For sale

$1,429,000

Est. $8,885/mo —

•

5,000

sq ft

2028 77th St, Somerset, WI 54025

About this home

This lakeside home with indoor swimming pool and hot tub offers sustainable living on the bank of Turtle Lake, a peaceful fishing lake just north of the village of Somerset. A new composite two-level deck captures plentiful lake views. With nearly 50 panes of Anderson windows in the back, the home has abundant natural light and lake views throughout. The 3.2 acre property is bounded by woods on both sides with Turtle Lake in the back, which provides the privacy of a much larger parcel. The front porch overlooks a small valley with your own spring-fed pond and mature pines. The property includes a 36x30 pole barn, carport, and fenced garden area. Recent updates include new flooring and trim on all levels, new pond, new Bosch appliances, new high efficiency boiler and air conditioning units, and solar arrays with battery storage. The solar arrays provide over half the electricity needs. Convenient to Somerset and 20 minutes from Stillwater, this home delivers sustainable living and comfort on an exceptionally beautiful lakeside parcel. This would make an ideal property for Airbnb / short term rental!

Single-familyProperty Type

1996Year Built

3.19 acresLot Size

$286Price/Sq.Ft.

3 car garageParking

Listed by Jonathan Minerick • homecoin.com

Listing updated: Oct 14, 2026 at 03:41pm

Redfin checked: a minute ago

•Source:NORTHSTARMLS as Distributed by MLS Grid #7150526

Payment calculator

$8,885 per month

Principal and interest$7,799

Property taxes

$777

HOA dues

Home insurance

$310

Utilities

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Next available date: Monday, November 2

Open houses

No upcoming open houses.

Nearby open houses (9)

3D WALKTHROUGH
$544,000
5 beds3 baths3,395 sq ft
1012 Delano Ct, Stillwater, MN 55082
0.67 acre lot • 2 garage spots • Built 2000
OPEN NOV 3, 11AM TO 5PM
$674,900
5 beds4 baths3,326 sq ft
1513 Creekwood Dr, New Richmond, WI 54017
0.25 acre lot • 3 garage spots • Built 2025
OPEN NOV 5, 12PM TO 5PM
$984,800
5 beds4 baths3,964 sq ft
1053 Hart Lake Ave, St. Joseph, WI 54017
0.45 acre lot • 3 garage spots • Built 2026
OPEN NOV 5, 12PM TO 5PM
$1,240,000
4 beds3 baths3,850 sq ft
4707 Ogden Trail Ln N, Stillwater, MN 55082
0.7 acre lot • 3 garage spots • Built 2026
OPEN NOV 5, 12PM TO 5PM
$398,200
2 beds2 baths1,597 sq ft
988 Turner Ln, New Richmond, WI 54017
6,751 sq ft lot • 2 garage spots • Built 2026
OPEN NOV 5, 3PM TO 5PM
$980,000
4 beds4 baths2,990 sq ft
1010 Spring St, Somerset, WI 54025
2.99 acre lot • Built 1900 • Listed 87 days
OPEN NOV 6, 4:30PM TO 6:30PM
$1,125,000
4 beds5 baths6,315 sq ft
361 Oak Knoll Dr, Marine on Saint Croix, MN 55047
6.27 acre lot • 4 garage spots • Pool
OPEN NOV 6, 4:30PM TO 6:30PM3D WALKTHROUGH
$1,199,900
3 beds4 baths6,351 sq ft
20286 Saint Croix Trl N, Scandia, MN 55073
6.51 acre lot • 12 garage spots • Built 2003
OPEN NOV 8, 11AM TO 1PM
$950,000
4 beds5 baths4,500 sq ft
713 Terrier Ln Unit A, Somerset, WI 54025
4.7 acre lot • 10 garage spots • Built 1980

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Around this home

Schools

K - 12
Preschool & daycare

Somerset Middle School

Public 5-8 • Assigned • 3.1mi

8/10

Somerset High School

Public 9-12 • Assigned • 3.2mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

