% 48.0% 36.0% 12.0% 49.2% 55.7% 39.0% 16.7%
Hazardous 31.6% 40.2% 27.6% 12.6% 41.3% 47.8% 37.0% 10.8%
New York, NY
Best 45.3% 45.9% 33.2% 12.7% 65.9% 68.3% 48.0% 20.3%
Still Desirable 31.8% 36.7% 14.8% 21.9% 42.7% 52.9% 27.6% 25.3%
Definitely Declining 36.3% 40.1% 25.9% 14.2% 41.6% 47.8% 35.2% 12.6%
Hazardous 18.2% 22.2% 13.2% 9.0% 26.0% 31.9% 21.4% 10.5%
Newark, NJ
Best 73.0% 75.0% 50.1% 24.9% 75.6% 81.8% 51.4% 30.4%
Still Desirable 65.5% 72.3% 31.0% 41.3% 65.6% 76.0% 34.6% 41.4%
Definitely Declining 38.1% 46.8% 25.8% 21.0% 39.9% 55.0% 29.4% 25.6%
Hazardous 22.7% 32.7% 15.2% 17.5% 25.7% 35.7% 22.1% 13.6%
Oakland, CA
Best 82.4% 82.6% 76.9% 5.7% 84.8% 85.9% 84.1% 1.8%
Still Desirable 55.7% 57.8% 48.7% 9.1% 55.0% 61.8% 40.3% 21.5%
Definitely Declining 37.5% 39.7% 33.5% 6.2% 37.2% 43.3% 28.2% 15.1%
Hazardous 35.7% 36.0% 36.2% -0.2% 34.1% 41.2% 29.1% 12.1%
Oklahoma City, OK
Best 63.1% 68.4% 32.9% 35.5% 57.1% 62.5% 29.2% 33.3%
Still Desirable 58.5% 59.2% 68.9% -9.7% 48.3% 51.8% 38.3% 13.5%
Definitely Declining 60.3% 61.5% 60.0% 1.5% 46.1% 47.3% 41.2% 6.1%
Hazardous 55.4% 61.8% 35.9% 25.9% 38.7% 43.0% 26.7% 16.3%
Philadelphia, PA
Best 68.0% 70.2% 53.1% 17.1% 67.7% 76.1% 53.8% 22.3%
Still Desirable 67.2% 66.9% 68.9% -2.0% 59.5% 63.3% 57.4% 5.9%
Definitely Declining 65.1% 69.4% 59.3% 10.1% 53.6% 61.0% 48.2% 12.8%
Hazardous 55.4% 65.9% 44.1% 21.8% 48.0% 54.0% 41.8% 12.2%
Phoenix, AZ
Best 58.6% 61.2% 18.3% 42.9% 61.8% 66.6% 19.1% 47.5%
Still Desirable 43.3% 46.8% 24.3% 22.5% 41.5% 46.1% 29.2% 16.9%
Definitely Declining 36.4% 39.1% 26.4% 12.7% 28.5% 31.3% 23.4% 7.9%
Hazardous 34.9% 37.7% 33.5% 4.2% 23.7% 28.0% 13.7% 14.3%
Pittsburgh, PA
Best 65.2% 66.0% 17.8% 48.2% 68.0% 72.5% 28.2% 44.3%
Still Desirable 62.9% 64.2% 41.1% 23.1% 60.8% 66.7% 37.0% 29.7%
Definitely Declining 59.2% 62.2% 43.6% 18.6% 55.7% 62.2% 35.3% 26.9%
Hazardous 51.1% 59.1% 29.4% 29.7% 51.7% 61.7% 28.7% 33.0%
Richmond, VA
Best 64.9% 68.8% 41.1% 27.7% 69.0% 77.2% 27.5% 49.7%
Still Desirable 54.6% 57.8% 37.6% 20.2% 55.4% 65.4% 22.0% 43.4%
Definitely Declining 49.6% 49.0% 50.9% -1.9% 47.8% 50.9% 46.0% 4.9%
Hazardous 39.0% 39.3% 39.0% 0.3% 30.1% 24.2% 33.9% -9.7%
Sacramento, CA
Best 77.0% 79.5% 35.7% 43.8% 71.0% 73.4% 16.7% 56.7%
Still Desirable 63.7% 67.3% 32.4% 34.9% 56.2% 61.6% 19.3% 42.3%
Definitely Declining 50.7% 52.9% 38.6% 14.3% 41.0% 46.8% 19.2% 27.6%
