Charming 3-Bedroom, 2-Bath Home with Fenced Yard Miners Cottage. Welcome to this warm and inviting 3-bedroom 2 bath almost 1100 sq foot Gothic Revival cottage style home. You will find this home that perfectly blends modest charm & character with functionality. Featuring wood flooring and an abundance of storage cabinets, this property is designed for easy, everyday living for the petite cottages of the time . The kitchen incorporates a convenient, space-saving European-style laundry setup. Propery has undergone the Healty Homes program and has new windows. Property has been used as a rental for the past 10 years. Some photos are AI.
West 11th Street, located between Bluff Street and Central Avenue, is a residential and mixed-use Dubuque neighborhood with hillside blocks and walkable corner storefronts. The neighborhood’s character concentrates around the West 11th Street and Central Avenue junction, where small eateries, taverns, and service shops line the streetwall. Brick and frame houses sit on tight lots, with stoops and porches that match the older street grid. Nearby, the Five Flags Center anchors the calendar with concerts and events. The National Mississippi River Museum & Aquarium and the Dubuque Museum of Art add a cultural throughline close to the downtown edge. Steeper streets and pocket views hint at the river valley geography.
Provided by Walk Score and Local Logic
Market insights
640 W 11th Street St · $115,000
DAYS ON MARKET
10 days
The average home goes pending in 41 days.
SALE-TO-LIST
98.2%
Most homes are selling 2% below list price.
LIST PRICE
$115,000
Median sale price in this area is $268,445. (133% higher than this home)
PRICE DROP
0 price drops
27% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Interior features
Refrigerator
Range
Washer
Dryer
Partial basement
Has basement
No fireplace
Bedrooms
2 main level bedrooms
Bathrooms
1 full bathroom
1 half bathroom
1 main level bathroom
Kitchen
Refrigerator
Range
Laundry & utility
Washer
Dryer
Laundry on main level
Heating & cooling
Central air
Forced air heat
Natural gas heat
Has heating
Has cooling
Exterior features
Composition roof
Home design
One and one half levels
Residential property
Single family residence
Detached
Construction
Aluminum siding
Stone foundation
Utilities
Public water
Public sewer
Electricity and solar
View estimated energy costs and solar savings for this home
Cute and cozy cape cod style home in the historic district. 3-4 bedrooms, 1.5 baths, well maintained, newer windows and roof. Close to colleges and hospitals. Perfect starter home or investment property. Don't miss this, priced to sell at $59,900
Year
Property tax
Land + Additions
Assessment*
2026
$1,202 (+4.2%)
$14,000 + $74,800
$88,800
2025
$1,154 (+2.9%)
$14,000 + $74,800
$88,800
2024
$1,122 (+4.1%)
$14,000 + $74,800
$88,800
2023
$1,078 (+4.3%)
$14,000 + $66,300
$80,300
2022
$1,034 (−9.6%)
$14,000 + $66,300
$80,300
2021
$1,144 (+0.5%)
$10,490 + $52,030
$62,520
2020
$1,138 (+0.2%)
$10,490 + $52,030
$62,520
2019
$1,136 (+1.4%)
$10,490 + $53,500
$63,990
2018
$1,120 (+1.1%)
$10,490 + $53,500
$63,990
2017
$1,108 (+78.7%)
$9,090 + $52,060
$61,150
2015
$620 (+2.6%)
$9,090 + $48,240
$57,330
2013
$604
$9,090 + $45,940
$55,030
Public record
Public record
Zoning
Permits
Beds
2
Baths
1.5
Stories
1
Lot width
38 ft.
Lot depth
79 ft.
Lot size
3,002 Sq. Ft.
Year renovated
1880
Finished Sq. Ft.
812
Unfinished Sq. Ft.
—
Total Sq. Ft.
812
Year built
1880
Style
Single Family Residential
County
Dubuque County
APN
1024385009
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 22, 2026.
R-2
Two-Family Residential District
The R-2 district is intended to provide residential areas characterized by single-family and two-family dwellings. Increased densities and the introduction of two-family housing types are intended to provide greater housing options while maintaining the basic qualities of a low density residential neighborhood. The principal use of land in this district is for low density single- and two-family dwellings and related recreational, religious and educational facilities.
Permitted uses
Include but are not limited to:
Assembly/ meeting place
Religious facility
Housing-Group
Housing-Single unit
Housing-Multiple units
Infrastructure
Educational/school
Recreation
Golf related
Cemetery
Sep 3, 2025 • Active
Electrical
Install electrical wiring for a radon mitigation system.
Electrical
Oct 18, 2017 • Active
Plumbing
Repair a gas line.
Gas
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 102° expected this year, 15 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Dubuque, IA • 52001
Average low and high temperatures (°F)
28
12
36
19
54
34
62
43
72
51
82
63
85
68
81
64
79
57
68
48
49
34
34
20
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10.4 hours in
June and 4.1 hours in December, which is comparable to the
U.S. average for solar exposure.
10.4 hrs
4.1 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 640 W 11th Street St
$112,927
$2,073 under list price of $115K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $76K to $170K.