For sale

$249,900

Est. $1,820/mo —

•

1,848

sq ft

1020 Front St, Garner, IA 50438

About this home

A HOME RUN IN THE HEART OF GARNER! Located directly across the street from Stellar Sports Complex, 1020 Front St offers 4 bedrooms, 2 full baths and 1,848 sq. ft. with a layout that gives you room to spread out. The main level features a bedroom, full bath, laundry, updated kitchen, formal dining room, spacious living room and a flexible den/office area. Upstairs are 3 additional bedrooms and a second full bath with two vanities, plus original hardwood floors and classic woodwork that add character. Recent improvements include updated bathrooms and flooring in 2025, siding and many windows in 2020, a roof in 2017, plus a 528 sq. ft. attached 2-car garage built in 2016. Outside, enjoy mature trees, a wood deck, large concrete patio, storage shed and a generous yard with space to garden, play or entertain. The sellers have especially enjoyed the peaceful setting, quiet neighborhood and friendly neighbors. With recreation just steps away and plenty of space inside and out, this one checks a lot of boxes.

Single-familyProperty Type

1910Year Built

0.29 acresLot Size

$135Price/Sq.Ft.

2 car garageParking

Listed by Zachary Schultz-Hermanson • Hall Realty

Listing updated: Oct 3, 2026 at 08:03pm

Redfin checked: a few seconds ago

•Source:IAR #6343279

Payment calculator

$1,820 per month

Principal and interest$1,415

Property taxes

$259

HOA dues

Home insurance

$146

Utilities

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Open houses

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Nearby open houses (1)

Around this home

Schools

K - 12
Preschool & daycare

Garner Elementary School

Public PreK-4 • Assigned • 0.2mi

7/10

Garner-Hayfield-Ventura Junior High

Public 5-8 • Assigned • 0.2mi

7/10

Garner-Hayfield High School

Public 9-12 • Assigned • 0.4mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

1020 Front St · $249,900

Strong offer

$251K and above

75% chance or better to win

Why $251K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 88 days.

SALE-TO-LIST

Most homes are selling 3% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Water softener (owned)
Basement

Bathrooms
Two full bathrooms

Kitchen
Range
Microwave
Exhaust fan
Dishwasher
Refrigerator

Laundry & utility
Washer
Dryer

Heating & cooling
Central air conditioning
Forced air heating

Sale and tax history for 1020 Front St

Sale History
Tax History

Date

Event

Price

IAR #6343279

Oct 1, 2026

Listed

$249,900

$135/sq ft

Public Records

Oct 6, 2021

Sold

$108,000

$58/sq ft

IAR #5441828

Oct 27, 2015

Sold

$21,600

$12/sq ft

Jun 9, 2015

Listed

$19,950

$11/sq ft

This 4 bedroom, 2 bath home need several updates and is being sold AS IS with no warranties and was acquired through foreclosure. Pre-approved buyers. Not all types of financing will be available for this property. All offers must be submitted by the buyer's agent using the online offer management system. Access the system via the link below. Offer link to property: www. spsreo.com/?c=8CN7 A technology fee will apply to the buyer's agent upon consummation of a sale.

Year

Property tax

Land + Additions

Assessment*

2026

$3,110 (+2.3%)

$28,290 + $207,790

$236,080

2025

$3,040 (+8.0%)

$28,290 + $207,790

$236,080

2024

$2,814 (−11.1%)

$20,210 + $195,600

$215,810

2023

$3,166 (+12.3%)

$20,210 + $195,600

$215,810

2022

$2,818 (+17.1%)

$20,210 + $195,600

$215,810

2021

$2,406 (+1.8%)

$20,210 + $178,090

$198,300

2020

$2,363 (+8.8%)

$20,210 + $119,980

$140,190

2019

$2,172 (+0.7%)

$20,210 + $119,980

$140,190

2018

$2,156 (+178.6%)

$20,210 + $119,980

$140,190

2017

$774

$16,970 + $109,180

$126,150

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.29 Acres

Year renovated

1910

Finished Sq. Ft.

1,848

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,848

Year built

1910

Style

Single Family Residential

County

Hancock County

APN

2108010036

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 2, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 99° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Garner, IA • 50438

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.1 hours in June and 3.9 hours in December, which is comparable to the U.S. average for solar exposure.

10.1 hrs

3.9 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 1020 Front St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $110,000 and $235,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $110K to $235K.

SOLD AUG 31, 2026
$228,000 Last sold price
4 beds2 baths1,548 sq ft
655 W 7th St, Garner, IA 50438
$12/sq ft
smaller lot
38 years newer
SOLD SEP 25, 2026
$225,000 Last sold price
3 beds2 baths1,832 sq ft
1240 Maben Ave, Garner, IA 50438
$12/sq ft
smaller lot
58 years newer
SOLD SEP 18, 2026
$110,000 Last sold price
3 beds2 baths1,229 sq ft
775 Maben Ave, Garner, IA 50438
$45/sq ft
smaller lot
10 years newer
SOLD JUL 1, 2026
$235,000 Last sold price
3 beds2 baths1,488 sq ft
960 Front St, Garner, IA 50438
$23/sq ft
larger lot
43 years newer
SOLD MAY 14, 2026
$162,500 Last sold price
3 beds2 baths1,608 sq ft
780 W 5th St, Garner, IA 50438
$34/sq ft
smaller lot
40 years newer
SOLD NOV 21, 2025
$225,000 Last sold price
3 beds1 bath1,852 sq ft
390 W 5th St, Garner, IA 50438
$14/sq ft
smaller lot
10 years newer

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (1)

Around this home

Schools

Lifestyle

Offer insights

Property details

Sale and tax history for 1020 Front St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 1020 Front St

Nearby similar homes

New listings for sale in 50438

More real estate resources