NEW 15 HRS AGO

For sale

$649,900

Est. $4,237/mo —

•

3,615

sq ft

98 Cottage Ln, Toccoa, GA 30577

About this home

Casual elegance and quality craftsmanship abound in this beautifully appointed Craftsman-style cottage in Currahee Club. One of the most architecturally appealing homes in the community, this property welcomes you with a spacious front porch and thoughtfully designed living spaces throughout. Recent updates make this home even more appealing, including fresh interior and exterior paint throughout, refinished hardwood floors on the main level, and new LVP flooring throughout the basement. The foyer opens to an inviting great room featuring soaring ceilings, a beautiful stone fireplace, and a wall of windows that captures the surrounding views. The kitchen is designed for both everyday living and entertaining, offering a large center island, breakfast bar, stainless steel appliances, and gas cooktop. The main-level owner's suite is privately situated on one end of the home and features a spacious bathroom complete with a Jacuzzi tub, walk-in shower, double vanity, and his-and-her closets. Beautiful stone arches frame the covered patio, creating a private outdoor retreat overlooking the community amenity center and garden. Currahee Club is Georgia's premier mountain, lake, and golf community, offering an exceptional lifestyle surrounded by natural beauty, recreation, and world-class amenities.

Single-familyProperty Type

2006Year Built

0.3 acresLot Size

$180Price/Sq.Ft.

Listed by Stephen Caudell • Hammock Realty North Georgia

Listing updated: Nov 4, 2026 at 03:15pm

Redfin checked: a few seconds ago

•Source:GAMLS #10885036

Payment calculator

$4,237 per month

Principal and interest$3,503

Property taxes

$469

HOA dues

Home insurance

$265

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN SAT, 1PM TO 3PM
$175,000
1 bed1 bath639 sq ft
209 Crystal Ln, Walhalla, SC 29691
0.41 acre lot • Garage • Built 2023
OPEN SAT, 1PM TO 3PM
$385,000
3 beds2.5 baths2,478 sq ft
139 Myrtle St, Toccoa, GA 30577
1.27 acre lot • Garage • Built 1950
OPEN SAT, 3PM TO 5PM
$449,900
3 beds2 baths3,121 sq ft
2585 Dr Johns Rd, Westminster, SC 29693
0.54 acre lot • 3 garage spots • Community pool
OPEN SUN, 1PM TO 4PMVIDEO TOUR
$394,000
3 beds2 baths1,560 sq ft
102 Plum Ct, Westminster, SC 29693
0.3 acre lot • 2 garage spots • Community pool
OPEN SUN, 1PM TO 4PM3D WALKTHROUGH
$629,000
3 beds3.5 baths— sq ft
111 Hogan Dr, Westminster, SC 29693
0.48 acre lot • 2 garage spots • Community pool
OPEN SUN, 1PM TO 4PMVIDEO TOUR
$393,845
3 beds2 baths1,420 sq ft
101 Plum Ct, Westminster, SC 29693
0.24 acre lot • Garage • Community pool
OPEN SUN, 1PM TO 5PM
$875,000
5 beds3.5 baths3,512 sq ft
503 Point Rd, Westminster, SC 29693
0.67 acre lot • 2 garage spots • Community pool
OPEN SUN, 1PM TO 4PM
$419,000
3 beds2 baths2,080 sq ft
139 Tulip Ln, Westminster, SC 29693
0.49 acre lot • 2 garage spots • Community pool
OPEN SUN, 1PM TO 4PM
$275,000
3 beds2 baths1,500 sq ft
110 Pine Ridge Dr, Westminster, SC 29693
0.25 acre lot • Garage • Community pool
OPEN SUN, 2PM TO 4PM
$565,000
4 beds2.5 baths2,471 sq ft
116 Fairway Ln, Westminster, SC 29693
0.33 acre lot • 2 garage spots • Community pool

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Around this home

Schools

K - 12
Preschool & daycare

Big A Elementary School

Public PreK-K • Assigned • 5.8mi

Stephens County Middle School

Public 6-8 • Assigned • 6.2mi

5/10

Stephens County High School

Public 9-12 • Assigned • 5.6mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

98 Cottage Ln · $649,900

DAYS ON MARKET

The average home goes pending in 62 days.

