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About this home
The Bluffs at Premium Point represents a once-in-a-generation opportunity to acquire one of the most significant waterfront estates on Long Island Sound in the award-winning Mamaroneck school district. Set on 1.3 acres at the crest of Premium Point’s coveted 24-hour guard-gated peninsula, this newly completed residence commands extraordinary 360-degree views across the Sound and Premium Mill Pond. One of the enclave’s landmark “Big Four” properties, it offers an irreplaceable combination of scale, privacy, elevation, water frontage and proximity to Manhattan. Built by Cum Laude Group, one of Westchester’s premier luxury builders, the residence reflects an uncompromising commitment to craftsmanship, materials and execution. Portions of the original stone estate remain within its footprint, while a new slate roof, copper gutters, and entirely new systems, finishes and surfaces bring modern refinement and full builder warranty. More than 13,000 square feet of beautifully finished living space unfolds across multiple elevator-served levels, with eight bedrooms, 10 full and three half baths, a heated and cooled three-car garage, pool house/guest suite and dedicated fitness level. Walls of glass, expansive Marvin windows, high ceilings, white oak floors, sculptural stairways and custom millwork frame sweeping water views from nearly every principal room. The main level is anchored by a dual-island chef’s kitchen with custom white oak cabinetry, dramatic marble surfaces, Wolf and Sub-Zero appliances, two Bosch dishwashers, extensive pantry storage and a sunlit breakfast bay overlooking the Sound. A separate butler’s pantry with wine refrigeration connects to the formal dining room, while the living and family rooms open through multiple sets of glass doors to expansive bluestone terraces and uninterrupted water views. The primary suite is a private retreat with panoramic Sound views, gas fireplace, two boutique-scale walk-in closets and a spa bath with steam shower, freestanding tub, and marble finishes. Additional ensuite bedrooms, a flexible office/guest suite, second-floor laundry, third-floor recreation room and private guest accommodations provide exceptional versatility for entertaining and extended stays. Outdoors, professionally landscaped architecture, a Belgian-block motor court, broad waterfront terraces, pool and spa, private neighborhood beach access, boat slips and a covered outdoor kitchen with Lynx appliances create a complete setting for waterfront living. The separate two-story pool house adds a guest suite, pool bath, dedicated laundry and dramatic custom gym. Infrastructure is equally impressive, including seven-zone high-efficiency HVAC, radiant heat in select areas, Lutron RadioRA 3 lighting, Sonos audio, commercial-grade network/WiFi, 400-amp electrical service, upgraded water and gas service, fire sprinklers, and whole-house generator. Rarely does an offering combine this caliber of construction, architectural finish, waterfront presence and privacy within a short commute to New York City. The collaboration of an irreplaceable Premium Point setting with the craftsmanship of Cum Laude Group elevates The Bluffs beyond even the exceptional. It is a legacy property in one of Westchester’s most tightly held enclaves, created for a buyer who recognizes that true luxury is ultimately defined by what cannot be duplicated. For those with the ability to choose among the finest homes in the world, this is the kind of property that stands apart not simply for its quality, but because opportunities of this caliber on this setting are seldom available at any price.
Single-familyProperty Type
1935Year Built
1.35 acresLot Size
$1,186Price/Sq.Ft.
$1,574/moHOA Dues
3 car garageParking
Listing by Zachary Harrison• Compass Greater NY, LLC
Listing by Heather Harrison• Compass Greater NY, LLC
Premium Point, located between Davenport Neck and Echo Bay, is a waterfront and residential New Rochelle neighborhood with private peninsulas and broad Long Island Sound views. Curving lanes lined with shingle-style and mid-century homes give the area a quiet, maritime feel. The neighborhood’s character concentrates at the Premium Point Yacht Club, where sail masts, launch ramps, and dock chatter set the tone. Hudson Park & Beach frames the shoreline with lawns, a small beach, and a promenade-like edge. Nearby, the New Rochelle Public Library and the New Rochelle Council on the Arts add a civic-cultural counterpoint to the coastal setting.
Provided by Walk Score and Local Logic
Market insights
104 Premium Pt · $15,995,000
DAYS ON MARKET
1 days
The average home goes pending in 19 days.
SALE-TO-LIST
108.3%
Most homes are selling 8% above list price.
