For sale

$169,900

Est. $1,079/mo —

•

1,786

sq ft

504 N Monroe St, Bay City, MI 48708

About this home

Freshly updated side-by-side duplex in the historical district walking distance from downtown Bay City the Historic Masonic Temple, center street and the Uptown/riverfront districts. Freshly painted exterior on house and garage, three years old asphalt roof on house and metal garage roof. Paved off street 3 car driveway with a large 22x24 two-car garage. Large front porch plus unit has its own side or back porch. Mostly fenced in private backyard with a small fire pit. Two 2-bedroom, 1-bath units plus 1600 sf of extra storage, on site laundry and additional toilet in the basement. About 1,786 sf finished above grade. Unit A: Features hardwood floors, 9’ ceilings, microwave, and kitchen/dining room breakfast bar, original wood trim and staircase, clawfoot tub large front window and open spacious design on the main level. Unit B: Features bay-windows for lots of natural lighting in the spacious living room and seamless flow into the dining area. All laid out on a single level with a sky light in the bathroom. High-efficiency furnace and walk out back porch to enjoy some privacy. Both sides have updated separate electrical sub panels, GFCI’s. Separate gas meters, dryer outlets and hot water heaters for each unit. Shared water and sewer. Refrigerator and ranges stay in each unit. Empty on both sides so you can walk the whole building with no tenant coordination. Live in one side and rent the other, or rent both. Both units rent quickly and have been previously rented $1100 a month plus utilities and split water/sewer for each unit from 2022 until April of this year. Also has high potential for Airbnb/short term style rental. Get in now to this walkable area and grow with the city of Bay City.

Multi-familyProperty Type

1913Year Built

6,969 sq ftLot Size

$95Price/Sq.Ft.

2 car garageParking

Listed by Brooklynn Luckhurst • EXP Realty

•888-501-7085 (broker)

Listing updated: Aug 31, 2026 at 10:24pm

Redfin checked: 3 minutes ago

•Source:MiRealSource-MiMLS #50220347

Payment calculator

$1,079 per month

Principal and interest$893

Property taxes

$115

HOA dues

Home insurance

$71

Utilities

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Around this home

Schools

K - 12
Preschool & daycare

Washington Elementary School

Public PreK-5 • Assigned • 0.7mi

6/10

Handy Middle School

Public 6-8 • Assigned • 1.5mi

4/10

Bay City Central High School

Public 9-12 • Assigned • 0.6mi

6/10

Provided by GreatSchools

About Center Avenue Historic

District

Center Avenue Historic District, located between Downtown Bay City and the Saginaw River, is a historic and walkable Bay City neighborhood with ornate Victorian-era homes and a leafy, porch-lined streetscape. The neighborhood’s character concentrates along Center Avenue near Washington Avenue, where restored facades frame a steady rhythm of local storefronts and sidewalk life. Architectural details—turrets, brickwork, and deep setbacks—set a measured, residential pace. The district’s cultural backbone includes the Bay County Historical Society, the Delta College Planetarium, and the Bay City State Theatre. Pocket parks and riverfront paths shape daily routines without leaving the grid. Seasonal festivals and downtown events spill naturally into the avenue’s historic blocks.

Provided by Walk Score and Local Logic

Market insights

504 N Monroe St · $169,900

DAYS ON MARKET

The average home goes pending in 43 days.

SALE-TO-LIST

Most homes are selling 7% below list price.

LIST PRICE

Median list price in this area is $157,588. (7% lower than this home)

PRICE DROP

46% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Bay window
Hardwood floors
Basement

Bedrooms
Unit 1: two bedrooms on the second floor
Unit 2: two bedrooms on the first floor (11 x 12 and 15 x 8)

Bathrooms
Three total bathrooms
Two full bathrooms
Half/hall lavatories on the first floor, second floor and in the basement

Kitchen
Unit 1 kitchen on the first floor
Unit 2 kitchen on the first floor (8 x 11)
Range/oven
Refrigerator

Laundry & utility
Washer and dryer included
Gas water heater

Flooring
Hardwood floors

Heating & cooling
Forced-air heating
Natural gas fuel
Wall/window A/C and exhaust fan
Separate heat and separate gas and electric for units

Sale and tax history for 504 N Monroe St

Sale History
Tax History

Date

Event

Price

MiRealSource-MiMLS #50220347

Aug 31, 2026

Listed

$169,900

$95/sq ft

REALCOMP #61050220347

Sep 4, 2026

Relisted

—

Sep 3, 2026

Listing Removed

—

Aug 31, 2026

Listed

$169,900

$95/sq ft

+25

Freshly updated side-by-side duplex in the historical district walking distance from downtown Bay City the Historic Masonic Temple, center street and the Uptown/riverfront districts. Freshly painted exterior on house and garage, three years old asphalt roof on house and metal garage roof. Paved off street 3 car driveway with a large 22x24 two-car garage. Large front porch plus unit has its own side or back porch. Mostly fenced in private backyard with a small fire pit. Two 2-bedroom, 1-bath units plus 1600 sf of extra storage, on site laundry and additional toilet in the basement. About 1,786 sf finished above grade. Unit A: Features hardwood floors, 9' ceilings, microwave, and kitchen/dining room breakfast bar, original wood trim and staircase, clawfoot tub large front window and open spacious design on the main level. Unit B: Features bay-windows for lots of natural lighting in the spacious living room and seamless flow into the dining area. All laid out on a single level with a sky light in the bathroom. High-efficiency furnace and walk out back porch to enjoy some privacy. Both sides have updated separate electrical sub panels, GFCI's. Separate gas meters, dryer outlets and hot water heaters for each unit. Shared water and sewer. Refrigerator and ranges stay in each unit. Empty on both sides so you can walk the whole building with no tenant coordination. Live in one side and rent the other, or rent both. Both units rent quickly and have been previously rented $1100 a month plus utilities and split water/sewer for each unit from 2022 until April of this year. Also has high potential for Airbnb/short term style rental. Get in now to this walkable area and grow with the city of Bay City.

Greater Lansing AoR #30826751

Mar 18, 2016

Sold

$13,500

$8/sq ft

Feb 23, 2016

Listed

$19,900

$11/sq ft

Calling all investors! Here is a 2 unit waiting for a new owner. Positive cash flow. 2 - Two Bedroom units. Apt B has been renovated just recently and is all on one level. Apt A is a spacious townhouse style unit. Both with access to the basement with separate electrical, furnaces & water heaters. Some updated plumbing has been done. Private entrances, off road parking plus a 2+ Car Garage. NOT city certified at this time.

Public Records

Mar 1, 2005

Sold

$66,135

$37/sq ft

Public record

Beds

Baths

1.5

Stories

—

Lot width

62 ft.

Lot depth

110 ft.

Lot size

6,970 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

1,786

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,786

Year built

1913

Style

Single Family Residential

County

Bay County

APN

160-021-469-003-00

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 17, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 97° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Bay City, MI • 48708

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

82/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.6 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 504 N Monroe St

$165,495

$4,405 under list price of $170K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $72K to $215K.

SOLD JUL 15, 2026
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larger lot
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6 beds2 baths1,922 sq ft
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4 beds2 baths2,214 sq ft
410 N Hampton St, Bay City, MI 48708
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$133,500 Last sold price
4 beds2 baths1,638 sq ft
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