Pending

$149,900

Est. $1,079/mo —

•

894

sq ft

404 Water St, Rochester, IL 62563

About this home

Just in time for Rochester Homecoming weekend! If you’ve been waiting for an affordable opportunity to make Rochester home, 404 Water St. is the one. This inviting 3-bedroom, 1-bath home offers small-town charm, a practical layout, and a great location in the Rochester School District. An oversized detached two-car garage gives you plenty of room for parking, projects, and storage, complete with added cabinets and countertop workspace. The fully fenced backyard offers space to relax, garden, or entertain, plus a storage shed for even more convenience. Recent improvements include paint throughout, a new oven and microwave, new front exterior light, new ceiling fan in the back bedroom, and hallway closet shelving, door, and trim. Additional updates include gable vents, a bathroom exhaust vented outdoors, a front yard retaining wall, and an added wheel for the back gate. The washer and dryer stay, too! One more improvement is already on the schedule: the front yard will be leveled and reseeded before fall. Some listing photos have been digitally edited to help show what the lawn is expected to look like once it fills in next spring. Come see what life on Water Street could look like!

Single-familyProperty Type

1960Year Built

5,100 sq ftLot Size

$168Price/Sq.Ft.

2 garage spacesParking

Listed by Lacey Stephenson • Keller Williams Capital

Contact: Mobl: 217-638-4431

Listing updated: Oct 10, 2026 at 03:02pm

Redfin checked: a few seconds ago

•Source:RMLSA as Distributed by MLS Grid #CA1046919

Payment calculator

$1,079 per month

Principal and interest$818

Property taxes

$192

HOA dues

Home insurance

$69

Utilities

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Affordability tools

Open houses

No upcoming open houses.

Nearby open houses (8)

OPEN FRI, 3PM TO 6PM
$499,000
7 beds3 baths5,032 sq ft
520 Pleasant Ct, Chatham, IL 62629
0.28 acre lot • 3 garage spots • Pool
OPEN SAT, 1PM TO 2:30PM
$144,900
2 beds2 baths1,317 sq ft
2212 S Pasfield St, Springfield, IL 62704
7,050 sq ft lot • Garage • Built 1947
OPEN SUN, 11AM TO 1PM
$159,900
3 beds1 bath1,036 sq ft
2104 Scarbrough Rd, Springfield, IL 62702
0.25 acre lot • 2 garage spots • Built 1976
OPEN SUN, 12PM TO 2PM
$110,000
3 beds1 bath908 sq ft
49 Midland Ct, Springfield, IL 62702
5,000 sq ft lot • Parking • Built 1961
OPEN SUN, 12PM TO 2PM
$519,000
3 beds2.5 baths2,063 sq ft
3217 Enfield Cir, Springfield, IL 62711
0.27 acre lot • 3 garage spots • Built 2026
OPEN SUN, 1PM TO 3PM
$170,000
3 beds1.5 baths1,481 sq ft
1804 Lowell Ave, Springfield, IL 62704
6,640 sq ft lot • 2 garage spots
OPEN SUN, 1PM TO 3PM
$289,000
3 beds2.5 baths3,361 sq ft
3409 Ashley Ln, Springfield, IL 62711
9,594 sq ft lot • 2 garage spots • Built 1991
OPEN NOV 3, 4AM TO 6PM
$110,000
3 beds1.5 baths1,332 sq ft
2133 E Lawrence Ave, Springfield, IL 62703
0.28 acre lot • Garage • Built 2010

Around this home

Schools

K - 12
Preschool & daycare

Rochester Intermediate School

Public 4-6 • Assigned • 0.7mi

6/10

Rochester Junior High School

Public 7-8 • Assigned • 0.3mi

7/10

Rochester High School

Public 9-12 • Assigned • 0.4mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

404 Water St · $149,900

DAYS ON MARKET

The average home goes pending in 14 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

LIST PRICE

Median sale price in this area is $207,321. (38% higher than this home)

PRICE DROP

23% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Crawl space basement
No fireplaces

Bedrooms
3 bedrooms
Bedroom 1 (Main level) — 12.4 x 11.5, laminate flooring, egress window
Bedroom 2 (Main level) — 11.6 x 8.2, laminate flooring, egress window
Bedroom 3 (Main level) — 9.9 x 8.1, laminate flooring, egress window

