The title company is average, they did make arrangements for me to be closer to my home for settlement. I did not like that they told me I HAD to do a KBA with their attorney online as part of underwriting. BS I have nothing to do with underwriting approval for the buyer, I am only obligated to show a government issued ID like DL or Passport at closing. I had already uploaded ID in the company system maybe it was my skin color that prompted the online KBA. There is title insurance Right?