For sale

$239,900

Est. $1,650/mo —

•

2,112

sq ft

1914 Garrard St, Covington, KY 41014

About this home

Turnkey. Spacious. Close to everything! Welcome to 1914 Garrard Street, a beautifully renovated 3-bedroom, 2-bath home offering over 2,100 sq. ft!. Fully renovated in 2023, nearly everything is just three years old or less, giving you the charm of an established home without the long list of projects! Inside, you'll find a bright, inviting floor plan with modern finishes and plenty of room to spread out. Outside, enjoy a cute backyard plus the convenience of off-street parking. And the location is hard to beat--just 7 minutes from Mainstrasse Village and less than 10 minutes from downtown Cincinnati. Whether you're looking for your first home, more space, or simply something you can move into and enjoy from day one, this one checks a lot of boxes!

Single-familyProperty Type

1889Year Built

2,500 sq ftLot Size

$114Price/Sq.Ft.

1 spaceParking

Listed by Andrew Duncan • Keller Williams Advisors

Listing updated: Sep 9, 2026 at 03:07pm

Redfin checked: a minute ago

•Source:NKMLS #646132

Payment calculator

$1,650 per month

Principal and interest$1,309

Property taxes

$238

HOA dues

Home insurance

$102

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

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$249,000
2 beds2 baths1,065 sq ft
632 Station Dr Unit 44-300, Ludlow, KY 41016
OPEN TODAY, 4PM TO 6PM
$949,000
4 beds3.5 baths— sq ft
918 Fairbanks Ln, Southgate, KY 41071
OPEN WED, 5:30PM TO 7PM
$280,000
3 beds1.5 baths1,415 sq ft
1410 Ludlow Pl, Cincinnati, OH 45223
OPEN FRI, 5PM TO 6PM
$439,900
3 beds3 baths1,677 sq ft
11063 Woodmont Way, Independence, KY 41051
OPEN SAT, 12PM TO 4PM
$787,000
4 beds3.5 baths3,536 sq ft
5622 Richards Ln #134, Bridgetown North, OH 45248
OPEN SAT, 12PM TO 2PM
$1,225,000
3 beds2.5 baths2,560 sq ft
1 Highland Ave #102, Fort Thomas, KY 41075
OPEN SAT, 1PM TO 3PM
$434,000
4 beds2.5 baths2,539 sq ft
2063 Morningside Dr, Florence, KY 41042
OPEN SAT, 1PM TO 3PM
$424,900
3 beds2 baths1,352 sq ft
3430 Pape Ave, Cincinnati, OH 45208
OPEN SUN, 11AM TO 12:30PM
$450,000
3 beds2.5 baths1,988 sq ft
4208 Williamson Pl, Cincinnati, OH 45223
OPEN SUN, 1PM TO 2:30PM
$629,000
5 beds4.5 baths3,234 sq ft
1023 Aristides Dr, Union, KY 41091

Around this home

Schools

K - 12
Preschool & daycare

Sixth District Elementary School

Public K-5 • Assigned • 0.1mi

3/10

Holmes Middle School

Public 6-8 • Assigned • 0.5mi

3/10

Holmes High School

Public 9-12 • Assigned • 0.5mi

1/10

Provided by GreatSchools

About

Austinburg

Austinburg, located between MainStrasse Village and the Ohio River, is a historic and residential Covington neighborhood with a walkable street grid and hillside views. The neighborhood’s character concentrates around the Pike Street corridor near Randolph Park, where corner storefronts, stoops, and porch-lined blocks set a steady, lived-in rhythm. Late-1800s Italianate and Queen Anne houses mix with tidy brick multifamily buildings, giving the streetscape a layered look. MainStrasse Village’s Goose Girl Fountain and its restaurant-lined blocks sit just to the east, adding a café-and-bistro backdrop to daily routines. Roebling Point’s riverfront paths and views of the John A. Roebling Suspension Bridge frame the northern edge. Devou Park’s overlooks and trails rise nearby, balancing city blocks with green space.

Provided by Walk Score and Local Logic

Offer insights

1914 Garrard St · $239,900

Strong offer

$240K and above

75% chance or better to win

Why $240K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 10 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Electric fireplace
Full basement
Vinyl-clad windows

Bedrooms
Primary bedroom (11 x 14)
Bedroom 2 (11 x 9)
Bedroom 3 (14 x 15)

Bathrooms
2 full bathrooms
Secondary bath (6 x 5)

Kitchen
Stainless steel appliances
Electric oven and electric range
Dishwasher
Microwave

Laundry & utility
Washer and dryer included

Heating & cooling
Central air conditioning
Forced air heating

Sale and tax history for 1914 Garrard St

Sale History
Tax History

Date

Event

Price

NKMLS #646132

Sep 9, 2026

Price Changed

$239,900

$114/sq ft

Aug 28, 2026

Listed

$249,900

$118/sq ft

NKMLS #615504

Aug 14, 2023

Sold

$215,000

$102/sq ft

Jul 24, 2023

Pending

—

Jul 21, 2023

Listed

$199,000

$94/sq ft

+28

Public Remarks

Introducing this stunningly remodeled gem that's sure to impress! This exquisite property has undergone a complete transformation, with no detail spared*From the drywall to the electric, plumbing and HVAC systems*Everything is brand new, guaranteeing a modern and worry-free living experience*Step into the sleek, gourmet kitchen and beautifully appointed bathrooms and enjoy the convenience of a first floor primary bedroom and laundry*Topped with off-street parking and a freshly painted exterior*Don't miss the chance to make this place yours - It won't last!

