Are you a first-time homebuyer in Kansas? This comprehensive guide is your essential resource, offering specialized assistance programs and valuable information exclusively tailored for residents of the Sunflower State. Explore a variety of programs, including down payment assistance and favorable mortgage options, designed to make homeownership more attainable. Navigate the Kansas real estate market with confidence.
State-Wide Programs
| Program | Assistance Offered | Who Should Apply | Assistance Type |
|---|---|---|---|
| First Time Homebuyer Program | Up to 20% of the purchase price for down payment assistance | First time homebuyers who can meet income requirements | Forgivable loan with a 0% interest rate |
| Kansas Housing Assistance Program | Up to a 5% of home loan for down payment and closing costs assistance | Homebuyers who can meet income and credit score requirements | Grant |
| Praire Band Potawami Down Payment Assistance | Up to $10,000 in down payment assistance | Homebuyers that are also members of the Praire Band Potawami tribe | Grant |
City Programs
| City | Program | Assistance Offered | Who Should Apply | Assistance Type |
|---|---|---|---|---|
| Kansas City | CHWC Captial Federal Closing Cost Assistance | Up to $1,500 in closing costs assistance | Homebuyers buying a home in a low income census tract | Grant |
| Kansas City | CHWC Federal Home Loan Bank Down Payment Assistance | Up to $8,000 in down payment assistance | Homebuyers that can meet income requirements and a member of the household is either Elderly (55 years or older), mentally or physically disabled, recovering from physical, alcohol or drug abuse, or living with HIV/AIDS | Grant |
| Kansas City | CHWC HOME | Up to 20% of the home price in down payment assistance | Homebuyers that can meet income requirements and buying select CHWC-built homes | Not specified |
| Leavenworth | Home Ownership Program | Up to $8,000 in down payment assistance | First time homebuyer who meets income requirements | Forgivable, deferred loan with a 0% interest rate |
| Olathe | Home Ownership Program | Not specified | First time homebuyers | Not specified |
| Topeka | Topeka Opportunity to Own (TOTO) | Not specified | First time homebuyer who meets income requirements | Not specified |
| Witchita | Homebuyer Assistance | Up to 20% of the purchase price of the home for down payment assistance and up to $2,000 towards closing costs | First time homebuyer who meets income requirements | Forgivable second mortgage |
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