Here’s your chance to enjoy waterfront living year-round! Situated on 52 feet of Three Mile Bay waterfront, this cozy, well-cared-for home offers beautiful views of the bay and out toward Lake Ontario. Spend your summers on the water with your own dock, or relax on the wonderful waterfront deck and take in the views, sunsets, and fresh lake air. Inside, you’ll find a comfortable open floor plan that makes the home feel warm and welcoming. Upstairs are two bedrooms, including a primary bedroom overlooking the waterfront—imagine waking up to that view every morning! The second bedroom overlooks the huge yard, offering plenty of room to enjoy the outdoors. And there’s more! The property also features two seasonal bunkhouses—perfect for extra guests—a pergola ideal for grilling and outdoor entertaining, plus a 2-car garage with plenty of room for your vehicles, water toys, and gear. And if you hurry, you may even get lucky—the pontoon boat may still be available for sale! Whether you’re looking for a year-round home, waterfront getaway, or a place where family and friends can gather and make memories, this property has so much to offer. Priced to sell—don’t wait! Call, click, or text today for an appointment to see this year round Three Mile Bay waterfront property!
Single-familyProperty Type
1930Year Built
0.27 acresLot Size
$411Price/Sq.Ft.
2 car garageParking
Listing by Lori Gervera• North Country Realty Group
You will love this charming cottage situated on a protected bay with beautiful views of Lake Ontario! Come and enjoy great fishing, kayaking, jet skiing, boating and swimming at this turn-key, fully furnished seasonal cottage located on a year round road. Great features include the large, private back yard with mature trees and landscaping, the open deck on the water, a shed with washer and dryer and even the original outhouse is still functional! A 2 stall detached garage with a work bench will provide all the storage you will ever need. To complete the package, a 19' StarCraft boat and boat hoist can be included! There's nothing to do but pack your bags and enjoy!
Year
Property tax
Land + Additions
Assessment*
2026
$3,263
$63,500 + $67,200
$130,700
2025
$3,263 (+28.4%)
$63,500 + $67,200
$130,700
2024
$2,542 (+3.2%)
$63,500 + $67,200
$130,700
2023
$2,463
$63,500 + $67,200
$130,700
2022
$2,465 (−0.9%)
$63,500 + $67,200
$130,700
2021
$2,487 (+1.3%)
$63,500 + $67,200
$130,700
2020
$2,457 (+1.0%)
$63,500 + $67,200
$130,700
2019
$2,434 (+3.9%)
$63,500 + $67,200
$130,700
2018
$2,343 (+1.1%)
$63,500 + $67,200
$130,700
2017
$2,318 (+1.0%)
$60,500 + $67,200
$127,700
2016
$2,294 (−0.8%)
$60,500 + $67,200
$127,700
2015
$2,312 (+2.6%)
$60,500 + $67,200
$127,700
2014
$2,253
$60,500 + $67,200
$127,700
Public record
Beds
2
Baths
1
Stories
1.7
Lot width
52 ft.
Lot depth
230 ft.
Lot size
0.27 Acres
Year renovated
—
Finished Sq. Ft.
876
Unfinished Sq. Ft.
—
Total Sq. Ft.
876
Year built
1930
Style
Single Family Residential
County
Jefferson County
APN
224489A0610050003016000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 10, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 90° expected this year, 16 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Lyme, NY • 13693
Average low and high temperatures (°F)
28
16
28
13
42
27
51
37
58
48
70
59
78
66
76
62
72
58
60
47
46
36
35
22
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
97/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in the zip code. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.8 hrs
4.5 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 28363 Lotts Grove Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $303,000 and $369,900.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $303K to $370K.