UNDER CONTRACT

Contingent

$256,000

Est. $1,743/mo —

•

2,028

sq ft

300 9th St SW, Spencer, IA 51301

About this home

UNLOCK SOMETHING GOOD. This thoughtfully updated and cared for 4-bedroom, 2-bath split-level home offers flexible living space and plenty to appreciate inside and out. The main level features an inviting living area and updated kitchen with abundant cabinetry and breakfast bar seating. The primary bedroom connects through a walk-through closet to the main-floor bath, where a freestanding soaking tub, separate walk-in shower, and generous cabinetry create a space you might not expect to find. The lower level adds a family room, additional bedrooms, and a 3/4 bath, giving everyone room to spread out. Patio doors extend the living space outdoors to a wooden deck overlooking the spacious patio and backyard with a fire pit and storage shed. An attached 2-car garage adds everyday convenience, while recent improvements include the furnace, central air, water heater, breaker box, lower-level wiring, Smartboard siding, and gutter guards. 300 9th Street SW brings together updates, space, and a backyard ready to be enjoyed.

Single-familyProperty Type

1976Year Built

8,740 sq ftLot Size

$126Price/Sq.Ft.

2 car garageParking

Listed by Kelly Bierl • Hometown Realty

Contact: PRIM: 712-260-5711

Listing updated: Sep 16, 2026 at 07:54am

Redfin checked: a minute ago

•Source:Iowa Great Lakes BOR #261138

Payment calculator

$1,743 per month

Principal and interest$1,432

Property taxes

$176

HOA dues

Home insurance

$134

Utilities

Add

5 minutes to get started. No credit impact.

Affordability tools

Open houses

No upcoming open houses.

Nearby open houses (1)

Around this home

Schools

K - 12
Preschool & daycare

Lincoln Elementary School

Public 3-5 • Assigned • 0.2mi

5/10

Spencer Middle School

Public 6-8 • Assigned • 1.9mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

300 9th St SW · $256,000

DAYS ON MARKET

The average home goes pending in 73 days.

SALE-TO-LIST

Most homes are selling 4% below list price.

LIST PRICE

Median sale price in this area is $190,000. (26% lower than this home)

PRICE DROP

18% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Eat-in kitchen
Pantry
Vaulted ceilings
Finished full basement

Bathrooms
1 full bathroom
1 three-quarter bathroom

Kitchen
Dishwasher
Microwave
Refrigerator
Water purifier

Heating & cooling
Central air
Ceiling fans
Electric forced-air heating

Sale and tax history for 300 9th St SW

Sale History
Tax History

Date

Event

Price

Iowa Great Lakes BOR #261138

Sep 14, 2026

Contingent

—

Sep 9, 2026

Listed

$256,000

$126/sq ft

Iowa Great Lakes BOR #1

Feb 6, 2024

Price Changed

$256,000

$126/sq ft

Oct 14, 2023

Price Changed

$258,500

$127/sq ft

Public Records

Jun 29, 2021

Sold

$220,000

$108/sq ft

Iowa Great Lakes BOR #210338

Jun 28, 2021

Sold

$219,900

$108/sq ft

May 5, 2021

Listed

$209,900

$104/sq ft

+19

Looking for Time to Relax, try it in this Beautiful 4 Bedroom 2 Bath Home. This Property has been well Taken Care of for many years with lots of Updates which include New Roof in 2019, New windows in the Past and Wonderful Landscaping Around the Home. Recently added all Brand New Kitchen featuring New Stainless Steel Appliances with new flooring on the Main Level! Nice Family Room in the Lower Level with the 2nd bath and 2 Bedrooms. Exterior Features a Raise Garden, Pond, Oversized Deck, 10x12 Shed and a Great Patio with Built in Fire Pit. Don't Miss out and Make this Your Next Home!!

Year

Property tax

Land + Additions

Assessment*

2026

$2,114 (−40.9%)

$25,000 + $191,330

$216,330

2025

$3,580 (+24.1%)

$25,000 + $123,940

$148,940

2024

$2,884 (+1.1%)

$19,290 + $214,590

$233,880

2023

$2,852 (+18.6%)

$19,290 + $214,590

$233,880

2022

$2,404 (+10.5%)

$19,290 + $177,650

$196,940

2021

$2,176 (+6.5%)

$19,290 + $151,480

$170,770

2020

$2,044 (+6.1%)

$16,430 + $107,750

$124,180

2019

$1,926 (+3.1%)

$16,430 + $107,750

$124,180

2018

$1,868 (−4.8%)

$14,290 + $99,180

$113,470

2017

$1,962 (−1.9%)

$14,290 + $97,790

$112,080

2015

$2,000 (+3.2%)

$14,290 + $97,890

$112,180

2014

$1,938

$12,860 + $102,500

$115,360

Public record

Beds

Baths

Stories

—

Lot width

76 ft.

Lot depth

115 ft.

Lot size

8,712 Sq. Ft.

Year renovated

1976

Finished Sq. Ft.

1,556

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,556

Year built

1976

Style

Single Family Residential

County

Clay County

APN

963618352006

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 8, 2026.

Climate risks

2/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 99° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Spencer, IA • 51301

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

87/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.5 hrs

5.7 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 300 9th St SW

$255,647

$353 under list price of $256K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $230K to $330K.

SOLD AUG 19, 2026
$250,000 Last sold price
3 beds2.5 baths1,720 sq ft
1304 13th Ave W, Spencer, IA 51301
$19/sq ft
larger lot
14 years newer
SOLD JUL 31, 2026
$235,000 Last sold price
4 beds1.5 baths2,160 sq ft
1128 Pleasant Ln, Spencer, IA 51301
$17/sq ft
15 years older
unfinished basement
SOLD JUN 18, 2026
$230,000 Last sold price
4 beds2 baths2,020 sq ft
1200 Craigs Ct, Spencer, IA 51301
$12/sq ft
3 years older
SOLD JUL 20, 2026
$255,000 Last sold price
3 beds2 baths2,187 sq ft
1017 W 11th St, Spencer, IA 51301
$9/sq ft
larger lot
7 years older
SOLD APR 15, 2026
$315,000 Last sold price
3 beds2 baths2,024 sq ft
1214 11th Ave SE, Spencer, IA 51301
$30/sq ft
larger lot
7 years newer
SOLD SEP 28, 2026
$329,875 Last sold price
5 beds2 baths1,976 sq ft
117 Parkway Dr, Spencer, IA 51301
$41/sq ft
larger lot

Rental earnings

Est. $1,241 per month, based on comparable rentals

Contact listing agent

Kelly Bierl

Hometown Realty

712-260-5711

kelly@byhometown.com

At this time, Redfin doesn't have an agent available to help you with this home.

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New listings for sale in 51301

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FOR SALE BY OWNER

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Details provided by Iowa Great Lakes BOR and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

Open houses

Nearby open houses (1)

Around this home

Schools

Lifestyle

Market insights

Property details

Sale and tax history for 300 9th St SW

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 300 9th St SW

Contact listing agent

Nearby similar homes

New listings for sale in 51301

More real estate resources