Discover coastal living at its finest on one of the most desirable streets in Indian Rocks Beach, surrounded by multimillion-dollar homes and just a short stroll to the beautiful sandy beaches of the Gulf Coast! This beautifully updated 3-bedroom, 2-bathroom home with a 2-car garage offers a desirable open floor plan, stylish modern finishes, and exceptional indoor-outdoor living. The stunning, renovated kitchen is the heart of the home, featuring new white shaker cabinetry with crown molding, quartz countertops, stainless steel GE Profile appliances, three pantries with convenient pullout storage, and a stainless steel farmhouse sink with a touchless faucet. The impressive 49” x 83” island provides abundant workspace and seating, along with a built-in drawer microwave and soft-close cabinetry on both sides. Both bathrooms showcase contemporary finishes and spa-inspired features. The guest bathroom offers a rain shower with a handheld showerhead, new cabinetry, quartz countertops, and modern porcelain tile from floor to ceiling. The primary suite features plank-style porcelain tile flooring, a walk-in closet, and a beautifully appointed bathroom with quartz countertops, marble flooring, floor-to-ceiling porcelain tile, and a rain shower with a handheld showerhead. The two guest bedrooms feature fresh paint, stylish barn doors, and updated finishes, with one offering a spacious walk-in closet. New 2’ x 4’ porcelain tile flooring installed in 2026 adds a clean, contemporary feel throughout the home. Additional improvements include a 2024 whole-home Trane air purification system, a new roof installed in 2022, and a new water heater in 2026. Step outside to a spacious, fenced backyard with attractive landscaping and plenty of room to create your own private poolside oasis. Enjoy the relaxed lifestyle that makes Indian Rocks Beach so special. This golf-cart-friendly coastal community offers beautiful beaches, outstanding restaurants, shopping, parks, a library, an art center, tennis and pickleball courts, public fishing docks, a dog park, a boat ramp, a marina, and a baseball field. Whether you are searching for a full-time residence, a private beach retreat, or an income-producing investment property, this exceptional coastal home offers an exciting opportunity in a highly desirable beachside location. With no HOA and no lease restrictions, the possibilities are plentiful. Enjoy the best of Indian Rocks Beach living, where coastal charm, modern updates, and an unbeatable beachside lifestyle come together!
Single-familyProperty Type
1972Year Built
7,279 sq ftLot Size
$531Price/Sq.Ft.
2 car garageParking
Listed by Lori Yaniscavitch• COASTAL PROPERTIES GROUP INTERNATIONAL
Spacious property in ideal Harbor Drive neighborhood. MAI appraisal on property. Short walk to Indian Rocks Beaches
Public Records
May 1, 1983
Sold
$85,000
$38/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$5,234 (−11.0%)
2024
$5,884 (+1.1%)
2023
$5,818 (+5.9%)
2022
$5,494 (−2.0%)
2021
$5,605
2020
$5,608 (+1.4%)
2019
$5,531 (+3.0%)
2018
$5,372 (−9.4%)
$226,983 + $117,418
$344,401
2017
$5,931 (+179.5%)
$194,930 + $134,948
$329,878
2016
$2,122 (−2.0%)
2015
$2,165 (+0.5%)
2014
$2,154 (+0.5%)
2013
$2,143 (−44.6%)
2012
$3,869
Public record
Public record
Zoning
Beds
—
Baths
2
Stories
1
Lot width
69 ft.
Lot depth
96 ft.
Lot size
7,279 Sq. Ft.
Year renovated
1987
Finished Sq. Ft.
2,230
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,230
Year built
1972
Style
Single Family Residential
County
Pinellas County
APN
153006424080000020
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 13, 2026.
S
Single-Family Residential Zoning District
The S, single-family residential district provides for single-family residential development located where lower density single-family uses are desirable. The S, single-family residential district, correlates with the residential urban RU category of the countywide plan. Essential services and public facilities compatible with this residential district are also provided. Any use which is not specifically identified as a permitted use, accessory use or special exception use is a prohibited use. Prohibited uses shall include, but are not limited to, temporary lodging use of a dwelling.
Permitted uses
Include but are not limited to:
Housing-Single unit
Housing-Senior
Educational/school
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 107° expected this year, 24 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Indian Rocks Beach, FL • 33785
Average low and high temperatures (°F)
67
50
71
56
78
61
84
67
88
73
90
77
91
78
91
78
88
75
84
69
79
62
73
56
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
80/ 100
Very good sunlight
Sunscore
This home receives average direct sun exposure in Indian Rocks Beach. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
7.8 hrs
4.7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 404 Harbor Dr S
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $1,180,000 and $1,800,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $1.2M to $1.8M.