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About this home
Wake up each morning to breathtaking sunrises shimmering over the canal from the comfort of your own bed. This beautifully remodeled waterfront stilt home is located in a charming golf cart community and offers the perfect blend of coastal living, recreation, and investment potential. Just minutes by car or boat from local favorites including MacRae’s, The Freezer, and Crumps Landing, this property is perfectly positioned for enjoying Florida’s Nature Coast lifestyle. The home features numerous updates throughout, including a newer kitchen with quartz countertops, wine refrigerator, updated windows and doors, remodeled bathrooms, new gutters, and stylish flooring throughout. Enjoy panoramic water views from the expansive wraparound porch, the perfect spot to watch both sunrises and sunsets. Outside, a new dock, 94 feet of waterfront, and an 87-foot seawall create an exceptional waterfront experience. This property is grandfathered with steps leading directly into the deep-water canal, making kayak launches effortless. Boaters will appreciate the 32-foot dock equipped with 30-amp shore power and water service, ideal for a liveaboard vessel. Additional features include 3 RV spaces with full hookups, a 12’ x 28’ storage shed, a 10’ x 13’ covered storage area, kayak launch, two separate laundry areas. The metal roof offers approximately 19 years of remaining useful life per inspection report, and the A/C was replaced in 2016. Whether you’re searching for a full-time residence, vacation getaway, or income-producing investment, this property checks all the boxes. Currently operating as a successful short-term rental with strong rental income history. Don’t miss this opportunity to own a piece of waterfront paradise and start living the Florida lifestyle you’ve been dreaming of.
Single-familyProperty Type
1972Year Built
9,003 sq ftLot Size
$309Price/Sq.Ft.
Listed by Lindsay Stewart• RELIANCE REALTY & INVESTMENTS
Wake up each morning to breathtaking sunrises shimmering over the canal from the comfort of your own bed. This beautifully remodeled waterfront stilt home is located in a charming golf cart community and offers the perfect blend of coastal living, recreation, and investment potential. Just minutes by car or boat from local favorites including MacRae’s, The Freezer, and Crumps Landing, this property is perfectly positioned for enjoying Florida’s Nature Coast lifestyle. The home features numerous updates throughout, including a newer kitchen with quartz countertops, wine refrigerator, updated windows and doors, remodeled bathrooms, new gutters, and stylish flooring throughout. Enjoy panoramic water views from the expansive wraparound porch, the perfect spot to watch both sunrises and sunsets. Outside, a new dock, 94 feet of waterfront, and an 87-foot seawall create an exceptional waterfront experience. This property is grandfathered with steps leading directly into the deep-water canal, making kayak launches effortless. Boaters will appreciate the 32-foot dock equipped with 30-amp shore power and water service, ideal for a liveaboard vessel. Additional features include 3 RV spaces with full hookups, a 12’ x 28’ storage shed, a 10’ x 13’ covered storage area, kayak launch, two separate laundry areas. The metal roof offers approximately 19 years of remaining useful life per inspection report, and the A/C was replaced in 2016. Whether you’re searching for a full-time residence, vacation getaway, or income-producing investment, this property checks all the boxes. Currently operating as a successful short-term rental with strong rental income history. Don’t miss this opportunity to own a piece of waterfront paradise and start living the Florida lifestyle you’ve been dreaming of.
Stellar MLS as Distributed by MLS Grid #W7886815
Jun 21, 2026
Listed
$574,999
$309/sq ft
RACC #1
May 12, 2025
Price Changed
$647,000
$348/sq ft
Feb 10, 2025
Price Changed
$674,999
$363/sq ft
Stellar MLS as Distributed by MLS Grid #W7868586
Mar 10, 2025
Listing Removed
—
Stellar MLS as Distributed by MLS Grid #W7840311
Apr 8, 2022
Sold
$590,000
$317/sq ft
Jan 26, 2022
Pending
—
Jan 20, 2022
Price Changed
$599,000
$322/sq ft
Dec 19, 2021
Price Changed
$645,000
$347/sq ft
Nov 29, 2021
Listed
$675,000
$363/sq ft
Public Records
Feb 25, 2022
Sold
$170,000
$91/sq ft
Stellar MLS as Distributed by MLS Grid #CC799130
May 28, 2021
Sold
$340,000
$183/sq ft
Mar 2, 2021
Listed
$389,990
$210/sq ft
Stellar MLS as Distributed by MLS Grid #CC783513
Jun 3, 2020
Listing Removed
—
Public Records
Oct 6, 1998
Sold
$80,000
$43/sq ft
Public Records
Oct 1, 1987
Sold
$87,500
$47/sq ft
Public Records
Aug 1, 1979
Sold
$65,000
$35/sq ft
Public Records
Aug 1, 1977
Sold
$52,000
$28/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$10,300 (+2.7%)
$246,120 + $366,617
$612,737
2024
$10,032 (−4.1%)
$246,120 + $366,617
$612,737
2023
$10,462 (+38.9%)
2022
$7,532 (+35.1%)
$222,400 + $355,846
$578,246
2021
$5,577 (+5.0%)
$166,800 + $252,023
$418,823
2020
$5,312 (+4.4%)
$153,410 + $137,936
$291,346
2019
$5,088 (+35.6%)
$153,410 + $133,471
$286,881
2018
$3,752 (+7.7%)
$153,410 + $126,968
$280,378
2017
$3,483 (+10.8%)
$107,430 + $95,204
$202,634
2015
$3,142 (−1.8%)
$108,590 + $98,310
$206,900
2014
$3,198
Public record
Beds
3
Baths
2
Stories
2
Lot width
55 ft.
Lot depth
75 ft.
Lot size
9,003 Sq. Ft.
Year renovated
2002
Finished Sq. Ft.
1,860
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,860
Year built
1972
Style
Single Family Residential
County
Citrus County
APN
17E19S310010 00380 001A
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 9, 2026.
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
4/10 Fire Factor
2% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 110° expected this year, 25 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Homosassa, FL • 34448
Average low and high temperatures (°F)
65
43
70
48
76
55
81
60
85
68
88
73
89
75
89
76
88
71
81
64
77
56
71
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
89/ 100
Very good sunlight
Sunscore
This home receives average direct sun exposure in Homosassa. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.4 hrs
7.2 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 5648 S Garcia Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $490,000 and $1,075,000.
Nearby comparable homes
The Redfin Estimate uses 5 recent nearby sales, priced between $490K to $1.1M.