124 Beach Street offers the kind of easy, turnkey Westerly lifestyle that works equally well as a year-round home or coastal getaway. Thoughtfully renovated and filled with natural light, this charming residence pairs classic character with smart modern updates. The main level features an inviting living room, dining area and renovated kitchen with generous island, plus a new half bath. Upstairs are two bedrooms, including a spacious primary with an impressive walk-in closet, along with a flexible bonus room ideal for a home office or occasional guests. Enjoy views toward the Pawcatuck River from the welcoming front porch and upper level, while the expansive rear deck and fully fenced backyard create a private setting for summer dinners, entertaining and pets. Recent improvements include a brand-new metal roof, new and refinished flooring, upgraded insulation, two ductless mini-splits, newer furnace and hot water heater, and high-end whole-house 'H2O Concepts' water filtration system. This home offers the benefit and ease of Town water, sewer, and natural gas. A partially finished lower level adds bonus living space, laundry and workshop area. Move-in ready, manageable and close to the best of Westerly and the Rhode Island coast. First showings on 8/19/26.
Single-familyProperty Type
1925Year Built
10,454 sq ftLot Size
$429Price/Sq.Ft.
1 car garageParking
Listed by Geb Masterson• William Pitt Sotheby's Int'l
Two bedrooms on the second floor, each with walk-in closets
Bathrooms
One full bathroom (second floor)
One half bathroom (first floor) with bidet
Kitchen
Oven/Range
Microwave
Dishwasher
Refrigerator
Disposal
Laundry & utility
Washer
Dryer
Gas water heater
Flooring
Hardwood
Laminate
Heating & cooling
Gas heating
Steam heating
Zoned heating
Ductless cooling
Exterior features
Deck
Porch
Paved driveway
Fenced yard
Walk-to-water access
View
Home design
Two-story single-family home
Plaster and vinyl siding exterior
Stone foundation
Parking
Detached garage
Total of 5 parking spaces, 1 covered
Security
Owned security system
Construction
Plaster and vinyl siding construction
Stone foundation
Utilities
Public water (connected)
Public sewer (connected)
Electric service with 150-amp circuit breakers
HOA & community
Community amenities include golf, marina, pool, recreation area, tennis courts, restaurants and shopping; highway access and proximity to hospital and schools
Electricity and solar
View estimated energy costs and solar savings for this home
Charming three bedroom cottage with wide moldings, quaint built-ins, good sized rooms good bones. Enjoy porch's panoramic unobstructed views of water, amazing sunsets. Walk to town for coffee in the morning and water in the afternoon. Free access for small boats and kayaks across the street. Walk to westerly marina. All NEW natural gas furnace, water heater, updated electricals, roof and windows. Expansive trex deck off the kitchen. Majority of cabinets and all appliances less than 5 years old. Detached garage has storage loft with carport so can fit 2 cars. Note oversized lot and garage offer income potential if developed. Large field stone basement has built in wood or artist workshop as well as second half offering space for kids playroom an office or workout room with built in shelves and tremendous morning light. Attic 3/4 floored for ample storage. This property has huge rental potential or serves as delightful owner occupied home with plenty of room on lot for expansion. Not to be missed.
RIS #1361598
Jul 4, 2024
Listing Removed
—
Jun 13, 2024
Listed
$499,900
$358/sq ft
RIS #1188304
Sep 14, 2018
Sold
$289,275
$207/sq ft
Jul 22, 2018
Pending
—
Jun 23, 2018
Contingent
—
Jun 3, 2018
Relisted
—
May 28, 2018
Contingent
—
Apr 24, 2018
Listed
$309,000
$222/sq ft
RIS #655539
Feb 9, 2007
Sold
$274,500
$197/sq ft
Jan 17, 2007
Listing Removed
—
Sep 10, 2006
Listed
$295,000
$211/sq ft
Smart MLS #E194350
Sep 8, 2006
Listed
$295,000
$211/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,317 (+10.7%)
$171,300 + $255,000
$426,300
2024
$2,996 (+2.8%)
$122,300 + $164,400
$286,700
2023
$2,913 (+0.6%)
$122,300 + $164,400
$286,700
2022
$2,896 (+5.6%)
$122,300 + $164,400
$286,700
2021
$2,742 (+1.7%)
$106,400 + $121,000
$227,400
2020
$2,695 (+0.9%)
$106,400 + $121,000
$227,400
2019
$2,670 (+1.3%)
$106,400 + $121,000
$227,400
2018
$2,637 (+2.9%)
$106,400 + $107,100
$213,500
2017
$2,562
$106,400 + $107,100
$213,500
2016
$2,562 (+2.1%)
$106,400 + $107,100
$213,500
2015
$2,509 (+1.6%)
$113,500 + $109,900
$223,400
2014
$2,469 (+1.4%)
$113,500 + $109,900
$223,400
2013
$2,435 (−1.9%)
$113,500 + $109,900
$223,400
2012
$2,483
$126,100 + $119,500
$245,600
Public record
Public record
Zoning
Beds
2
Baths
1
Stories
2
Lot width
—
Lot depth
—
Lot size
10,454 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
1,179
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,179
Year built
1925
Style
Single Family Residential
County
Washington County
APN
465945
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jun 22, 2026.
HDR-15
High-Density Residential 15 District
High-Density Residential 15 Zoning Districts are intended primarily for areas of existing residential development. These zoning districts are designed for areas where existing densities are high, close to saturation, which include a variety of housing types. These areas are served by municipal water. Also except Misquamicut, they are served by municipal sewers.
Permitted uses
Include but are not limited to:
Housing-Group
Housing-Single unit
Park & open space
Water related
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
6/10 Heat Factor
7 days above 90° expected this year, 17 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Westerly, RI • 02891
Average low and high temperatures (°F)
35
22
37
22
47
33
56
41
63
51
75
60
79
66
76
61
72
57
64
47
54
37
40
26
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
90/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.8 hrs
5.7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 124 Beach St
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $354,004 and $625,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $354K to $625K.