320 Church Street is an up/down two-family in Poughkeepsie with an asset that changes the math: a separate, multi-level outbuilding out back. The house offers two 2 bed, 1 bath units, 1,088 sq ft down and 1,063 sq ft up, for 2,151 sq ft total. The upper unit has its own private balcony, a feature renters notice. A brand new front porch gives the property curb appeal from the moment you pull up. Tenants pay all utilities so your expenses can stay lean. In addition to the home itself, there's an outbuilding in the back. Multiple levels of space to work, store, or lease. Rent it to a contractor who needs storage, a hobbyist who needs a shop, or someone who needs a place to park, and stack a third rent check on top of two units. Or keep it for yourself as the workshop or storage space you've always wanted. Buying your first home? Move into one unit, rent the other, lease the garage, and let your tenants help cover your mortgage. Owner-occupant financing on a two-family can mean a lower down payment, and you start building equity and landlord experience from the first month.
Multi-familyProperty Type
1921Year Built
4,792 sq ftLot Size
$198Price/Sq.Ft.
1 garage spacesParking
Listing by Alexandr Mashkin• Keller Williams Realty Partner
IMPECCABLY KEPT CITY OF POUGHKEEPSIE TWO FAMILY W/WELL PROPORTIONED APARTMENTS. (2) TWO BEDROOM UNITS WITH HARDWOOD FLOORS, ORIGINAL TRIM & MOLDINGS. UPDATED ELECTRIC, PLUMBING, BOILER & WATER HEATERS. NEW WINDOWS & NEWER ROOF. HUGE BASEMENT & WALKUP ATTIC FOR ABUNDANT STORAGE PLUS 1 CAR GARAGE W/ATTACHED BARN FOR THE AUTO ENTHUSIAST OR HOBBYIST. CONVENIENTLY LOCATED JUST MINUTES FROM COLLEGES, HOSPITALS, COMMUTER ROUTES & POUGHKEEPSIE TRAIN STATION. EXCELLENT OPPORTUNITY FOR INVESTOR OR OWNER OCCUPANT.,InteriorFeatures:Washer Connection,Gas Stove Connection,Electric Dryer Connection,AboveGrade:2200,Basement:Interior Access,Cooling:Ceiling Fan,Below Grnd Sq Feet:1100,Unfinished Square Feet:1100,FLOORING:Ceramic Tile,Vinyl,Wood,MISCELANES:Washer/Dryer Some,FOUNDATION:Stone,Brick,ExteriorFeatures:Outside Lighting,ROOF:Asphalt Shingles
Public Records
Sep 30, 1988
Sold
$120,500
$56/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$9,787
$29,700 + $256,700
$286,400
2025
$9,787 (+54.2%)
$29,700 + $256,700
$286,400
2024
$6,346 (+8.8%)
$29,700 + $218,100
$247,800
2023
$5,832 (+14.1%)
$29,700 + $204,100
$233,800
2022
$5,111 (+6.8%)
$27,000 + $167,800
$194,800
2021
$4,785 (+8.7%)
$27,000 + $134,000
$161,000
2020
$4,400 (+15.6%)
$27,000 + $107,200
$134,200
2019
$3,807 (+4.6%)
$27,000 + $84,800
$111,800
2018
$3,640 (+6.4%)
$27,000 + $84,800
$111,800
2017
$3,420 (−6.7%)
$27,000 + $78,500
$105,500
2016
$3,667 (−10.8%)
$27,000 + $73,500
$100,500
2015
$4,109 (−0.3%)
$27,000 + $82,200
$109,200
2014
$4,123
$27,000 + $82,200
$109,200
Public record
Public record
Zoning
Beds
4
Baths
2
Stories
2
Lot width
—
Lot depth
—
Lot size
4,792 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
2,151
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,151
Year built
1921
Style
Multi-Family (2-4 Unit)
County
Dutchess County
APN
131300A00616100233328880000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 16, 2026.
RNC
Residential Neighborhood C District
The intent of the Residential Neighborhood C District RNC is to provide areas for a broad range of housing types including one-unit, twounit, 3-unit and 4-unit housing. Development in the RNC is at a medium-to-high density that is commensurate with the existing scale of streets and neighborhoods in the RNC District.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 99° expected this year, 15 days in 30 years
4/10 Wind Factor
11% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Poughkeepsie, NY • 12601
Average low and high temperatures (°F)
33
18
37
19
54
32
64
42
71
50
83
60
87
66
81
59
78
54
64
43
53
34
38
22
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
74/ 100
Good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
7.9 hrs
4.8 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 320 Church St
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $349,000 and $440,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $349K to $440K.