For sale

$804,000

Est. $5,272/mo —

•

3,322

sq ft

635 Ernest Gibson Rd, Monticello, GA 31064

About this home

DEEDED LAKEFRONT ON JACKSON LAKE! If you've been looking for a lake home with plenty of space and beautiful views, you'll want to check this one out! Sitting on approximately 375 feet of shoreline, this home has so much to offer! The main level features the owner's suite with a private bathroom and its own private balcony overlooking the lake! The second bedroom also has its own private balcony, giving both bedrooms a great place to sit and enjoy the views. You'll also find an additional full bathroom and a large sunroom overlooking the lake. Downstairs, there is a bedroom, a full bathroom, second kitchen, and a spacious living/game room with a wood-burning fireplace. Plenty of room for family and friends to spread out! Above the three-car garage is a separate in-law suite with its own private entrance, full kitchen, bedroom, bathroom, A/C, and balcony. Perfect for guests or additional income as a rental! Now let's talk about the outside! The massive deck is the perfect place to sit back and enjoy those gorgeous lake views. There's also a BRAND-NEW BOAT DOCK with a boat lift on one side and a DOUBLE JET SKI LIFT on the other! Other features include a metal roof, LeafGuard gutters, updated fixtures, and an all-electric setup with the option to use propane for backup heat and the generator. NO HOA! Whether you're looking for a full-time home or a weekend getaway, this property has plenty of room inside and out to enjoy lake life on Jackson Lake!

Single-familyProperty Type

1985Year Built

0.83 acresLot Size

$242Price/Sq.Ft.

Listed by Lauren Brake • Keller Williams Premier

Listed by Stacy Brownlee • Keller Williams Premier

Listing updated: Nov 11, 2026 at 01:07am

Redfin checked: 2 minutes ago

•Source:GAMLS #10884908

Payment calculator

$5,272 per month

Principal and interest$4,388

Property taxes

$529

HOA dues

Home insurance

$355

Utilities

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Around this home

Schools

K - 12
Preschool & daycare

Washington Park Elementary School

Public 3-5 • Assigned • 8.4mi

4/10

Jasper County Middle School

Public 6-8 • Assigned • 9.3mi

5/10

Jasper County High School

Public 9-12 • Assigned • 7.7mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

635 Ernest Gibson Rd · $804,000

DAYS ON MARKET

The average home goes pending in 97 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

LIST PRICE

Median sale price in this area is $308,991. (62% lower than this home)

PRICE DROP

18% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Double vanity
In-law floorplan
Rear stairs
Separate shower
Soaking tub
Two fireplaces, located in the basement and family room
Finished basement with exterior entry
Family room
Foyer
Game room
Sunroom

Bedrooms
4 bedrooms
2 bedrooms on the main level
1 bedroom on the lower level

Bathrooms
4 full bathrooms
2 bathrooms on the main level
1 full bathroom on the lower level

Kitchen
Dishwasher
Electric water heater
Refrigerator
Breakfast area
Second kitchen
Solid-surface counters

Laundry & utility
Laundry in hall

Flooring
Hardwood
Laminate
Tile
Vinyl

Heating & cooling
Central electric heating
Central electric air conditioning
Ceiling fans

Sale and tax history for 635 Ernest Gibson Rd

Sale History
Tax History

Date

Event

Price

GAMLS #10884908

Nov 11, 2026

Listed

$804,000

$242/sq ft

FMLS #7101498

Sep 29, 2022

Sold

$659,000

$198/sq ft

Aug 23, 2022

Pending

—

Aug 18, 2022

Listed

$659,000

$198/sq ft

DEEDED LAKE FRONT PROPERTY ON JACKSON LAKE! This gorgeous home sits on appx 375' of shoreline with gorgeous views of Jackson Lake. It is all electric with the option to use propane for the backup generator and heat. The main level includes the owner's suite bedroom with bathroom and balcony and also a second bedroom w/ balcony entry along with a full bath. Additionally, a large sunroom with entry to the balconies that overlook the lake. In the basement you will find an additional 2 bedrooms and 1 full bath. There is also a secondary kitchen, gameroom/living room space with a wood burning fireplace. Above the 3 car garage, there is an in-law suite with it's own private entry. The in-law suite has a full kitchen, it's own A/C, balcony and a bedroom and full bath. The deck outdoor is massive and is perfect for relaxing while overlooking the lake. There are two docks and jet ski lift. Metal roof, leaf guard gutters, new fixtures. NO HOA and sold as is. This lake home has it all!!

