Garett Seney got us the best rate we could have ever gotten with incredible terms and educated us on every step of the way to close with a conventional loan vs FHA. Thanks to Garrett's expert handling of our account and knowledge of Mass Housing vs FHA vs straight Conventional we were able to afford and close on our dream home with liquidity and equity to spare. We have since referred him to 3 of our friends one of whom has already refinanced at a sub 3% rate. Contact Garett Seney for ALL of your mortgage needs.