Pending

$210,000

Est. $1,492/mo —

•

1,020

sq ft

4 Homestead Ave, Schenectady, NY 12304

About this home

Opportunity and flexibility come together in this legal two-family bungalow, ideal for an owner-occupant, multi-generational living, or an investor building their rental portfolio. The first-floor apartment offers 2 bedrooms and 1 bath, while the second-floor apartment features 1 bedroom and 1 bath. Each unit has its own deck, separate electric meter, and mini-splits for heating and air conditioning. Estimated rents of approximately $1,300/month for the lower unit and $1,000/month for the upper unit, plus taxes and insurance, offer potential for $2,300 a month in income and a 10% cap rate. Live in one and rent the other to help offset your housing costs, rent both, or create a comfortable setup for extended family. A detached one-car garage adds parking and storage. With some personal touches and updates, this property offers an opportunity to make it your own while adding value over time. Conveniently located on a pleasant residential street close to shopping, dining, services, and everyday conveniences.

Multi-familyProperty Type

1930Year Built

3,920 sq ftLot Size

$206Price/Sq.Ft.

1 garage spacesParking

Listing by Alicia Everett • Keyology Realty

•518-813-3540 (agent)

•alicia@keyologyrealty.com (agent)

Listing updated: Sep 21, 2026 at 01:14pm

Redfin checked: 2 minutes ago

•Source:Global MLS #202625818

Listing provided courtesy of Global Multiple Listing Service, Inc.

Payment calculator

$1,492 per month

Principal and interest$1,132

Property taxes

$327

HOA dues

Home insurance

$33

Utilities

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Affordability tools

Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN TODAY, 5:30PM TO 7:30PM
$674,900
4 beds2.5 baths2,400 sq ft
103 Ulrich Dr, Rotterdam Junction, NY 12150
0.53 acre lot • 3 garage spots • Built 2026
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OPEN WED, 4PM TO 6PM3D WALKTHROUGH
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4 beds2 baths2,128 sq ft
6 Ashford Ln, Schenectady, NY 12309
0.46 acre lot • Garage • Built 1985
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2 beds2 baths2,169 sq ft
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0.28 acre lot • 2 garage spots • Built 2001
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$350,000
6 beds2 baths2,368 sq ft
831 Washington Ave, Albany, NY 12206
3,049 sq ft lot • Built 1930 • Listed 10 days
Listing by Real Broker NY LLC
OPEN SUN, 12PM TO 3PM
$574,800
4 beds2 baths2,600 sq ft
23 Hampton St, Menands, NY 12204
0.55 acre lot • 2 garage spots • Built 1977
Listing by Gucciardo Real Estate Group LLC
OPEN SUN, 12PM TO 2PM3D WALKTHROUGH
$485,000
3 beds2 baths1,976 sq ft
4 Bossi Ln, Schenectady, NY 12303
8,276 sq ft lot • Garage • Pool
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OPEN SUN, 12PM TO 2PM
$244,900
2 beds1 bath725 sq ft
10 Harriet St, Albany, NY 12205
6,534 sq ft lot • Garage • Built 1950
Listing by Hunt ERA
OPEN SUN, 1PM TO 3PM
$389,900
3 beds3 baths1,764 sq ft
17 Cross St, Albany, NY 12203
0.51 acre lot • Garage • Built 1972
Listing by KW Platform
OPEN SUN, 1PM TO 3PM
$379,000
5 beds2 baths1,937 sq ft
1324 Regent St, Schenectady, NY 12309
7,840 sq ft lot • 2 garage spots • Built 1930
Listing by Howard Hanna Capital Inc
OPEN SUN, 1PM TO 3PM
$435,000
3 beds2 baths1,416 sq ft
27 Donna Dr, Albany, NY 12205
0.25 acre lot • Garage • Built 1976
Listing by KW Platform

Around this home

Schools

K - 12
Preschool & daycare

Veeder Elementary School

Public PreK-4 • Assigned • 1.1mi

9/10

Lisha Kill Middle School

Public 5-8 • Assigned • 1.6mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Vinyl flooring
Full unfinished basement

Bedrooms
Unit 1: 2 bedrooms
Unit 2: 1 bedroom

Bathrooms
2 full bathrooms total (one full bath on the 1st level, one full bath on the 2nd level)
Unit 1: 1 full bath
Unit 2: 1 full bath