NKMLS #333098

Sep 21, 2006

Sold

$26,800

$13/sq ft

Aug 4, 2006

Listed

$24,900

$12/sq ft

NKMLS #317434

Feb 2, 2006

Listing Removed

—

Aug 28, 2005

Listed

$46,000

$22/sq ft

NKMLS #217114

Jun 6, 1997

Sold

$43,000

$20/sq ft

Jul 22, 1996

Listed

$44,900

$21/sq ft

Public Records

Sep 5, 1995

Sold

$23,000

$11/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$2,862 (+0.7%)

$10,000 + $205,000

$215,000

2024

$2,841 (+154.9%)

$5,000 + $210,000

$215,000

2023

$1,114 (+0.3%)

$5,000 + $210,000

$215,000

2022

$1,111 (+6.1%)

$5,000 + $75,000

$80,000

2021

$1,047 (+0.5%)

$5,000 + $75,000

$80,000

2020

$1,042 (−1.1%)

$5,000 + $60,000

$65,000

2019

$1,053 (−2.0%)

$5,000 + $60,000

$65,000

2018

$1,074 (−1.4%)

$5,000 + $60,000

$65,000

2017

$1,089 (+2.6%)

$5,000 + $60,000

$65,000

2016

$1,061 (−1.9%)

$5,000 + $60,000

$65,000

2014

$1,082

$5,000 + $60,000

$65,000

Public record

Public record
Zoning

Beds

Baths

1.5

Stories

Lot width

—

Lot depth

—

Lot size

2,500 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

2,112

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,112

Year built

1889

Style

Single Family Residential

County

Kenton County

APN

055-32-11-023.00

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 31, 2026.

Semi-Urban Residential District

The purpose of the Semi-Urban Residential district is to provide for renovation, incremental expansion, or new construction of contextually-sensitive single-family detached and attached, two-family, townhouse, and triplex/quadplex dwellings, along with allowances for small-scale neighborhood commercial uses, and to prevent or minimize vehicular access points from interrupting streetscapes and non-motorized mobility. Small to moderate levels of landscaping are present.

Permitted uses

Include but are not limited to:

Equestrian facility
Livestock production
Community / recreation center
Day care facility
Housing-Single unit
Housing-Multiple units
Housing-Other
Museum / gallery
Post office
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 103° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Covington, KY • 41014

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

73/ 100

Good sunlight

Sunscore

This home receives average direct sun exposure in Covington. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8 hrs

3.1 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 1914 Garrard St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $189,900 and $275,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $190K to $275K.

SOLD JUN 5, 2026
$275,000 Last sold price
3 beds2 baths1,844 sq ft
335 E 17th St, Covington, KY 41014
$35/sq ft
larger lot
11 years newer
SOLD OCT 17, 2025
$254,900 Last sold price
3 beds2 baths1,824 sq ft
1816 Scott Blvd, Covington, KY 41014
$26/sq ft
larger lot
10 years newer
SOLD MAY 20, 2026
$250,000 Last sold price
3 beds2 baths— sq ft
1918 Greenup St, Covington, KY 41011
larger lot
32 years newer
SOLD AUG 11, 2026
$216,500 Last sold price
4 beds1.5 baths1,472 sq ft
332 E 18th St, Covington, KY 41014
$33/sq ft
smaller lot
15 years newer
SOLD AUG 28, 2026
$189,900 Last sold price
3 beds2 baths1,690 sq ft
2007 Garrard St, Covington, KY 41014
$2/sq ft
10 years newer
SOLD AUG 10, 2026
$195,000 Last sold price
2 beds1 bath945 sq ft
408 E 18th St, Covington, KY 41014
$92/sq ft

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Early Access listings

EARLY ACCESSREDFIN COMING SOON

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3D WALKTHROUGH

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3D WALKTHROUGH

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New listings for sale in 41014

$168,000

1 bed1 bath722 sq ft

415 W 21st St, Covington, KY 41014

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4 beds1.5 baths1,888 sq ft

25 Wallace Ave, Covington, KY 41014

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417 W 16th St, Covington, KY 41014

3D WALKTHROUGH

$249,000

3 beds2 baths— sq ft

2715 James Ave, Covington, KY 41014

Details provided by NKMLS and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

See this home in person

Nearby open houses (10)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 1914 Garrard St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 1914 Garrard St

Early Access listings

Nearby similar homes

New listings for sale in 41014

More real estate resources