What if instead of talking about the beautiful features of this adorable Montpelier home in a normal way, we do it using buzzwords? Great! Let’s go. * TRANSPARENCY: This home did NOT flood in recent Montpelier events. Yes, it is in the flood zone. * UPDATED: Wow, where to start! The whole home has been renovated with a level of quality that is unexpected in this price range. Stone countertops, efficient, attractive, and tech-aware appliances. New windows, new flooring, a new furnace, new lighting and ceiling fans throughout, even new paint! Set aside your “home improvement savings account” with this home. * AFFORDABLE: Offered well below the median sale price of homes in Montpelier, you can enjoy all of the benefits of being in the community (think lively downtown, fun stores, amazing restaurants, highly regarded schools, and more) at a discounted price. * CONVENIENT: Located just minutes from downtown Montpelier, and easy access to 89 make getting to your favorite places a breeze. Plus Dairy Creme is literally right across the street–your home will be the most popular summer hangout for all of your friends. * SINGLE LEVEL LIVING: Absolutely! Bedrooms, bathroom, kitchen–all on the first floor, with only a couple steps up from the front door. Laundry is currently in the basement, but there’s probably a solution for that. * AUTHENTICITY: At a recent walkthrough, the first 5 words out of someone's mouth were "Oh my gosh!" followed by "No way!" reacting to how beautiful the interior is. Enough buzzwords?
View down payment assistance programs for this home
See this home in person
We'll connect you with a local agent to show you this home, answer your questions, and assist you on your buying journey.
Next available tour time: Tomorrow
Open houses
No upcoming open houses.
Around this home
Schools
K - 12
Preschool & daycare
Union Elementary School
Public PreK-4 • Assigned • 1.8mi
Main Street School
Public 5-8 • Assigned • 1.9mi
10/10
Montpelier High School
Public 9-12 • Assigned • 1.0mi
9/10
Provided by GreatSchools
About Toy
Town
Toy Town, located between State Street and the Winooski River, is a residential and civic Montpelier neighborhood with compact blocks and river-edge paths. The neighborhood’s character concentrates around the State Street–Main Street junction, where independent storefronts, cafes, and gallery windows set a steady downtown rhythm. Local pillars include Bear Pond Books, Savoy Theater, and the Vermont Historical Society. Side streets shift to older wood-frame homes and small apartment buildings with front porches and mature trees. Pocket greens and the river corridor shape daily routes on foot and by bike. Government buildings and small arts venues keep the streetscape active without feeling glossy.
Provided by Walk Score and Local Logic
Offer insights
321 State St · $339,000
$345K and above
75% chance or better to win
Why $345K+ is a strong offer
DAYS ON MARKET
25 days
The average home goes pending in 60 days.
SALE-TO-LIST
99.2%
Most homes are selling 1% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
One-room main living area
Bathrooms
One full bathroom
Kitchen
Dishwasher
Exhaust hood
Electric range
Refrigerator
Heating & cooling
Hot air heating
Exterior features
Level lot
Paved driveway
Public road frontage (paved)
Home design
Ranch-style single-story home
Existing construction
Metal roof
Facing information not specified
Parking
1-car garage
Construction
Vinyl siding
Built in 1958
Utilities
Public water
Public sewer
Circuit breaker electric service
Green Mountain Power electric provider
Comcast cable available
High-speed internet available
Telephone available
Fuel supplied by Irving
Phone service by Consolidated Communications
Electricity and solar
View estimated energy costs and solar savings for this home
THIS HOME HAS BEEN COMPLETELY REMODELED. ALL NEW KITCHEN, BATH, ELEC. AND WINDOWS. MUCH MORE AS WELL. COME TAKE A LOOK! $800. CONCESSION AT CLOSING
Year
Property tax
Land + Additions
Assessment*
2025
$3,467 (−4.0%)
$46,500 + $213,500
$260,000
2024
$3,610 (+13.5%)
$46,500 + $213,500
$260,000
2023
$3,180 (−31.7%)
$46,500 + $213,500
$260,000
2022
$4,658 (−0.5%)
$33,200 + $118,300
$151,500
2021
$4,681 (+1.2%)
$33,200 + $118,300
$151,500
2020
$4,624 (+5.0%)
$33,200 + $118,300
$151,500
2019
$4,404 (+3.9%)
$33,200 + $118,300
$151,500
2018
$4,237 (+4.1%)
$33,200 + $118,300
$151,500
2017
$4,072 (+1.7%)
$33,200 + $118,300
$151,500
2016
$4,002 (+1.1%)
$33,200 + $118,300
$151,500
2014
$3,960 (+1,031.4%)
$33,200 + $118,300
$151,500
2011
$350
$33,200 + $118,300
$151,500
Public record
Beds
1
Baths
1
Stories
1
Lot width
—
Lot depth
—
Lot size
0.25 Acres
Year renovated
—
Finished Sq. Ft.
1,040
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,040
Year built
1958
Style
Single Family Residential
County
Washington County
APN
40512611196
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 21, 2026.
Climate risks
8/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 91° expected this year, 17 days in 30 years
2/10 Wind Factor
4% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Montpelier, VT • 05602
Average low and high temperatures (°F)
23
9
28
7
44
23
55
33
63
44
76
54
80
58
77
51
71
47
59
38
42
29
28
13
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
87/ 100
Very good sunlight
Sunscore
This home ranks in the top 8% for direct sun exposure in Montpelier. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.7 hrs
5 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 321 State St
$334,776
$4,224 under list price of $339K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $305K to $393K.