Discover 639 Cabrera Street, a charming Key Largo residence tucked into the established South Creek Village community, where the beauty of the Florida Keys is part of everyday life. Offering 3 bedrooms, 2 bathrooms, and 1,432 square feet, the home features a bright, open-concept interior designed for effortless living. Neutral tile flooring flows throughout the main living areas, while a generously sized kitchen and comfortable gathering spaces create a welcoming atmosphere. Tropical surroundings and ample gravel parking add to the property's practicality and island charm. Located in an X Flood zone meaning NO flood insurance, this property offers an additional advantage for buyers seeking to minimize expenses. One of the community's most desirable amenities is its homeowners park, complete with a boat ramp offering access to Largo Sound and convenient boating connections to the Ocean and Bay. From early morning fishing trips to leisurely afternoons exploring the water, the best of the Keys is within easy reach. Perfectly suited as a primary residence or investment opportunity, this home presents an inviting opportunity to enjoy the Florida Keys lifestyle. SELLER FINANCING AVAILABLE! 20% down with a 15-year balloon.
Single-familyProperty Type
2017Year Built
5,000 sq ftLot Size
$506Price/Sq.Ft.
$250/moHOA Dues
4 spacesParking
Listed by Kelsey Caputo - Frins• Berkshire Hathaway HomeServices Keys Real Estate - Islamorada
VACANT WOODED LOT IN OCEANSIDE NEIGHBORHOOD OF S. CREEK VILLAGE WHICH HAS ITS OWN MARINA, HOMEOWNER'S PARK AND ASSOCIATION. LOT BACKS UP TO NORTH SIDE OF JOHN PENNEKAMP STATE PARK ADDING LOTS OF PRIVACY.
Year
Property tax
Land + Additions
Assessment*
2025
$5,284 (+5.5%)
2024
$5,009 (+8.7%)
2023
$4,606 (+11.3%)
2022
$4,139 (+13.2%)
2021
$3,658 (+1.4%)
$137,376 + $224,767
$362,143
2020
$3,607 (−0.5%)
$126,046 + $227,092
$353,138
2019
$3,626 (+3.6%)
$126,046 + $227,092
$353,138
2018
$3,500 (+222.7%)
$103,000 + $229,460
$332,460
2017
$1,084 (+65.3%)
$68,238
2016
$656 (+20.4%)
$54,075
2015
$545 (−3.2%)
$54,075
2014
$563
Public record
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
5,000 Sq. Ft.
Year renovated
2017
Finished Sq. Ft.
1,432
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,432
Year built
2017
Style
Single Family Residential
County
Monroe County
APN
1461 39 00466540000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 9, 2026.
Climate risks
6/10 Flood Factor
Estimated 55-67% chance of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 107° expected this year, 31 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Key Largo, FL • 33037
Average low and high temperatures (°F)
73
62
75
66
78
70
80
74
85
79
86
81
87
82
88
81
86
79
83
77
79
72
77
68
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
79/ 100
Good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
6.5 hrs
6.3 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 639 Cabrera St
$717,802
$7,198 under list price of $725K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $610K to $1.1M.