SALE-TO-LIST

Most homes are selling 4% below list price.

LIST PRICE

Median sale price in this area is $249,484. (62% lower than this home)

PRICE DROP

20% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Bookcases
Tray, vaulted, beamed, and high ceilings
Double vanity
Soaking tub and separate shower
Tile bath
Walk-in closet
Wet bar
One fireplace in the living room with gas logs
Daylight, full, finished basement with exterior entry

Bedrooms
3 bedrooms
1 bedroom on the main level
2 bedrooms on the lower level

Bathrooms
3 full bathrooms and 1 half bathroom
1 bathroom on the main level
2 full bathrooms on the lower level

Kitchen
Cooktop, dishwasher, microwave, oven, and refrigerator
Stainless steel appliances
Solid-surface counters
Walk-in pantry

Laundry & utility
Washer and dryer
Laundry in the mud room
Electric water heater

Flooring
Hardwood, wood, tile, and carpet

Heating & cooling
Natural gas central heating
Electric central air conditioning
Ceiling fans

Sale and tax history for 98 Cottage Ln

Sale History
Tax History

Date

Event

Price

GAMLS #20030560

Jul 21, 2022

Sold

$625,000

$173/sq ft

Jul 18, 2022

Pending

—

May 17, 2022

Price Changed

$649,900

$180/sq ft

Mar 28, 2022

Listed

$694,000

$192/sq ft

Casual elegance & quality abound in this Craftsman style cottage. Beautiful stone arches flank the covered patio & create a private spot to overlook the amenity center & community garden. Architecturally one of the most appealing homes in the community. You are welcomed to the home by a large front porch. The foyer leads to a great room with soaring ceilings, a stone fireplace and a with wall of windows to enjoy the views. The kitchen boast a large island, breakfast bar, stainless steel appliances and a gas cooktop. A main level owners suite is tucked away on one end with a full bath complete w/ jacuzzi tub, his/her closets, walk in shower & double vanity. Currahee Club is Georgia's premier mountain, lake and golf community.

GAMLS #10885036

Mar 28, 2022

Listed

$649,900

$180/sq ft

Public Records

Jan 27, 2021

Sold

$539,900

$149/sq ft

FMLS #6793895

Dec 15, 2020

Sold

$539,900

$149/sq ft

Oct 9, 2020

Listed

$539,900

$149/sq ft

Stunning craftsman home w/ a cottage style & inviting interior. You'll love the upscale, architectural details throughout including the warm color palette, beautiful heart of pine floors, wood inlay ceilings, floor-to-ceiling stone hearth, open floor plan & cozy stone patios. Located on a cul-de-sac walking distance to the unbeatable Currahee Club amenity campus & clubhouse. Golf memberships are optional and require a separate initiation & fee. In addition to golf, you can enjoy walking & bike trails, a gorgeous community pavilion on Lake Hartwell & courtesy docks. You'll love this friendly lakefront community where you can take golf or tennis lessons, work out at the fitness center, swim, fish, exercise or enjoy the restaurants & pub with friends. Investors are welcome to take advantage of the VRBO-style rental program offered by the community. Currahee Club is not just a place, it's a lifestyle.

GAMLS #8871586

Dec 15, 2020

Sold

$539,900

$149/sq ft

Oct 9, 2020

Listed

$539,900

$149/sq ft

GAMLS #8190147

Sep 8, 2017

Sold

$383,000

$106/sq ft

May 17, 2017

Listed

$375,000

$104/sq ft

GAMLS #7065291

Feb 28, 2014

Sold

$360,000

$100/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$6,826 (−17.6%)

$25,951 + $235,319

$261,270

2025

$8,288 (+38.5%)

$25,096 + $276,846

$301,942

2024

$5,986 (+2.2%)

$25,096 + $180,618

$205,714

2023

$5,860 (+8.1%)

$25,096 + $167,344

$192,440

2022

$5,423 (−3.7%)

$25,096 + $157,057

$182,153

2021

$5,631 (+0.9%)

$35,380 + $144,704

$180,084

2020

$5,582 (+22.4%)

$35,380 + $141,376

$176,756

2019

$4,559

$35,380 + $108,382

$143,762

2018

$4,559 (−1.6%)

$35,380 + $108,382

$143,762

2017

$4,631 (+1.6%)

$35,380 + $108,382

$143,762

2016

$4,558 (+2.4%)

$35,380 + $108,382

$143,762

2014

$4,452

$35,380 + $96,512

$131,892

Public record

Beds

Baths

3.5

Stories

Lot width

—

Lot depth

—

Lot size

0.3 Acres

Year renovated

—

Finished Sq. Ft.

