OWNER FINANCING AVAILABLE -- 30% DOWN Brand-New Oceanside Waterfront Home with Pool & Dock in Key Largo Discover a beautifully crafted new construction home designed for effortless waterfront living in Key Largo. Situated directly on the ocean side, this impressive 4-bedroom, 4-bath custom residence pairs contemporary finishes with an exceptional outdoor setup made for boating, entertaining, and enjoying the Florida Keys lifestyle. Your Private Outdoor Retreat: The backyard is designed to be enjoyed year-round, centered around a heated and chilled saltwater pool featuring: 5'-6'' depth, Massage jets, Beach shelf with umbrella holder, Five LED pool lights' and a Safety net. Just beyond the pool, a substantial 15' x 40' private dock provides an ideal launch point for days on the water. The dock includes durable polyurethane synthetic decking, a power pedestal with LED lighting, water hookup, and both 30-amp and 120V electrical receptacles. Outdoor Entertaining, Elevated: The covered entertaining area makes outdoor gatherings easy and comfortable. The built-in outdoor kitchen is equipped with an outdoor-rated refrigerator/freezer, 32'' BULL BBQ, and sink, creating the perfect setting for everything from casual lunches to sunset dinners after a day on the boat. Contemporary Interior with Premium Appointments: Inside, the home continues the modern coastal aesthetic with carefully selected finishes and high-end features. Chef-inspired kitchen includes a 42'' GE Monogram counter-depth refrigerator, GE appliances, 36'' stovetop, tower oven/microwave combination, and wine cooler. Four beautifully appointed bathrooms feature smart electric toilets, rain and handheld shower systems, body jets, and frameless barn-style glass shower doors. Architectural details include soaring ceilings, 8' custom interior doors with smoked-glass inlays, and contemporary tile flooring throughout. Everyday convenience comes from dual inline water heaters and two Bosch stackable washer/drye
Single-familyProperty Type
2025Year Built
6,900 sq ftLot Size
$859Price/Sq.Ft.
4 spacesParking
Listed by Joy C. Martin, Christie's International Real Estat MARTIN• American Caribbean Real Estate, Christie's International Real Estate
Winston Waterways, located between Card Sound Road and the Overseas Highway, is a canal-front and low-rise Key Largo neighborhood with private docks and mangrove-lined edges. The neighborhood’s character concentrates around the stretch of Overseas Highway near Caribbean Drive, where marinas, bait-and-tackle counters, and open-air seafood patios set a salt-air rhythm. Homes lean coastal-contemporary and Keys cottage styles, with screened porches and boat-ready driveways shaping the streetscape. Water views and short canal runs frame daily routines around paddling, fishing, and sunset cruising. Community touchstones include the Florida Keys Wild Bird Rehabilitation Center, the breezy waterfront tables at The Fish House, and the storied Caribbean Club.
Provided by Walk Score and Local Logic
Offer insights
862 Cardinal Ln · $1,999,000
$2M and above
75% chance or better to win
Why $2M+ is a strong offer
DAYS ON MARKET
2 days
The average home goes pending in 139 days.
SALE-TO-LIST
94.4%
Most homes are selling 6% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Walk-in closets
Built-in features
Cathedral ceilings
Entrance foyer
Unfurnished
Bathrooms
4 full bathrooms
Kitchen
Dishwasher
Range
Microwave
Refrigerator
Freezer
Wine cooler
Stainless steel appliances
Laundry & utility
Washer
Dryer
Flooring
Tile
Heating & cooling
Central air
Ceiling fan(s)
Exterior features
Lighting
Outdoor kitchen
Storage
Porch
In-ground private pool
Canal front waterfront
Has view
Pets allowed
Home design
Residential
Single family residence
New construction
Parking
Attached garage
Open parking
Carport
Off-street parking
4 total parking spaces
Security
Other security features
Construction
Metal roof
New construction
Utilities
Water: On waterfront (canal front)
Zoning: IS - Improved Subivision
Electricity and solar
View estimated energy costs and solar savings for this home
The purpose of the IS district is to accommodate the legally vested residential development rights of the owners of lots in subdivisions that were lawfully established and improved prior to the adoption of this LDC. For the purpose of this section, improved lots are those that are served by a dedicated and accepted existing road of porous or nonporous material, that have an approved potable water supply, and that have sufficient uplands to accommodate the proposed use in accordance with the required setbacks. This district is not intended to be used for new land use districts of this classification within the county.
Zone overlays
Tier III Overlay District
Permitted uses
Include but are not limited to:
Housing-Multiple units
Infrastructure
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 107° expected this year, 31 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Key Largo, FL • 33037
Average low and high temperatures (°F)
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86
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79
72
77
68
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
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Sun exposure
93/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Key Largo. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.9 hrs
6.7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 862 Cardinal Ln
$1,972,658
$26K under list price of $2.00M
Nearby comparable homes
The Redfin Estimate uses 5 recent nearby sales, priced between $925K to $2.1M.