CONTINGENT

Contingent

$169,900

Est. $1,249/mo —

•

1,192

sq ft

205 E Jefferson St, Philo, IL 61864

About this home

Move to Philo and live your best small town life! This charming 2-bedroom, 1-bath ranch home offers nearly 1200 square feet and all major mechanicals replaced within the past 5 years. Enjoy an inviting kitchen, comfortable living room with hardwood flooring, and a dedicated laundry room. A connecting enclosed porch provides convenient access to both the backyard and two-car garage. A walk-up attic, accessible from both the home and garage, offers the possibility of additional storage. Outside, a generous front yard and fenced backyard provide room to garden, entertain, or unwind. Updates include a bathroom remodel and new furnace, air conditioning and water heater in 2021, followed by new siding, roof, gutters, and fencing in 2024. The bedroom carpeting could use a refresh, offering an opportunity to add your own finishing touch. You're just a golf cart ride from downtown favorites, including Fish Fridays at Philo Tavern and Krossing Korner Boutique, and only one block from St. Thomas Catholic School. With the heart of Champaign Urbana approximately 10 miles away and Unity Schools within a 10-minute drive, you can enjoy small town living with convenient access to nearby amenities. The home and septic system have been pre-inspected, with many repairs already completed by the seller.

Single-familyProperty Type

1952Year Built

0.29 acresLot Size

$143Price/Sq.Ft.

2 car garageParking

Listed by Katie Ruthstrom • KELLER WILLIAMS-TREC

Listing updated: Oct 12, 2026 at 11:50am

Redfin checked: a minute ago

•Source:MRED as Distributed by MLS Grid #12779603

Payment calculator

$1,249 per month

Principal and interest$916

Property taxes

$261

HOA dues

Home insurance

$72

Utilities

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Open houses

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Nearby open houses (10)

3D WALKTHROUGH
$196,000
4 beds1.5 baths1,080 sq ft
911 Foley Ave, Champaign, IL 61820
Garage • Built 1945 • Listed 107 days
OPEN SAT, 10AM TO 12PM
$218,000
2 beds2 baths1,290 sq ft
1413 S Western Ave, Champaign, IL 61821
7,840 sq ft lot • Garage • Built 1954
OPEN SAT, 1PM TO 3PM
$699,000
4 beds3.5 baths3,371 sq ft
1912 Byrnebruk Dr, Champaign, IL 61822
0.36 acre lot • 3 garage spots • Built 1983
OPEN SAT, 1PM TO 3PM
$174,900
2 beds1 bath1,506 sq ft
102 N Walnut St, Villa Grove, IL 61956
0.24 acre lot • 4 garage spots • Built 1889
OPEN SUN, 1PM TO 3PM
$245,000
3 beds2.5 baths1,526 sq ft
4618 Copper Ridge Rd, Champaign, IL 61822
$6 HOA • 2 garage spots • Built 2003
OPEN SUN, 2PM TO 4PM
$400,000
4 beds3.5 baths2,512 sq ft
2202 E Amber Ln, Urbana, IL 61802
3 garage spots • Built 2003
OPEN SUN, 2PM TO 4PM
$313,000
3 beds2.5 baths1,949 sq ft
1708 Park Haven Dr, Champaign, IL 61820
Garage • Built 1955
OPEN SUN, 2PM TO 4PM
$299,900
5 beds2 baths2,393 sq ft
2108 Blackthorn Dr, Champaign, IL 61821
6,969 sq ft lot • 2 garage spots • Built 1972
OPEN SUN, 2PM TO 4PM
$284,900
3 beds1.5 baths1,764 sq ft
1203 S Race St, Urbana, IL 61801
7,452 sq ft lot • Garage • Built 1916
OPEN SUN, 2PM TO 4PM
$185,000
2 beds1.5 baths1,341 sq ft
507 Clearwater Dr #1, Champaign, IL 61822
$17 HOA • 2 garage spots • Built 1987

Around this home

Schools

K - 12
Preschool & daycare

Unity East

Public PreK-5 • Assigned • 1.6mi

7/10

Unity Junior High School

Public 6-8 • Assigned • 5.1mi

5/10

Unity High School

Public 9-12 • Assigned • 5.1mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

205 E Jefferson St · $169,900

SALE-TO-LIST

Most homes are selling 2% below list price.

LIST PRICE

Median sale price in this area is $264,453. (56% higher than this home)

PRICE DROP

23% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Pull-down attic stairs
Crawl space
Ceiling fans
Carbon monoxide detectors
Sump pump
Cable TV available

Bedrooms
2 bedrooms on the main level

Bathrooms
1 full bathroom with no tub

Kitchen
Range and refrigerator
Kitchen/dining combination
Eating area with table space
Pantry closet

Laundry & utility
Main-level laundry
Washer and dryer
Electric dryer hookup
Laundry sink

Flooring
Hardwood
Carpet
Vinyl

Heating & cooling
Natural gas forced-air heating
Central air conditioning

Sale and tax history for 205 E Jefferson St

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$3,133 (+4.7%)

$4,160 + $56,910

$61,070

2024

$2,993 (+5.3%)

$4,160 + $56,910

$61,070

2023

$2,841 (+4.4%)

$3,820 + $52,310

$56,130

2022

$2,722 (+4.7%)

$3,540 + $48,480

$52,020

2021

$2,601 (+1.0%)

$3,320 + $45,520

$48,840

2020

$2,575 (−4.0%)

$3,150 + $43,230

$46,380

2019

$2,682 (+5.1%)

$2,950 + $40,480

$43,430

2018

$2,551 (+0.7%)

$2,850 + $39,110

$41,960

2017

$2,534 (+2.9%)

$2,710 + $37,210

$39,920

2016

$2,464 (+1.1%)

$2,610 + $35,810

$38,420

2015

$2,436 (+1.2%)

$2,540 + $34,900

$37,440

2013

$2,406

$2,490 + $34,250

$36,740

Public record

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

0.29 Acres

Year renovated

—

Finished Sq. Ft.

—

Unfinished Sq. Ft.

—

Total Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Champaign County

APN

192723185002

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 28, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 104° expected this year, 19 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Philo, IL • 61864

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.7 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.7 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 205 E Jefferson St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $177,750 and $380,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $178K to $380K.

SOLD AUG 20, 2026
$187,000 Last sold price
3 beds2 baths1,711 sq ft
312 S David St, Sidney, IL 61877
$34/sq ft
SOLD OCT 21, 2026
$380,000 Last sold price
3 beds2 baths1,602 sq ft
307 Horseshoe Dr, Philo, IL 61864
$94/sq ft
larger lot
66 years newer
SOLD SEP 1, 2026
$215,000 Last sold price
3 beds1.5 baths1,177 sq ft
507 E Larmon St, Tolono, IL 61880
$40/sq ft
smaller lot
24 years newer
SOLD MAR 27, 2026
$195,000 Last sold price
4 beds1.5 baths1,246 sq ft
610 E Roosevelt Rd, Philo, IL 61864
$14/sq ft
38 years newer
SOLD MAY 12, 2026
$177,750 Last sold price
3 beds1.5 baths1,248 sq ft
604 Locust St, Tolono, IL 61880
$1/sq ft
smaller lot
13 years newer
SOLD SEP 2, 2026
$235,000 Last sold price
3 beds1.5 baths1,629 sq ft
203 Eisenhower Dr, Philo, IL 61864
$1/sq ft
larger lot
22 years newer

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Details provided by MRED as Distributed by MLS Grid and may not match the public record. Learn more.

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