3,615

Unfinished Sq. Ft.

—

Total Sq. Ft.

3,615

Year built

2006

Style

Single Family Residential

County

Stephens County

APN

057 125

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 12, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.77% chance of being in a wildfire in next 30 years

6/10 Heat Factor

7 days above 105° expected this year, 19 days in 30 years

2/10 Wind Factor

3% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Toccoa, GA • 30577

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

91/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.4 hrs

6.4 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 98 Cottage Ln

$652,602

$2,702 over list price of $650K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $370K to $659K.

SOLD JAN 7, 2026
$389,900 Last sold price
5 beds3 baths3,250 sq ft
726 Wesley Cir, Toccoa, GA 30577
$60/sq ft
larger lot
20 years older
SOLD OCT 31, 2025
$369,500 Last sold price
3 beds2 baths2,652 sq ft
111 Chauga Shoals Dr, Westminster, SC 29693
$41/sq ft
larger lot
no basement
SOLD JUL 31, 2026
$659,000 Last sold price
4 beds3.5 baths3,570 sq ft
1175 Deer Chase Rd, Toccoa, GA 30577
$5/sq ft
larger lot
4 years older
SOLD DEC 12, 2025
$426,000 Last sold price
3 beds2 baths1,918 sq ft
3048 Oak Vly, Toccoa, GA 30577
$42/sq ft
larger lot
37 years older
SOLD DEC 19, 2025
$637,500 Last sold price
2 beds2.5 baths1,803 sq ft
1120 Singleton Rd, Westminster, SC 29693
$174/sq ft
larger lot
17 years newer
SOLD JUL 7, 2026
$377,000 Last sold price
4 beds3 baths2,926 sq ft
1042 Lakeland Dr, Toccoa, GA 30577
$51/sq ft
larger lot
27 years older

Rental earnings

Est. $3,801 per month, based on comparable rentals

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Early Access listings

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4 beds2.5 baths2,171 sq ft

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EARLY ACCESSREDFIN COMING SOON

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2463 Warwick Cir NE, Atlanta, GA 30345

EARLY ACCESSCOMPASS COMING SOON

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3616 Thornhill Ct, Douglasville, GA 30135

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NEW CONSTRUCTION

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Split bedroom plan • Stainless appliances • Large rear deck

New listings for sale in 30577

NEW 15 HRS AGO

$649,900

3 beds3.5 baths3,615 sq ft

98 Cottage Ln, Toccoa, GA 30577

Spacious front porch • New lvp flooring • Great room

$299,900

3 beds2 baths1,980 sq ft

3201 Hwy 17 Alt, Toccoa, GA 30577

Vaulted sunroom • Screened porch • 0.85 acre lot

VIDEO TOUR

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980 Falls Rd, Toccoa, GA 30577

Granite countertops • Custom cabinetry • Walk-in closet

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3 beds2 baths1,480 sq ft

148 Moreland Ave, Toccoa, GA 30577

Brick home • Large kitchen • Basement

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4 beds3 baths2,490 sq ft

19 Crawford Manor Dr, Toccoa, GA 30577

Updated kitchen • Quartz countertops • Tile backsplash

$284,900

4 beds2 baths1,540 sq ft

2632 Oak Valley Rd, Toccoa, GA 30577

Split bedroom ranch • Fenced in backyard • New hvac system

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250 Davis Ave, Toccoa, GA 30577

0.44 acre lot • Garage • Built 1938

Details provided by GAMLS and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (10)

Interested in buying?

Around this home

Schools

Lifestyle

Market insights

Property details

Sale and tax history for 98 Cottage Ln

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 98 Cottage Ln

Early Access listings

Nearby similar homes

New listings for sale in 30577

More real estate resources