For sale

$1,799,000

Est. $12,839/mo —

•

3,004

sq ft

37 Conch Cay, Destin, FL 32541

About this home

Welcome to this Professional Designed Short term rental doing well over $150k in gross revenue in Destiny by the Sea! This 4BR/5BA coastal retreat is just steps from private beach access and directly across from the community pool. With two master suites featuring spa-style baths, a gourmet kitchen, private office, and multiple balconies with Gulf views, it's ideal for families or professionals. All bedrooms include private en-suite baths, plus there's a sleeper sofa and extra full bath on the main level. The open-concept layout is perfect for entertaining, and the location offers walkable access to fine dining, golf, shopping, and top-rated schools. Includes a 1-car garage and driveway parking. Experience the best of Destin in this exceptional beachside home!

Single-familyProperty Type

2006Year Built

2,613 sq ftLot Size

$599Price/Sq.Ft.

$488/moHOA Dues

1 car garageParking

Listed by Joseph Rohne • EXP Realty LLC

Listing updated: Sep 12, 2026 at 11:53am

Redfin checked: 2 minutes ago

•Source:ECAR #1011874

Payment calculator

$12,839 per month

Principal and interest$10,063

Property taxes

HOA dues

Home insurance

Utilities

5 minutes to get started. No credit impact.

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Open houses

No upcoming open houses.

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3695 Scenic Highway 98 #803, Destin, FL 32541

Around this home

Schools

K - 12
Preschool & daycare

Destin Middle School

Public 5-8 • Assigned • 1.9mi

9/10

Fort Walton Beach High School

Public 9-12 • Assigned • 14.3mi

5/10

Provided by GreatSchools

About Crystal

Beach

Crystal Beach, located between Henderson Beach State Park and Destin Commons, is a coastal and residential Destin neighborhood with sugar-white sand access and palm-lined streets. The neighborhood’s character concentrates around Scenic Highway 98 near Camille’s at Crystal Beach, where a beach-market café scene meets low-rise cottages and flip-flop foot traffic. Architecture leans toward pastel beach cottages and newer coastal builds with porches, paver drives, and dune-friendly landscaping. Shoreline days orbit the public beach access points along Scenic 98, while evenings shift toward walkable dining and retail. Camille’s at Crystal Beach and The Crab Trap anchor the local food scene with Gulf-facing patios and a casual pace. Henderson Beach State Park adds boardwalk trails and protected dunes that shape the area’s laid-back geography.

Provided by Walk Score and Local Logic

Offer insights

37 Conch Cay · $1,799,000

Strong offer

$1.78M and above

75% chance or better to win

Why $1.78M+ is a strong offer

DAYS ON MARKET

The average home goes pending in 77 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Fireplace (gas)
Furnished

Bedrooms
4 bedrooms total
Primary suite on the third floor with walk-in closet, garden tub, separate shower, double vanity and dressing area
Additional bedrooms located on first and second levels

Bathrooms
5 full bathrooms

Kitchen
Cooktop
Dishwasher
Disposal
Microwave
Refrigerator
Electric water heater

Laundry & utility
Washer
Dryer

Flooring
Tile

Heating & cooling
High-efficiency heating (gas)
Heat pump (two or more)
High-efficiency air conditioning
Multiple A/C units (2 or more)
Ceiling fans

