FOR SALE BY OWNER
645 West St, Phillips, NE 68865
For sale
$195,000
Est. $1,296/mo
4
bd
•
1 ba
•
2,004
sq ft

645 West St, Phillips, NE 68865

map-entry

About this home

2010Year Built
$97Price/Sq.Ft.
Source:FSBO.com#cmu31eo340hdhs6017t5v3d6e
48 days on Redfin • 67 views • 2 favorites

Payment calculator

$1,296 per month

Principal and interest$1,051
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($39,000)
Home price
$195,000
Loan details
30-yr fixed, 7.13%

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Around this home

Schools

Aurora Elementary School

Public PreK-5 • Assigned • 10.7mi

7/10
Aurora Middle School

Public 6-8 • Assigned • 10.7mi

6/10
Aurora High School

Public 9-12 • Assigned • 10.7mi

5/10
Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

645 West St · $195,000
DAYS ON MARKET
49 days
The average home goes pending in 36 days.
SALE-TO-LIST
98.4%
Most homes are selling 2% below list price.
LIST PRICE
$195,000
Median sale price in this area is $317,344. (63% higher than this home)
PRICE DROP
2 price drops
20% of homes in this area have had a price drop in the past month.

Property details

Sale and tax history for 645 West St

Public record

Beds
4
Baths
1
Stories
1.5
Lot width
75 ft.
Lot depth
140 ft.
Lot size
10,500 Sq. Ft.
Year renovated
2010
Finished Sq. Ft.
2,004
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,004
Year built
1898
Style
Single Family Residential
County
Hamilton County
APN
410066494
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 16, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.77% chance of being in a wildfire in next 30 years

3/10 Heat Factor

7 days above 102° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Phillips, NE • 68865
Average low and high temperatures (°F)
37
15
44
19
62
33
66
42
75
51
83
64
87
68
82
66
79
57
68
48
53
33
45
23
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

In this area, properties receive around 11 hours in June and 5.3 hours in December, placing it above the U.S. average for solar exposure.

11 hrs
5.3 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 645 West St

There isn’t enough information to generate an accurate estimate at this time. Learn More

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New listings for sale in 68865

$320,000
2 beds2 baths2,736 sq ft
614 7th St, Phillips, NE 68865
Open-concept layout • Private bath • Large walk-in closet
Details provided by FSBO.com and may not match the public record. Learn more.

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