LIST PRICE
$15,995,000
Median sale price in this area is $1,249,049. (92% lower than this home)
PRICE DROP
0 price drops
14% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
First floor bedroom
First floor full bath
Beamed ceilings
Built-in features
Cathedral ceilings
Ceiling fans
Chef's kitchen
Crown molding
Double vanity
Eat-in kitchen
Elevator
Entertainment cabinets
Entrance foyer
Formal dining room
Granite counters
High ceilings
His and hers closets
Kitchen island
Low flow plumbing fixtures
Marble counters
Natural woodwork
Open floorplan
Open kitchen
Pantry
Primary bathroom
Quartz/Quartzite counters
Recessed lighting
Smart thermostat
Soaking tub
Whole house sound system with speakers
Storage
Tray ceilings
Walk-through kitchen
Walk-in closets
Wet bar
Wired for sound
Smart technology (accessibility)
Bedrooms
Multiple bedrooms (one on the first floor)
Bathrooms
10 full bathrooms
3 half bathrooms
Primary bathroom with double vanity and soaking tub
Kitchen
Cooktop (gas and electric cooktop options listed)
Gas range and gas oven
Electric oven
Range
Microwave
Oven
Dishwasher
Refrigerator
Freezer
Wine refrigerator
Stainless steel appliances
Water purifier (owned)
Chef's kitchen with island and pantry
Granite, marble and quartz/quartzite counters
Laundry & utility
Washer and dryer
Laundry room with multiple locations
Gas water heater
Flooring
Hardwood
Wood
Ceramic tile
Carpet
Heating & cooling
Hydro air heating
ENERGY STAR qualified equipment
Central air conditioning
Zoned cooling
Exterior features
Private waterfront with dock and views
Outdoor kitchen
Pool house
Gas grill
Outdoor speakers
Lighting
Mailbox
Rain gutters
Speakers in exterior
Fenced pool area
Back and front yards
Landscaped grounds
Level terrain
Sprinklers front and rear
Stone/brick wall
Private setting
Near public transit and shops
Home design
Single family residence
Updated/remodeled condition
Three or more levels
Entry includes elevator
Parking
Attached garage
Heated garage
Private garage with 3 garage spaces
Driveway parking
Garage with storage and garage door opener
Total parking for 3 vehicles
Security
Gated community with security gate
Security system with video cameras
Security lights
Fire alarm and smoke detectors
Fire sprinkler system
Construction
Built with block, clapboard, stone and stucco materials
Foam insulation
Energy Star construction elements
Block and stone foundation
Utilities
Electric service by Con-Edison
Septic tank sewer
Public trash collection
Generator on site
Irrigation equipment
Pool equipment and cover
HOA & community
Homeowners association with annual fee
Association amenities include boat dock, gated access and security
Association fee billed annually and includes common area maintenance, snow removal and trash
Electricity and solar
View estimated energy costs and solar savings for this home
A rare, one of a kind opportunity, come with your vision for this spectacular piece of property and make the 1.3 acre of open waterfront your very own paradise. This 8,200 square foot home has been prepared for renovation with significant due diligence complete. Set on one of the highest elevations on Premium Point and situated in the Town of Mamaroneck, just 35 Minutes from NYC, Premium Point offers a 24 hour guarded gated community, your own community beach at your doorstep, private boat slips, and some of the most spectacular 360-degree waterfront views on the Long Island Sound. Additional Information: HeatingFuel:Oil Below Ground,ParkingFeatures:2 Car Attached,
Public Records
Oct 26, 2020
Sold
$3,825,000
$284/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$171,149 (+93.0%)
$1,935,000 + $11,240,000
$13,175,000
2025
$88,679 (−0.6%)
$1,935,000 + $11,240,000
$13,175,000
2024
$89,237 (−7.9%)
$1,935,000 + $2,165,000
$4,100,000
2023
$96,863 (+4.4%)
$1,935,000 + $2,165,000
$4,100,000
2022
$92,751 (−0.2%)
$1,935,000 + $2,316,000
$4,251,000
2021
$92,933 (−1.8%)
$1,935,000 + $1,965,000
$3,900,000
2020
$94,671 (+1.4%)
$1,935,000 + $2,065,000
$4,000,000
2019
$93,404
$1,935,000 + $2,065,000
$4,000,000
2018
$1,935,000 + $2,065,000
$4,000,000
2017
$1,935,000 + $2,298,000
$4,233,000
2016
$1,935,000 + $2,215,000
$4,150,000
2014
$1,935,000 + $3,987,000
$5,922,000
2013
$1,935,000 + $3,987,000
$5,922,000
2012
$30,000 + $20,000
$50,000
2011
$30,000 + $20,000
$50,000
2010
$33,800 + $30,200
$64,000
2009
$33,800 + $30,200
$64,000
2008
$33,800 + $30,200
$64,000
Public record
Beds
6
Baths
11.5
Stories
—
Lot width
227 ft.
Lot depth
255 ft.
Lot size
1.35 Acres
Year renovated
2025
Finished Sq. Ft.
11,913
Unfinished Sq. Ft.
—
Total Sq. Ft.
11,913
Year built
1935
Style
Single Family Residential
County
Westchester County
APN
553289A0050091060000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 30, 2026.
Climate risks
5/10 Flood Factor
Estimated 16-24% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
6 days above 98° expected this year, 14 days in 30 years
6/10 Wind Factor
27% chance of strong winds in next 30 years
5/10 Air Factor
6 unhealthy days expected this year, 8 days in 30 years
Provided by First Street
Historical weather
Mamaroneck, NY • 10801
Average low and high temperatures (°F)
36
24
38
26
53
37
62
45
69
54
81
65
86
71
80
64
75
62
66
52
55
42
41
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
88/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.9 hrs
5.7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 104 Premium Pt
There isn’t enough information to generate an accurate estimate at this time. Learn More