NEW 23 HRS AGO

For sale

$825,000

Est. $5,965/mo —

•

400

sq ft

817 Pearl St, Key West, FL 33040

About this home

Charming Home in the Meadows, Old Town, Key West. This beautiful completely renovated one bedroom cottage on Pearl Street is move in ready, and is being sold furnished. Stepping into the home through the custom built Dutch-door, the interior is bright, the walls are shadow-gap wood, there is new flooring, and recessed LED lighting throughout. The Bedroom has a murphy bed, and built in bedroom drawers, with additional storage. The Kitchen has custom cabinets, granite countertops, and is steps away from the back deck with a Tiki and wet bar - and outside seating area. Mitsubishi mini split AC, Custom shades, All new impact windows and doors, and the front Dutch Door has hurricane panels. During the renovation, the whole house was insulated between the studs, 3/4 inch pressure treated plywood added, then 1' fire rock, and then lap siding- PT-kiln dried-dipped on both sides with primer. This property is completely fenced, has a sprinkler system, Outdoor shower, and the best part- is a wonderful front porch to relax and watch the world go by! Home Owners insurance is $ 1471.58, Flood Insurance is $ 1463.00

Single-familyProperty Type

1943Year Built

1,101 sq ftLot Size

$2,063Price/Sq.Ft.

Listed by Tropical Properties Real Estate Inc. Coyle • Keller Williams Key West Compass Realty

Listing updated: Oct 23, 2026 at 01:03pm

Redfin checked: a few seconds ago

•Source:FLKMLS #621769

Payment calculator

$5,965 per month

Principal and interest$4,558

Property taxes

$389

HOA dues

Home insurance

$1,018

Utilities

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Open houses

No upcoming open houses.

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Around this home

Schools

K - 12
Preschool & daycare

Horace O'bryant School

Public PreK-8 • Assigned • 0.2mi

3/10

Key West High School

Public 9-12 • Assigned • 0.9mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

817 Pearl St · $825,000

DAYS ON MARKET

The average home goes pending in 145 days.

SALE-TO-LIST

Most homes are selling 6% below list price.

LIST PRICE

Median sale price in this area is $1,262,390. (53% higher than this home)

PRICE DROP

14% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Built-in features
Granite counters
Furnished

Bathrooms
1 full bathroom

Kitchen
Dishwasher
Refrigerator
Oven
Microwave

Laundry & utility
Washer

Flooring
Tile

Heating & cooling
Ductless cooling

Sale and tax history for 817 Pearl St

Sale History
Tax History

Date

Event

Price

FLKMLS #621769

Oct 23, 2026

Listed

$825,000

$2,063/sq ft

FLKMLS #618771

Aug 14, 2026

Listing Removed

—

Jul 27, 2026

Price Changed

$849,000

$2,123/sq ft

May 8, 2026

Price Changed

$875,000

$2,188/sq ft

Apr 20, 2026

Price Changed

$899,000

$2,248/sq ft

Feb 19, 2026

Listed

$925,000

$2,313/sq ft

FLKMLS #554223

Apr 29, 2011

Sold

$220,000

$550/sq ft

Feb 9, 2011

Listed

$250,000

$625/sq ft

FLKMLS #108131

Mar 17, 2008

Sold

$385,000

$963/sq ft

Mar 17, 2008

Listed

$400,000

$1,000/sq ft

Public Records

Feb 20, 2003

Sold

$225,000

$563/sq ft

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1,102 Sq. Ft.

Year renovated

2012

Finished Sq. Ft.

400

Unfinished Sq. Ft.

—

Total Sq. Ft.

400

Year built

1943

Style

Single Family Residential

County

Monroe County

APN

0568 25 00023830000100

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 9, 2026.

HMDR

Historic Medium Density Residential District

The historic medium density residential district HMDR is established to implement comprehensive plan policies for areas designated HMDR on the comprehensive plan future land use map. The HMDR district shall accommodate historic Old Town medium density residential development for permanent residents, including single-family, duplex, and multiple-family residential structures. The HMDR district shall provide a management framework for preserving the residential character and historic quality of the medium density residential areas within Old Town.; In addition, accessory uses, including approved home occupations conducted within the residential structure, and customary community facilities can be located in the HMDR designated area. This area shall not accommodate transient residential uses, including guesthomes, motels or hotels. Similarly, the area shall not accommodate commercial office, retail, or other commercial uses. Lawfully existing office or commercial uses shall be permitted to continue to exist as lawful nonconforming uses if such uses continue to comply with conditions invoked when the respective uses were approved. In the event the city owns the portion of the Truman Waterfront Parcel designated HMDR, the site will be developed for 100 percent affordable housing. If the site is privately owned, one-third of the dwelling units will be affordable.

Permitted uses

Include but are not limited to:

Housing-Group
Housing-Single unit
Housing-Multiple units

Climate risks

8/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

Heat Factor

We're working on getting current and accurate heat risk information for this home.

10/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Key West, FL • 33040

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

90/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Key West. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

7.5 hrs

5.7 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 817 Pearl St

$802,288

$23K under list price of $825K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $660K to $1.2M.

SOLD SEP 16, 2026
$790,000 Last sold price
3 beds2 baths1,028 sq ft
1119 Florida St, Key West, FL 33040
$1295/sq ft
larger lot
15 years older
SOLD JUN 10, 2026
$800,000 Last sold price
2 beds1.5 baths752 sq ft
1016 Eaton St, Key West, FL 33040
$999/sq ft
larger lot
10 years older
SOLD MAR 13, 2026
$915,000 Last sold price
2 beds2 baths1,222 sq ft
1316 Petronia St, Key West, FL 33040
$1314/sq ft
larger lot
5 years newer
SOLD JUL 22, 2026
$1,175,000 Last sold price
2 beds2 baths896 sq ft
816 Johnson Ln, Key West, FL 33040
$752/sq ft
larger lot
15 years older
SOLD JUL 7, 2026
$1,000,000 Last sold price
1 bed1 bath594 sq ft
914 Windsor Ln, Key West, FL 33040
$379/sq ft
larger lot
10 years older
SOLD JUL 22, 2026
$660,000 Last sold price
3 beds1 bath1,079 sq ft
1704 Duncan St, Key West, FL 33040
$1451/sq ft
larger lot
10 years newer

Rental earnings

Est. $2,900 per month, based on comparable rentals

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