2028 77th St · $1,429,000

Strong offer

$1.41M and above

75% chance or better to win

Why $1.41M+ is a strong offer

DAYS ON MARKET

The average home goes pending in 51 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Two fireplaces
Ceiling fans
Kitchen center island
Wet bar
Vaulted ceilings
Main-floor primary bedroom
Primary bedroom walk-in closet
Walk-in closet
Breakfast area
Informal dining room
Full walkout basement
Jetted tub
Double-sink bathroom
Ensuite bathroom

Bedrooms
5 bedrooms
One bedroom on the main level
Four bedrooms on the upper level

Bathrooms
4 full bathrooms
1 half bathroom

Kitchen
Cooktop
Dishwasher
Exhaust fan
Microwave
Range
Refrigerator
Stainless steel appliances
Wall oven

Laundry & utility
Main-level laundry
Washer and dryer
Washer/dryer hookup
Tankless water heater
Owned water softener

Heating & cooling
Ductless mini-split
Forced-air heating
Radiant heating
Fireplace heating
Central air conditioning

Sale and tax history for 2028 77th St

Sale History
Tax History

Date

Event

Price

NORTHSTARMLS as Distributed by MLS Grid #7150526

Oct 14, 2026

Price Changed

$1,429,000

$286/sq ft

Oct 9, 2026

Listed

$1,569,000

$314/sq ft

Sep 26, 2026

Coming Soon

$1,569,000

$314/sq ft

NORTHSTARMLS as Distributed by MLS Grid #6120776

Dec 28, 2021

Sold

$920,000

$184/sq ft

Dec 8, 2021

Pending

—

Nov 19, 2021

Contingent

—

Oct 27, 2021

Listed

$950,000

$190/sq ft

+58

Prepare to be in awe of the show-stopping views the moment you arrive! This 5 bed/5 bath private walk out lake home on captivating 3 acre lot, situated on quiet cul-de-sac. This exceptional home was made for entertaining, featuring 2 story vaulted main floor with plenty of water views from every window, gourmet kitchen, informal open dining space, roomy breakfast bar, enjoy dinner alfresco from large deck overlooking the lake. Desirable main floor laundry and main floor owner’s suite, with enormous walk-in closet/dressing room. Upper Level with vaulted flex living space, 4 bedrooms and 2 bath. Entertaining your guests in lower-level bar and family room, with indoor pool and spa. Walk out to large maintenance free deck, roast marshmallows, ice skate, catch sunfish, kayak, or pontoon on this quiet lake. 3 car heated garage, and 36x30 pole shed complete this package. VIDEO!

WWRA as distributed by WIREX #1611514

Feb 27, 2014

Listed

$429,900

$86/sq ft

Feb 27, 2014

Listing Removed

—

Feb 17, 2002

Listing Removed

—

Aug 17, 2001

Listed

$429,900

$86/sq ft

Public Records

Dec 9, 2005

Sold

$600,000

$120/sq ft

NORTHSTARMLS as Distributed by MLS Grid #3098079

Nov 1, 2005

Listing Removed

—

Sep 26, 2005

Listed

$599,900

$120/sq ft

Public Records

Aug 9, 2002

Sold

$429,000

$86/sq ft

NORTHSTARMLS as Distributed by MLS Grid #2013170

Jun 29, 2002

Listing Removed

—

Feb 17, 2002

Listed

$429,000

$86/sq ft

NORTHSTARMLS as Distributed by MLS Grid #1540402

Jul 25, 2001

Listing Removed

—

Oct 28, 2000

Listed

$439,000

$88/sq ft

NORTHSTARMLS as Distributed by MLS Grid #1452284

Oct 27, 2000

Listing Removed

—

Aug 19, 1999

Listed

$479,900

$96/sq ft

Join or sign in to view all info

Year

Property tax

Land + Additions

Assessment*

2026

$9,321 (+8.4%)

$131,100 + $705,900

$837,000

2025

$8,600 (−0.8%)

$131,100 + $705,900

$837,000

2024

$8,669 (−10.5%)

$131,100 + $705,900

$837,000

2023

$9,683 (+30.0%)

$131,100 + $761,000

$892,100

2022

$7,451 (+0.9%)

$76,000 + $411,100

$487,100

2021

$7,386 (−1.0%)

$76,000 + $411,100

$487,100

2020

$7,457 (+8.9%)

$76,000 + $411,100

$487,100

2019

$6,846 (+2.4%)

$76,000 + $411,100

$487,100

2018

$6,687 (−9.7%)

$76,000 + $411,100

$487,100

2017

$7,403 (+4.5%)

$50,800 + $378,200

$429,000

2016

$7,084 (+4.9%)

$50,800 + $378,200

$429,000

2015

$6,752

$50,800 + $378,200

$429,000

Public record

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

3.19 Acres

Year renovated

—

Finished Sq. Ft.

