Welcome to this move-in-ready 2 bedroom, 1 bathroom lake home situated in the sought-after Pirates Cove community in Hardin, KY. Designed for easy low-maintenance living, this property works exceptionally well as a short-term rental, weekend retreat, or primary residence near the water. Inside, the home features a clean, cohesive layout highlighted by fresh interior paint, durable wood-look flooring, ceiling fans, and distinctive metal wainscoting detailing throughout the living areas and bedrooms. The open main living space flows directly into a functional kitchen equipped with white cabinetry, butcher block countertops, open shelving, a dishwasher, refrigerator, electric range, and an integrated breakfast bar dining setup. Both bedrooms offer dedicated closet storage and natural light, while the full bathroom includes a dark vanity with a solid-surface top, updated lighting, and a walk-in shower insert. Outdoor living is highlighted by a great covered back deck, perfect for relaxing or entertaining after a day on the lake. Key mechanical and exterior updates give peace of mind for years to come. Improvements include an HVAC system installed in 2023, a paved driveway, re-certified septic lines with updated PVC, a graded under-house crawlspace complete with a sump pump, rerouted and wrapped plumbing beneath the home, and underground-plumbed downspouts graded away from the structure. The yard has also been graded with rip-rap added to the back section for improved drainage and erosion control.Located less than a mile from a community boat ramp and dock, getting on the water for fishing, boating, and swimming is effortless. Homeowners can be added to the waitlist to rent a boat slip as they become available. Residents and guests can take full advantage of Pirates Cove amenities, including the brand-new community pool, miniature golf, and easy shoreline access (membership details available through the subdivision office).
Single-familyProperty Type
1982Year Built
6,969 sq ftLot Size
$177Price/Sq.Ft.
$19/moHOA Dues
1 car garageParking
Listed by Dave Ackley• Keller Williams Experience - Paducah
This cozy 2 bedroom, 1 bath lake home is located in Pirates Cove. It is perfect for an Airbnb (Turn key) a family looking for a weekend getaway spot or a long-term stay. This home has all the amenities you need to enjoy your time on the lake - a full kitchen, comfortable living room, and two bedrooms. Unfortunately, it does not come with a lake view, but the home is situated within minutes of the lake, allowing for easy access to the shoreline for swimming, fishing, and other water activities. The beautiful surroundings make this an ideal spot for those looking to relax and take in the serenity of Pirates Cove. Contact office for membership pricing for amenities such as pool, miniature golf and boat dock.
Public Records
Aug 26, 2022
Sold
$124,900
$131/sq ft
ImagineMLS #W118095
Jul 18, 2022
Sold
$124,900
$131/sq ft
Jun 30, 2022
Listed
$124,900
$131/sq ft
Marina has boat slips that are first come first serve
Public Records
Feb 19, 2014
Sold
$40,500
$43/sq ft
Year
Property tax
Land + Additions
Assessment*
2024
$1,108 (−10.8%)
$8,000 + $141,000
$149,000
2023
$1,242 (+119.5%)
$6,000 + $113,900
$119,900
2022
$566 (−1.2%)
$6,000 + $45,000
$51,000
2021
$573 (+28.7%)
$6,000 + $45,000
$51,000
2020
$445
$6,000 + $33,000
$39,000
2019
$446 (−0.4%)
$6,000 + $33,000
$39,000
2018
$447 (−0.1%)
$6,000 + $33,000
$39,000
2017
$448
$6,000 + $33,000
$39,000
2016
$448 (−3.4%)
$6,000 + $33,000
$39,000
2014
$464 (+5.2%)
$6,000 + $33,000
$39,000
2013
$441
$6,000 + $33,000
$39,000
Public record
Beds
2
Baths
1
Stories
—
Lot width
—
Lot depth
—
Lot size
4,792 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
864
Unfinished Sq. Ft.
—
Total Sq. Ft.
864
Year built
—
Style
Other
County
Marshall County
APN
74-0A-02-008.
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Nov 6, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
6/10 Heat Factor
7 days above 109° expected this year, 21 days in 30 years
4/10 Wind Factor
8% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Hardin, KY • 42048
Average low and high temperatures (°F)
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25
51
32
68
46
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69
89
73
88
67
86
62
73
53
61
44
50
35
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
Try the sun simulator tool to see how light moves across the property at different times of day and year.
Provided by Shadowmap
Redfin Estimate for 70 Windjammer Loop
$170,365
$2,365 over list price of $168K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $132K to $225K.