GAMLS #20067058

Sep 29, 2022

Sold

$659,000

$198/sq ft

Aug 22, 2022

Pending

—

Aug 18, 2022

Listed

$659,000

$198/sq ft

GAMLS #20054735

Aug 9, 2022

Listing Removed

—

Jul 21, 2022

Price Changed

$685,900

$206/sq ft

Jul 1, 2022

Listed

$689,900

$208/sq ft

GAMLS #20054733

Jul 5, 2022

Listing Removed

—

Jul 1, 2022

Listed

$689,900

$208/sq ft

GAMLS #20036452

Jun 30, 2022

Listing Removed

—

Apr 26, 2022

Listed

$689,900

$208/sq ft

GAMLS #8782413

Aug 14, 2020

Sold

$455,000

$137/sq ft

Jul 27, 2020

Pending

—

Jun 21, 2020

Relisted

—

Jun 11, 2020

Pending

—

May 22, 2020

Price Changed

$460,000

$138/sq ft

May 7, 2020

Listed

$475,000

$143/sq ft

GAMLS #8688844

May 5, 2020

Listing Removed

—

Nov 4, 2019

Listed

$475,000

$143/sq ft

GAMLS #8560503

Nov 1, 2019

Listing Removed

—

Aug 27, 2019

Price Changed

$475,000

$143/sq ft

Apr 24, 2019

Contingent

—

Apr 10, 2019

Listed

$450,000

$135/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$6,448 (−2.6%)

$68,000 + $219,080

$287,080

2024

$6,620 (+10.7%)

$68,000 + $213,160

$281,160

2023

$5,982 (+0.3%)

$68,000 + $183,456

$251,456

2022

$5,966 (+8.1%)

$56,000 + $159,936

$215,936

2021

$5,520 (−8.3%)

$56,000 + $121,896

$177,896

2020

$6,018 (+35.3%)

$56,000 + $121,896

$177,896

2019

$4,448 (+6.3%)

$52,000 + $72,628

$124,628

2018

$4,186 (−2.0%)

$48,000 + $67,228

$115,228

2017

$4,270 (−0.5%)

$48,000 + $67,228

$115,228

2016

$4,290 (+4.3%)

$48,000 + $67,228

$115,228

2014

$4,115 (+5.6%)

$44,000 + $60,428

$104,428

2013

$3,896 (−1.6%)

$44,000 + $60,428

$104,428

2012

$3,958 (−3.0%)

$44,000 + $62,028

$106,028

2010

$4,082 (+0.7%)

2008

$4,052

Public record

Public record
Zoning

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.7 Acres

Year renovated

2001

Finished Sq. Ft.

2,059

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,059

Year built

1985

Style

Single Family Residential

County

Jasper County

APN

025E 026

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 12, 2026.

RES

Single-Family Residential District

The RES Single-Family Residential District is intended to provide for single-family residential development at low-intensity not over one principal dwelling unit per 2 acres along with such public buildings, schools, churches, recreational facilities and accessory uses as may be necessary to support such communities and are normally compatible with such surroundings. For all major subdivisions of land for residential purposes in this district, conservation design is required leaving large amounts of land as green space protected by conservation easement. The RES district is designed to accommodate development in areas that are served by public water.

Permitted uses

Include but are not limited to:

Housing-Single unit
Infrastructure
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 107° expected this year, 17 days in 30 years

6/10 Wind Factor

48% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Monticello, GA • 31064

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

90/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Monticello. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.4 hrs

6.9 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 635 Ernest Gibson Rd

$803,262

$738 under list price of $804K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $475K to $780K.

SOLD OCT 14, 2026
$780,000 Last sold price
3 beds2.5 baths2,928 sq ft
9 Swan Ct, Monticello, GA 31064
$24/sq ft
smaller lot
19 years newer
SOLD JAN 9, 2026
$475,000 Last sold price
4 beds3.5 baths2,686 sq ft
460 Ridge Point Dr, Monticello, GA 31064
$65/sq ft
larger lot
40 years newer
SOLD JUL 9, 2026
$480,000 Last sold price
3 beds3.5 baths2,916 sq ft
172 Nighthawk Ct, Monticello, GA 31064
$77/sq ft
smaller lot
24 years newer
SOLD AUG 18, 2026
$657,000 Last sold price
4 beds3.5 baths2,778 sq ft
60 Jackson Ridge Dr, Monticello, GA 31064
$5/sq ft
larger lot
37 years newer
SOLD SEP 30, 2026
$550,000 Last sold price
3 beds2 baths1,550 sq ft
8900 Jackson Lake Rd, Monticello, GA 31064
$113/sq ft
smaller lot
31 years older
SOLD JUL 16, 2026
$750,000 Last sold price
3 beds2 baths2,750 sq ft
149 Pine Bluff Trl, Jackson, GA 30233
$31/sq ft
larger lot
12 years older

Rental earnings

Est. $3,485 per month, based on comparable rentals

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Land— sq ft

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Road access • Residential setting

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New listings for sale in 31064

$804,000

4 beds4 baths3,322 sq ft

635 Ernest Gibson Rd, Monticello, GA 31064

Deeded lakefront • Private balcony • Large sunroom

NEW 17 HRS AGO

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74 Water Oak Dr, Monticello, GA 31064

Multiple flex spaces • Walk-in pantry • Peaceful pond

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Details provided by GAMLS and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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