Well-kept and move-in ready! This 2-bedroom, 1-bath Bay City home offers a comfortable layout with a full basement providing plenty of additional storage and usable space. Outside, enjoy a composite front deck, fully fenced yard with privacy fencing, detached garage, and fenced-in parking area. Major updates include a brand-new roof and a newer water heater installed in 2023. Conveniently located on Madison Avenue just blocks from downtown Bay City, with easy access to shopping, dining, entertainment, and more. A nicely maintained home with great outdoor space and important updates already completed. Come take a look!
Downtown Bay City, located between the Saginaw River waterfront and Veterans Memorial Park, is a historic and walkable Bay City neighborhood with a brick-lined streetscape and a working-river backdrop. The character concentrates along Center Avenue near Washington Avenue, where independent boutiques, coffee counters, galleries, and late-night bites cluster under classic storefront cornices. The State Theatre anchors the marquee-lit arts calendar, while Studio 23/The Arts Center keeps local exhibitions in rotation. Wenonah Park frames festivals and river views beside the Delta College Planetarium. Architecture leans Italianate and early-20th-century commercial blocks, with loft-style upper floors above street-level retail. Side streets shift quieter, with pocket parks and riverwalk segments tying blocks together.
Provided by Walk Score and Local Logic
Market insights
319 N Madison Ave · $99,900
DAYS ON MARKET
20 days
The average home goes pending in 26 days.
SALE-TO-LIST
97.9%
Most homes are selling 2% below list price.
LIST PRICE
$99,900
Median sale price in this area is $174,539. (75% higher than this home)
PRICE DROP
2 price drops
31% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Wood-burning fireplace
Basement (block foundation)
Bedrooms
Main-level bedrooms (2 total)
Bedroom 1: 10 x 13, vinyl flooring
Bedroom 2: 15 x 10, vinyl flooring
Bathrooms
1 full bathroom (main level) with vinyl flooring
Kitchen
Kitchen on main level, 14 x 11, vinyl flooring
Range/Oven, Refrigerator
Laundry & utility
Washer and Dryer included
Flooring
Vinyl in kitchen, bedrooms and bathroom
Carpet in living room, office and other room(s)
Heating & cooling
Natural gas heating (forced air)
Electric water heater
Exterior features
Aluminum exterior
Owned fence
Deck
Road frontage
Lot frontage 50'
Home design
Residential, 1 story
Built in 1920
Parking
Detached 1-car garage
Construction
Block basement
Utilities
Public water
Public sanitary sewer
Natural gas
Electricity and solar
View estimated energy costs and solar savings for this home
Well-kept and move-in ready! This 2-bedroom, 1-bath Bay City home offers a comfortable layout with a full basement providing plenty of additional storage and usable space. Outside, enjoy a composite front deck, fully fenced yard with privacy fencing, detached garage, and fenced-in parking area. Major updates include a brand-new roof and a newer water heater installed in 2023. Conveniently located on Madison Avenue just blocks from downtown Bay City, with easy access to shopping, dining, entertainment, and more. A nicely maintained home with great outdoor space and important updates already completed. Come take a look!
MiRealSource-MiMLS #50124705
Jan 26, 2024
Sold
$75,900
$36/sq ft
Dec 21, 2023
Pending
—
Dec 8, 2023
Relisted
—
Nov 8, 2023
Pending
—
Oct 29, 2023
Contingent
—
Oct 26, 2023
Price Changed
$78,900
$38/sq ft
Oct 11, 2023
Listed
$78,900
$38/sq ft
Oct 11, 2023
Listed
$79,900
$38/sq ft
Welcome to this charming, raised ranch nestled in the heart of Bay City! This delightful 2-bedroom, 1-bathroom home features numerous updates, including brand-new carpet and vinyl flooring that adds a touch of modern elegance. The entire home has been freshly painted, giving it a bright and inviting atmosphere. Stylish light fixtures and blinds have been added throughout. The living room is adorned with recessed lighting, creating a cozy ambiance for relaxing evenings. This home offers a full unfinished basement and a shed outside, providing ample storage space. Don't miss the opportunity to make this raised ranch your own. Schedule a viewing today and experience the joy of living in this wonderful Bay City home!
MiRealSource-MiMLS #50112309
Jul 25, 2023
Sold
$58,000
$28/sq ft
Jun 20, 2023
Pending
—
Jun 15, 2023
Listed
$54,000
$26/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,790 (+9.2%)
2024
$1,640 (+50.1%)
2023
$1,093 (+5.0%)
2022
$1,041 (+6.3%)
2021
$979 (−6.0%)
2020
$1,041 (+2.2%)
2019
$1,018 (+1.0%)
2018
$1,008 (+2.2%)
2017
$986 (+0.6%)
2016
$980 (+2.9%)
2014
$952
Public record
Beds
2
Baths
1
Stories
—
Lot width
50 ft.
Lot depth
100 ft.
Lot size
4,792 Sq. Ft.
Year renovated
1980
Finished Sq. Ft.
1,044
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,044
Year built
1920
Style
Single Family Residential
County
Bay County
APN
160-028-205-007-00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 12, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 97° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Bay City, MI • 48708
Average low and high temperatures (°F)
27
15
32
18
47
29
58
39
66
47
80
60
85
65
80
61
75
54
63
45
47
35
33
22
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
86/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.2 hrs
5 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 319 N Madison Ave
$97,663
$2,237 under list price of $100K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $72K to $125K.