Sale and tax history for 37 Conch Cay

Sale History
Tax History

Date

Event

Price

ECAR #1011874

Sep 12, 2026

Listed

$1,799,000

$599/sq ft

ECAR #980406

Sep 15, 2025

Price Changed

$1,899,000

$632/sq ft

Jul 7, 2025

Listed

$1,950,000

$649/sq ft

ECAR #960337

Jan 22, 2025

Rental Removed

$6,750

$2/sq ft

Oct 20, 2024

Price Changed

$6,750

$2/sq ft

Oct 11, 2024

Price Changed

$6,900

$2/sq ft

Oct 3, 2024

Listed for Rent

$7,300

$2/sq ft

ECAR #886759

Apr 25, 2022

Sold

$1,615,000

$538/sq ft

Feb 20, 2022

Pending

—

Feb 20, 2022

Listing Removed

—

Feb 3, 2022

Price Changed

$1,795,000

$598/sq ft

Dec 2, 2021

Listed

$1,850,000

$616/sq ft

Dec 2, 2021

Listed

$1,795,000

$598/sq ft

+35

Welcome home to 'Sea Star' in the ever popular Destiny by the Sea! Over 6 years of repeat #HappyGuest! Over 47 online reviews with an overall rating of 4.7/5! Steps to Beach (Less than a min walk) and right across the street from the community pool! All 4 bedrooms have full private bathrooms, with an additional full bath on the main level, making this a great place to stay with family and friends! The open floor plan makes it fun and easy to entertain all your guests. The main level has a fully stocked kitchen and dining area, a 58' Roku TV with Netflix streaming capability, as well as a balcony overlooking the community pool. A queen size sleeper sofa in the den and another full bathroom gives you additional sleeping spaces. The third floor has two master suites with en-suite bathrooms. One is king size bed with private balcony the other with a queen size bed. Both masters have large flat screen Roku TVs, large tubs, showers and double vanities. The ground floor has two bedrooms, each with their own private full bath. One bedroom has two sets of bunk beds and one trundle, providing a great spot for the kids to get a peaceful nights sleep. The second bedroom has a queen size bed and wall-mounted flat panel TV. This one car garage will have some of the following available for use: beach toys and gear for children. The driveway allows room for 1 vehicle for a total of 2 vehicles when utilizing the garage at this house. Additional parking is located across from house at pool, but this is first come and not guaranteed. **Buyer to verify information they deem important**

ECAR #556436

Jul 8, 2011

Sold

$750,000

$250/sq ft

Apr 19, 2011

Listed

$799,000

$266/sq ft

NAMLS #512825

Mar 6, 2011

Listing Removed

—

Mar 9, 2009

Listed

$899,900

$300/sq ft

ECAR #493581

May 16, 2008

Listed

$1,574,900

$524/sq ft

NAMLS #427216

Feb 1, 2008

Listing Removed

—

Apr 19, 2006

Listed

$1,799,900

$599/sq ft

NAMLS #421509

Apr 19, 2006

Listing Removed

—

Mar 6, 2006

Listed

$1,990,000

$662/sq ft

NAMLS #392382

Jan 3, 2006

Listing Removed

—

Jun 7, 2005

Listed

$2,195,000

$731/sq ft

Public Records

Jan 28, 2004

Sold

$315,000

$105/sq ft

Public Records

Jul 8, 2002

Sold

$162,000

$54/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$17,969 (−8.0%)

$695,666 + $821,511

$1,517,177

2024

$19,541 (+11.7%)

$695,666 + $821,511

$1,517,177

2023

$17,501 (+30.7%)

2022

$13,388 (+15.6%)

$467,569 + $997,377

$1,464,946

2021

$11,579 (+6.6%)

2020

$10,857 (+1.1%)

$344,758 + $587,633

$932,391

2019

$10,738 (−1.0%)

$328,341 + $539,368

$867,709

2018

$10,849 (+2.3%)

$321,902 + $523,014

$844,916

2017

$10,609 (+4.5%)

$300,843 + $510,950

$811,793

2016

$10,155 (+8.3%)

$300,843 + $510,950

$811,793

2015

$9,380 (+7.7%)

$278,250 + $429,815

$708,065

2014

$8,711

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

50 ft.

Lot depth

—

Lot size

2,701 Sq. Ft.

Year renovated

2006

Finished Sq. Ft.

3,004

Unfinished Sq. Ft.

—

Total Sq. Ft.

3,004

Year built

2006

Style

Single Family Residential

County

Okaloosa County

APN

002S22007500000600

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 12, 2026.

CBN

Crystal Beach Neighborhood District

The Crystal Beach Neighborhood zoning district shall apply to areas developed, redeveloped and maintained and conserved as permanent or seasonal single-family detached or multi-family attached residential dwelling units. Very limited supportive non-residential uses are allowed and are strictly limited to: places of worship, parks, playgrounds, community buildings and similar public service facilities serving the residents of the area, childcare centers and other ancillary neighborhood commercial uses which are approved as part of a planned unit development PUD for the exclusive use of the residents of the PUD. It is the intent of the CBN zoning district to specifically not allow the following uses to be located in the district: commercial hotels, motels, bed and breakfast establishments, or other commercial transient living accommodations.

Permitted uses

Include but are not limited to:

Religious facility
Housing-Single unit
Housing-Other
Museum / gallery
Zoo / nature facility / aquarium
Park & open space

Climate risks

4/10 Flood Factor

Estimated 17-25% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 103° expected this year, 22 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Destin, FL • 32541

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

83/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.6 hrs

5.5 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 37 Conch Cay

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $1,055,000 and $1,950,000.

Nearby comparable homes

The Redfin Estimate uses 5 recent nearby sales, priced between $1.1M to $1.9M.

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larger lot
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SOLD JUN 26, 2026
$1,950,000 Last sold price
5 beds5.5 baths3,716 sq ft
21 St Barts Bay, Destin, FL 32541
$74/sq ft
larger lot
8 years older
SOLD SEP 29, 2026
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3 beds3.5 baths2,227 sq ft
286 Ketch Ct, Destin, FL 32541
$125/sq ft
larger lot
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SOLD MAR 23, 2026
$1,300,000 Last sold price
4 beds4.5 baths2,615 sq ft
4774 Calatrava Ct, Destin, FL 32541
$102/sq ft
larger lot
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SOLD SEP 9, 2026
$1,660,000 Last sold price
4 beds3.5 baths2,911 sq ft
100 Vista Blfs, Destin, FL 32541
$29/sq ft
larger lot
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