For sale

$2,950,000

Est. $21,158/mo —

•

3,696

sq ft

285 13Th St, Key Colony Beach, FL 33051

About this home

Spacious 7 bedroom Key Colony Beach pool home featuring a brand-new metal roof and 3,696 square feet under air, plus a huge screened-in porch overlooking the sensational pool area and waterway. Set on a large lot with a newly extended and updated 60-foot dock offering ample space for multiple watercraft, the property also boasts a recently refreshed freeform shaped pool and surrounding sundeck. Open-concept living areas on two levels and large bedrooms have made this a desirable licensed vacation rental home for repeat guests. Located near the end of the street with close proximity to Vaca Cut and the Key Colony channel for easy access to both the ocean and bay. The home has been beautifully maintained and updated with impact windows and doors. Walking distance to the 3-Par golf course, tennis, and recreational area, with daily sunsets to enjoy at nearby Sunset Park on the open water. A pedestrian path circles the island for walking and safe bike riding, with a 25 mph speed limit island wide. There is no neighborhood in the Florida Keys quite like Key Colony Beach, the premier boating community of the Middle Keys.

Single-familyProperty Type

1998Year Built

9,680 sq ftLot Size

$798Price/Sq.Ft.

Listed by Jo Ann Cook • Ocean Sotheby's International

Listed by Ally Kelley • Ocean Sotheby's International

Listing updated: Sep 2, 2026 at 10:51pm

Redfin checked: a minute ago

•Source:FLKMLS #621196

Payment calculator

$21,158 per month

Principal and interest$15,504

Property taxes

$1,426

HOA dues

Home insurance

$4,228

Utilities

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Around this home

Schools

K - 12
Preschool & daycare

Stanley Switlik Elementary School

Public PreK-5 • Assigned • 4.3mi

5/10

Marathon School

Public 6-12 • Assigned • 3.5mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

285 13Th St · $2,950,000

Strong offer

$2.95M and above

75% chance or better to win

Why $2.95M+ is a strong offer

DAYS ON MARKET

The average home goes pending in 133 days.

SALE-TO-LIST

Most homes are selling 6% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Drapes and blinds included
Built-in cabinets
Ample storage
Smoke alarms
Granite countertops
Foyer
Split bedroom floor plan
Impact-resistant windows and doors
Ceiling fans
Furnished

Bedrooms
Split bedroom layout

Bathrooms
4 full bathrooms

Kitchen
Granite countertops
Microwave
Oven
Range
Refrigerator
Dishwasher
Disposal

Laundry & utility
Washer
Dryer

Flooring
Tile flooring

Heating & cooling
Central heating
Ceiling fans

Sale and tax history for 285 13Th St

Sale History
Tax History

Date

Event

Price

FLKMLS #621196

Sep 1, 2026

Listed

$2,950,000

$798/sq ft

FLKMLS #606829

Apr 1, 2024

Listing Removed

—

Sep 30, 2023

Listed

$2,795,000

$756/sq ft

FLKMLS #604580

Aug 31, 2023

Listing Removed

—

Jul 27, 2023

Relisted

—

Jul 19, 2023

Contingent

—

May 6, 2023

Price Changed

$2,875,000

$778/sq ft

Mar 14, 2023

Listed

$2,975,000

$805/sq ft

FLKMLS #601208

Aug 2, 2022

Listing Removed

—

May 30, 2022

Listed

$3,200,000

$866/sq ft

FLKMLS #542672

Oct 24, 2008

Sold

$1,215,000

$329/sq ft

Sep 6, 2007

Listed

$1,250,000

$338/sq ft

FLKMLS #510832

Jul 20, 2002

Sold

$800,000

$216/sq ft

Mar 19, 2002

Listed

$815,000

$221/sq ft

Public Records

May 28, 1998

Sold

$450,000

$122/sq ft

Public Records

May 29, 1997

Sold

$145,000

$39/sq ft

Public Records

Sep 1, 1995

Sold

$125,000

$34/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$17,112 (+5.6%)

2024

$16,200 (+6.7%)

2023

$15,187 (+15.1%)

2022

$13,189 (+10.0%)

2021

$11,994 (+5.3%)

$588,157 + $564,218

$1,152,375

2020

$11,387 (−3.0%)

$559,698 + $571,785

$1,131,483

2019

$11,734 (+3.1%)

$559,698 + $571,785

$1,131,483

2018

$11,385 (+12.3%)

2017

$10,137 (+6.3%)

$464,834 + $604,684

$1,069,518

2015

$9,535 (+0.4%)

$541,387 + $520,796

$1,062,183

2014

$9,498

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

9,680 Sq. Ft.

Year renovated

2008

Finished Sq. Ft.

3,696

Unfinished Sq. Ft.

—

Total Sq. Ft.

3,696

Year built

1998

Style

Single Family Residential

County

Monroe County

APN

0566 33 00079872004300

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Apr 21, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

Heat Factor

We're working on getting current and accurate heat risk information for this home.

10/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Key Colony Beach, FL • 33051

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

96/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Key Colony Beach. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.3 hrs

7.4 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 285 13Th St

$2,860,784

$89K under list price of $2.95M

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $410K to $3.4M.

SOLD JUN 16, 2026
$3,430,000 Last sold price
4 beds4 baths3,680 sq ft
261 12th St, Key Colony Beach, FL 33051
$134/sq ft
9 years older
SOLD APR 24, 2026
$2,400,000 Last sold price
3 beds2.5 baths2,521 sq ft
210 14Th St, Key Colony Beach, FL 33051
$154/sq ft
smaller lot
6 years older
SOLD AUG 7, 2026
$2,229,000 Last sold price
3 beds3 baths2,001 sq ft
641 12th St, Key Colony Beach, FL 33051
$316/sq ft
1 year newer
SOLD JUN 12, 2026
$1,900,000 Last sold price
2 beds2 baths1,705 sq ft
220 15Th Cir, Key Colony Beach, FL 33051
$316/sq ft
8 years older
SOLD APR 9, 2026
$3,250,000 Last sold price
3 beds3 baths2,600 sq ft
781 9Th St, Key Colony Beach, FL 33051
$452/sq ft
larger lot
21 years older
SOLD APR 15, 2026
$410,000 Last sold price
5 beds5 baths3,545 sq ft
220 14Th St, Key Colony Beach, FL 33051
$682/sq ft
smaller lot
23 years newer

Rental earnings

Est. $4,492 per month, based on comparable rentals

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