Laundry & utility
Laundry in basement

Flooring
Vinyl

Heating & cooling
Electric ductless heating
Ductless cooling

Sale and tax history for 4 Homestead Ave

Sale History
Tax History

Date

Event

Price

Global MLS #202625818

Sep 21, 2026

Pending

—

Sep 18, 2026

Relisted

—

Sep 18, 2026

Price Changed

$210,000

$206/sq ft

Sep 14, 2026

Pending

—

Sep 10, 2026

Listed

$225,000

$221/sq ft

Public Records

Oct 5, 2022

Sold

$150,000

$147/sq ft

Global MLS #202132460

Jan 19, 2022

Pending

—

Nov 27, 2021

Price Changed

$169,900

$167/sq ft

Nov 12, 2021

Listed

$172,900

$170/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$3,833

$19,700 + $59,300

$79,000

2025

$3,833 (−7.8%)

$19,700 + $59,300

$79,000

2024

$4,157 (+3.5%)

$19,700 + $59,300

$79,000

2023

$4,015 (+4.5%)

$19,700 + $59,300

$79,000

2022

$3,841 (+1.8%)

$19,700 + $59,300

$79,000

2021

$3,775 (+1.3%)

$19,700 + $59,300

$79,000

2020

$3,727 (+152.9%)

$19,700 + $59,300

$79,000

2019

$1,474 (−58.9%)

$19,700 + $59,300

$79,000

2018

$3,584 (+70.7%)

$19,700 + $59,300

$79,000

2017

$2,099 (−40.2%)

$19,700 + $59,300

$79,000

2016

$3,510 (−18.1%)

$19,700 + $59,300

$79,000

2015

$4,286 (+24.3%)

$19,700 + $59,300

$79,000

2014

$3,447

$19,700 + $59,300

$79,000

Public record

Public record
Zoning

Beds

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

3,920 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

1,020

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,020

Year built

1930

Style

Multi-Family (2-4 Unit)

County

Albany County

APN

012689A01600800020170000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 2, 2026.

COR

Commercial Office Residential District

The purpose of the Commercial Office Residential District (COR) is to promote the development of mixed-use, pedestrian-friendly areas. This district provides for the intermixing of commercial, office and residential land uses. The mixed-use district will help reduce the need for excessive parking and lay the foundation for an increase in the use of public transit.

Permitted uses

Include but are not limited to:

Gas station
General retail
Restaurant
Housing-Multiple units
Housing-Senior
Manufacturing
Hotel / motel
Mixed use
Office
Public service

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 96° expected this year, 16 days in 30 years

3/10 Wind Factor

5% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Schenectady, NY • 12304

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

82/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.4 hrs

5.1 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 4 Homestead Ave

$205,935

$4,065 under list price of $210K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $219K to $295K.

SOLD JAN 16, 2026
$220,000 Last sold price
3 beds1.5 baths1,140 sq ft
325 Midland Ave, Schenectady, NY 12304
Listing by eXp Realty
$13/sq ft
larger lot
8 years newer
SOLD JUL 17, 2026
$242,500 Last sold price
2 beds1 bath1,016 sq ft
2814 Halsey Dr, Schenectady, NY 12304
Listing by Berkshire Hathaway Home Services Blake
$33/sq ft
larger lot
17 years newer
SOLD JUL 31, 2026
$295,000 Last sold price
3 beds1 bath960 sq ft
177 Nutwood Ave, Schenectady, NY 12304
Listing by Gabler Realty LLC
$101/sq ft
larger lot
40 years newer
SOLD SEP 11, 2026
$290,000 Last sold price
2 beds1 bath1,226 sq ft
64 Shepard Ave, Schenectady, NY 12304
Listing by Staged Nest Real Estate LLC
$31/sq ft
larger lot
27 years newer
SOLD OCT 7, 2026
$219,000 Last sold price
2 beds2 baths800 sq ft
112 Fairfax Ave, Schenectady, NY 12304
Listing by Cornwell R E LLC
$68/sq ft
larger lot
no basement
SOLD AUG 6, 2026
$253,000 Last sold price
3 beds1 bath882 sq ft
2368 Pine Ave, Schenectady, NY 12304
Listing by Roohan Realty
$81/sq ft
larger lot
25 years newer

This home is pending

The seller has accepted an offer, and this property is now .

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New listings for sale in 12304

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Details provided by Global MLS and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

Open houses

Nearby open houses (10)

Around this home

Schools

Lifestyle

Property details

Sale and tax history for 4 Homestead Ave

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 4 Homestead Ave

This home is pending

Questions? Redfin partner agents are here to help

Nearby similar homes

New listings for sale in 12304

More real estate resources