Bathrooms
1 full bathroom

Kitchen
Kitchen on main level — 11.7 x 11.5, vinyl flooring

Flooring
Laminate flooring in main bedrooms
Vinyl flooring in kitchen

Heating & cooling
Central air
Forced air heating
Gas water heater

Sale and tax history for 404 Water St

Sale History
Tax History

Date

Event

Price

RMLSA as Distributed by MLS Grid #CA1046919

Oct 5, 2026

Pending

—

Oct 2, 2026

Listed

$149,900

$168/sq ft

Public Records

Sep 9, 2024

Sold

$134,900

$151/sq ft

Public Records

Sep 11, 2013

Sold

$89,000

$100/sq ft

RMLSA as Distributed by MLS Grid #CA114754

Feb 10, 2012

Sold

$83,000

$93/sq ft

Sep 15, 2011

Listed

$86,000

$96/sq ft

BEAUTIFUL!!You dont have to do much to this cute, cute home...just move right in!! It has more space that meets the eye! With an additional storage room off the back of the house AND a 2.5 car garage, theres plenty of room for everyone! New cabinets in the updated kitchen and an updated bathroom to boot!Newer roof, siding and windows all within the last 10 years...seriously, this house is ready for YOU! SQ FT BELIEVED TO BE ACCURATE BUT NOT WARRANTED

Public Records

Jul 25, 2006

Sold

$76,500

$86/sq ft

Join or sign in to view all info

Year

Property tax

Land + Additions

Assessment*

2025

$2,308 (−9.0%)

$8,168 + $30,987

$39,155

2024

$2,536 (−3.8%)

$7,899 + $29,968

$37,867

2023

$2,636 (+3.7%)

$7,503 + $28,465

$35,968

2022

$2,543 (+4.0%)

$7,104 + $26,953

$34,057

2021

$2,445 (+1.8%)

$6,820 + $25,877

$32,697

2020

$2,402 (+1.9%)

$6,732 + $25,545

$32,277

2019

$2,358 (+12.0%)

$6,776 + $25,712

$32,488

2018

$2,105 (+1.5%)

$2,844 + $25,932

$28,776

2017

$2,074 (+3.1%)

$2,814 + $25,657

$28,471

2016

$2,011 (+32.2%)

$2,722 + $24,818

$27,540

2013

$1,521

$2,646 + $24,133

$26,779

Public record

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

5,158 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

—

Unfinished Sq. Ft.

—

Total Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Sangamon County

APN

23150177002

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 16, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 105° expected this year, 20 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

3/10 Air Factor

1 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Rochester, IL • 62563

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

89/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.7 hrs

5.4 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 404 Water St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $99,900 and $245,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $100K to $245K.

SOLD SEP 28, 2026
$99,900 Last sold price
3 beds1 bath1,511 sq ft
5 Mishawaka Dr, Rochester, IL 62563
$102/sq ft
basement
SOLD APR 21, 2026
$180,000 Last sold price
3 beds2 baths1,683 sq ft
139 Willow Rd, Rochester, IL 62563
$61/sq ft
larger lot
6 years newer
SOLD AUG 28, 2026
$200,000 Last sold price
2 beds2 baths1,262 sq ft
2739 Dartmouth Dr, Springfield, IL 62712
$10/sq ft
24 years newer
SOLD AUG 27, 2026
$165,000 Last sold price
2 beds1 bath1,152 sq ft
441 N Walnut St, Rochester, IL 62563
$25/sq ft
larger lot
9 years older
SOLD JUL 2, 2026
$212,000 Last sold price
4 beds2 baths1,562 sq ft
4 Guinevere Dr, Rochester, IL 62563
$32/sq ft
larger lot
14 years newer
SOLD AUG 25, 2026
$245,000 Last sold price
2 beds2 baths2,164 sq ft
54 Longview Dr, Springfield, IL 62712
$55/sq ft
larger lot
23 years newer

This home is pending

The seller has accepted an offer, and this property is now .

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Details provided by RMLSA as Distributed by MLS Grid and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

Open houses

Nearby open houses (8)

Around this home

Schools

Lifestyle

Market insights

Property details

Sale and tax history for 404 Water St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 404 Water St

This home is pending

Questions? Redfin partner agents are here to help

Nearby similar homes

New listings for sale in 62563

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