Hazardous 21.6% 22.6% 9.9% 12.7% 21.2% 25.0% 2.7% 22.3%
San Diego, CA
Best 62.1% 64.0% 7.9% 56.1% 58.9% 60.9% 17.0% 43.9%
Still Desirable 46.7% 48.3% 7.2% 41.1% 41.3% 44.8% 9.6% 35.2%
Definitely Declining 24.8% 26.2% 13.7% 12.5% 24.9% 27.3% 11.6% 15.7%
Hazardous 52.2% 54.7% 48.3% 6.4% 44.1% 43.1% 44.8% -1.7%
San Jose, CA
Best 53.7% 58.8% 9.9% 48.9% 53.6% 60.5% 41.1% 19.4%
Still Desirable 51.8% 54.9% 11.7% 43.2% 51.2% 59.4% 19.1% 40.3%
Definitely Declining 41.9% 46.2% 19.8% 26.4% 41.2% 49.2% 23.8% 25.4%
Hazardous 37.4% 41.4% 17.6% 23.8% 35.3% 40.0% 18.3% 21.7%
Seattle, WA
Best 72.7% 73.9% 66.3% 7.6% 71.3% 73.7% 45.3% 28.4%
Still Desirable 55.7% 57.0% 48.5% 8.5% 53.0% 56.7% 35.7% 21.0%
Definitely Declining 45.3% 45.5% 39.6% 5.9% 42.1% 43.1% 30.7% 12.4%
Hazardous 37.8% 38.4% 38.8% -0.4% 38.0% 43.0% 24.2% 18.8%
St. Louis, MO
Best 60.5% 62.1% 51.0% 11.1% 61.1% 68.6% 40.3% 28.3%
Still Desirable 60.5% 63.7% 53.0% 10.7% 56.6% 66.0% 43.4% 22.6%
Definitely Declining 60.2% 65.2% 50.4% 14.8% 53.3% 65.8% 40.7% 25.1%
Hazardous 37.1% 45.0% 27.8% 17.2% 39.0% 56.9% 24.2% 32.7%
Tacoma, WA
Best 68.7% 69.7% 42.2% 27.5% 66.6% 67.5% 13.6% 53.9%
Still Desirable 69.0% 69.9% 56.1% 13.8% 59.2% 62.2% 39.3% 22.9%
Definitely Declining 58.9% 60.6% 49.3% 11.3% 48.9% 52.7% 31.1% 21.6%
Hazardous 43.4% 44.9% 38.7% 6.2% 37.6% 41.6% 26.8% 14.8%
Tampa, FL
Best 65.4% 66.1% 12.0% 54.1% 67.8% 68.6% 37.6% 31.0%
Still Desirable 65.1% 66.6% 30.8% 35.8% 64.4% 66.8% 49.1% 17.7%
Definitely Declining 64.4% 67.2% 53.2% 14.0% 58.0% 63.9% 42.0% 21.9%
Hazardous 60.6% 67.2% 43.8% 23.4% 48.9% 54.4% 36.0% 18.4%
Trenton, NJ
Best 53.5% 58.8% 44.8% 14.0% 50.7% 72.0% 39.3% 32.7%
Still Desirable 66.9% 72.4% 49.6% 22.8% 61.6% 71.8% 47.2% 24.6%
Definitely Declining 67.5% 69.8% 53.8% 16.0% 58.3% 65.9% 42.0% 23.9%
Hazardous 36.2% 50.4% 28.0% 22.4% 29.1% 34.4% 27.0% 7.4%
Virginia Beach, VA
Best 56.9% 59.0% 44.2% 14.8% 54.6% 64.7% 30.5% 34.2%
Still Desirable 49.1% 52.7% 29.5% 23.2% 50.3% 62.5% 21.9% 40.6%
Definitely Declining 49.3% 55.3% 39.4% 15.9% 45.3% 57.0% 33.9% 23.1%
Hazardous 44.1% 60.3% 33.9% 26.4% 41.9% 57.8% 34.0% 23.8%
Warren, MI
Best 87.4% 87.9% 70.2% 17.7% 85.8% 88.7% 47.9% 40.8%
Still Desirable 80.7% 81.6% 61.3% 20.3% 73.0% 79.2% 56.9% 22.3%
Definitely Declining 76.0% 76.9% 70.1% 6.8% 62.1% 72.4% 39.5% 32.9%
Hazardous 73.7% 77.3% 52.6% 24.7% 54.8% 64.1% 37.3% 26.8%
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