This stunning 4 Bedroom, 3 Bath single level Monterra model offers over 2,850 sq ft of beautifully maintained living space on one of Rialto's most desirable long lake lots. Original owner has lovingly upgraded the home with rich wood flooring, luxury bedroom carpet, custom millwork, built in closets, plantation shutters, custom blinds, designer wallpaper & beautiful lighting that enhances every room with warmth and sophistication. A custom bar adds an elevated entertaining space. Additional features: Pristine 3 car garage with epoxy floors and mini split A/C, full impact glass, and a .3 acre pie shaped lot with wide angle lake views. The expansive outdoor space is pool ready and offers endless potential to create a dream retreat—an incredible opportunity to elevate the property and equity. The Monterra's open concept design is one of Rialto's most popular layouts, offering effortless flow and perfect 3 way split floorplan. One guest bedroom is en-suite w/ a walk in shower, and currently used as the office. The 2nd full bath sits between guest rooms 3 & 4, has dual sinks and a tub/shower combo. The master en-suite overlooks the lake and yard and feels like a retreat! All within Jupiter's top rated school zones and minutes to shopping, dining, beaches, I 95/Turnpike, and PBI airport. A rare combination of location, lot, layout, upgrades, and meticulous care. This home feels special, and is ready to welcome it's next owners!
Jupiter Island, located between the Atlantic Ocean and the Intracoastal Waterway, is a coastal and residential Jupiter neighborhood with a dune-lined shoreline and a mangrove-edged lagoon. The neighborhood’s character concentrates around the Jupiter Inlet Lighthouse & Museum, where sandy paths, boat traffic, and waterfront views set the tone. Architecture leans low-slung and private, with long driveways, native landscaping, and a quiet, maritime feel. Days revolve around beach walks, paddle routes, and inlet watching from the shore. Cultural touchstones include the Jupiter Inlet Lighthouse & Museum, Blowing Rocks Preserve, and Hobe Sound Nature Center. The geography keeps the pace calm, with water on both sides shaping daily rhythms.
Provided by Walk Score and Local Logic
Market insights
128 Umbrella Pl · $1,400,000
DAYS ON MARKET
10 days
The average home goes pending in 72 days.
SALE-TO-LIST
95.9%
Most homes are selling 4% below list price.
LIST PRICE
$1,400,000
Median sale price in this area is $653,648. (53% lower than this home)
PRICE DROP
0 price drops
18% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Wet bar
Walk-in closets
Three-way split bedroom layout
French doors
Bedrooms
Four main-level bedrooms
Bathrooms
Three full bathrooms (all on main level)
Kitchen
Dishwasher
Microwave
Refrigerator
Garbage disposal
Electric water heater
Laundry & utility
Laundry room
Flooring
Carpet
Tile
Heating & cooling
Central heating (electric)
Central air conditioning
Exterior features
Waterfront property
Home design
Single-family residence
One-story
Northwest-facing
Parking
Attached 3-car garage
Three covered spaces
Three open parking spaces
Total 6 parking spaces
Security
Gated community
Construction
Built with stucco and CBS (concrete block)
Barrel roof
Utilities
Public water
Public sewer
Underground utilities
Electricity connected
Cable available
Water connected
Sewer available
HOA & community
Rialto Homeowners Association
Monthly HOA fee of $435
HOA covers maintenance of grounds and common areas, common real estate tax, and recreation facilities
Community amenities: heated pool, spa/hot tub, clubhouse, fitness center, community room, basketball court, tennis courts, pickleball courts, jogging path, sidewalks, park, picnic area, playground, street lights, manager on site, on-site management, maintained community
Financial info
Pets allowed with breed restrictions
Electricity and solar
View estimated energy costs and solar savings for this home
The Rural Residential District R-R is composed of agricultural and residential areas that are now or will be developed in low density residential uses. As such, it will consist primarily of single-family detached dwellings, with special exceptions limited to those uses or facilities that will serve the residents of the district, without detriment to its character.
Permitted uses
Include but are not limited to:
Agriculture
Greenhouse / nursery
Housing-Single unit
Agriculture-Cropland
Sep 6, 2026 • Final
A/c changeout
Replace an air conditioning unit with a new unit of the same capacity and efficiency. The work includes a three ton unit with an 18.5 SEER2 rating.
HVAC
Jul 20, 2016 • Final
Residential new single family dwelling/duplex
Construct a new residential building based on a specific model and elevation.
New construction
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
5/10 Fire Factor
6% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 106° expected this year, 24 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Jupiter, FL • 33458
Average low and high temperatures (°F)
73
56
77
59
80
64
81
70
88
75
89
76
91
77
92
77
88
76
84
73
80
66
77
63
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
94/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Jupiter. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.3 hrs
8 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 128 Umbrella Pl
$1,358,138
$42K under list price of $1.40M
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $1.1M to $1.6M.