—

Unfinished Sq. Ft.

—

Total Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

St. Croix County

APN

032209380000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 27, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 100° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Somerset, WI • 54025

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.1 hours in June and 3.5 hours in December, which is comparable to the U.S. average for solar exposure.

10.1 hrs

3.5 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 2028 77th St

$1,385,048

$44K under list price of $1.43M

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $420K to $730K.

SOLD SEP 30, 2026
$430,000 Last sold price
5 beds3 baths2,579 sq ft
994 Willow Glen Ave, Somerset, WI 54025
$119/sq ft
smaller lot
30 years newer
SOLD AUG 6, 2026
$419,900 Last sold price
5 beds3 baths2,579 sq ft
990 Willow Glen Ave, Somerset, WI 54025
$123/sq ft
smaller lot
30 years newer
SOLD OCT 16, 2026
$429,900 Last sold price
5 beds3 baths2,714 sq ft
966 Willow Glen Ave, Somerset, WI 54025
$128/sq ft
smaller lot
30 years newer
SOLD AUG 13, 2026
$650,000 Last sold price
4 beds3 baths— sq ft
2095 80th St, Somerset, WI 54025
larger lot
2 years newer
SOLD SEP 25, 2026
$424,900 Last sold price
5 beds3 baths2,654 sq ft
974 Willow Glen Ave, Somerset, WI 54025
$126/sq ft
smaller lot
30 years newer
SOLD JUL 24, 2026
$730,000 Last sold price
3 beds3 baths— sq ft
706 County Road H, New Richmond, WI 54017
larger lot
17 years newer

Rental earnings

Est. $1,730 per month, based on comparable rentals

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Early Access listings

3D WALKTHROUGH

Contact for price

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933 Dartmouth Pl SE, Minneapolis, MN 55414

EARLY ACCESS

$289,000

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3D WALKTHROUGH

Contact for price

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409 7th St E, Northfield, MN 55057

EARLY ACCESSCOMPASS COMING SOON

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3190 Xanthus Ln N, Plymouth, MN 55447

EARLY ACCESSCOMPASS COMING SOON

$1,400,000

5 beds5 baths5,196 sq ft

5555 Garland Ln N, Plymouth, MN 55446

Nearby similar homes

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14.05 acre lot • 4 garage spots • Built 2005

NEW CONSTRUCTION

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Quartz countertops • Soft-close cabinetry • 3.01 acre lot

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3D WALKTHROUGH

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Picturesque acres • Original character • Hardwood floors

New listings for sale in 54025

COMING SOON

$2,200,000

4 beds3 baths4,397 sq ft

414 192nd Ave, Somerset, WI 54025

Custom pool house • Screened porch • Four-season porch

COMING SOON

$1,300,000

5 beds3 baths2,575 sq ft

410 192nd Ave, Somerset, WI 54025

St croix river views • Custom renovated • Heated pole barn

COMING SOON

$459,900

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434 Reed St, Somerset, WI 54025

Granite countertops • Renovated bathrooms • Composite deck

$424,900

5 beds3 baths2,579 sq ft

814 Fox River Rd, Somerset, WI 54025

Window treatments • Landscaping • Water softener

Details provided by NORTHSTARMLS as Distributed by MLS Grid and may not match the public record. Learn more.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (9)

Interested in buying?

Around this home

Schools

Lifestyle

Offer insights

Property details

Sale and tax history for 2028 77th St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 2028 77th St

Early Access listings

Nearby similar homes

New listings for sale in 54025

More real estate resources