Experience an extraordinary standard of waterfront living in these meticulously designed luxury townhomes overlooking the breathtaking waters of Bay St. Louis. Every detail has been thoughtfully crafted to deliver timeless coastal elegance, exceptional comfort, and uncompromising quality, creating a residence that lives like a custom waterfront estate. Constructed with premium craftsmanship, each home features 2x6 exterior walls with R-19 insulation, R-38 attic insulation, and insulated flooring between all three levels for superior energy efficiency and comfort. Party walls utilize staggered-stud, double-wall construction with two layers of 5/8-inch drywall on both sides, providing outstanding soundproofing, enhanced privacy, and a superior firewall between residences. The lower level is designed for convenience and coastal living, featuring a private guest entrance with direct access to the private pedestrian elevator, an expansive storage area, an oversized garage with a 10' x 12' door designed to accommodate larger center-console boats, and a spacious waterfront entertaining area beneath the home. The main living level showcases spectacular panoramic views of Bay St. Louis through oversized windows beneath soaring 12-foot ceilings. Elegant ceiling beams, shiplap accents, and premium finishes complement the open-concept design. The gourmet kitchen features custom cabinetry, an oversized island, breakfast bar, double ovens, smooth cooktop, built-in microwave, premium refrigerator, and an oversized walk-in pantry. A wet bar with sink, wine cooler, and ice maker flows seamlessly into the great room, highlighted by a dramatic 60-inch electric fireplace. Expansive multi-panel glass doors open completely to a covered waterfront terrace with motorized retractable screens, creating seamless indoor-outdoor living. A separate covered grilling porch enhances the entertaining experience, while owners may choose to add an optional mid-level waterfront deck to further expand their outdoor living space. The luxurious primary suite offers private balcony access and stunning water views. The spa-inspired bath features a custom-tiled walk-in shower, dual vanities, oversized mirrors, abundant cabinetry, and a premium intelligent toilet with heated seat, bidet, automatic lid, and automatic flushing. A spacious laundry room, oversized coat closet, powder room, and dedicated HVAC system complete the main level. The upper level offers two spacious guest bedrooms, a beautifully appointed full bath with an acrylic soaking tub, custom-tiled shower, and intelligent toilet, plus a comfortable loft ideal for a media room, reading area, or additional gathering space. Guests also enjoy a large covered waterfront balcony with breathtaking sunset views. Every residence includes a private pedestrian elevator serving all three levels for effortless accessibility. Each townhome also includes its own dedicated section of waterfront bulkhead, allowing owners to design and construct a private dock tailored to their boating lifestyle. Whether for a center-console, cruiser, pontoon, or personal watercraft, you'll enjoy direct boating access to Bay St. Louis, the Mississippi Sound, and the Gulf of America. These exceptional estate-style waterfront townhomes combine refined coastal architecture, superior engineering, premium construction, luxury finishes, breathtaking views, and an unmatched boating lifestyle to create one of the Mississippi Gulf Coast's most exclusive residential opportunities. Ideal as a primary residence, second home, or luxury waterfront retreat, they offer an extraordinary blend of craftsmanship, customization, comfort, and coastal elegance.
TownhomeProperty Type
2026Year Built
0.25 acresLot Size
$458Price/Sq.Ft.
$85/moHOA Dues
2 garage spacesParking
Listed by Ronnie Stelly• Allied Realty Coastal Homes
Listed by April Wilcox• Allied Realty Coastal Homes
See remarks for additional interior features and appliances
Bathrooms
3 full bathrooms
Kitchen
See remarks for included appliances
Laundry & utility
See remarks for laundry features
Flooring
See remarks for flooring
Heating & cooling
Central heating
Central air conditioning
Exterior features
Private pool (see remarks for details)
Patio/porch (see remarks)
Cleared lot
Waterfront with canal frontage, bulkhead, and boat dock (see remarks for details)
Home design
Townhouse
New construction
Three or more levels
Entry on multiple levels (see remarks for structure type)
Parking
2-car garage
Driveway with concrete surface
Total parking for 4 vehicles
Construction
Metal roof
Foundation on pilings/steel/wood
Construction materials: see remarks
Built by builder (living area/source from builder)
Utilities
Public water
Public sewer
Electricity connected
Propane connected
Sewer connected
Water connected
HOA & community
Homeowners association with $85 monthly fee covering grounds maintenance
Community amenities include clubhouse, pool, marina, boat/RV storage, tennis courts, golf, fishing, hiking/walking and biking trails, park, restaurant, airport/runway access, sidewalks, and nearby entertainment
Electricity and solar
View estimated energy costs and solar savings for this home
As the MLS and public records start to fill up, we'll list the details here.
Public record
Beds
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Baths
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Stories
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Lot width
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Lot depth
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Lot size
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Year renovated
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Finished Sq. Ft.
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Unfinished Sq. Ft.
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Total Sq. Ft.
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Year built
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Style
Townhouse
County
Hancock County
APN
132j-1-10-002.038
Parking Spaces
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Basement
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Accessible
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HOA Dues
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Garage
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Features
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Last updated by owner on Sep 2, 2026.
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
5/10 Fire Factor
5% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 107° expected this year, 21 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Diamondhead, MS • 39525
Average low and high temperatures (°F)
61
41
70
49
75
56
80
62
83
68
89
74
92
75
89
74
89
69
82
61
75
56
65
47
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
98/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 9% for direct sun exposure in Diamondhead. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.2 hrs
7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 3425 Harbor Cir
There isn’t enough information to generate an accurate estimate at this time. Learn More
More resources
Rental earnings
Est. $3,467 per month, based on comparable rentals