For sale

$60,000

Est. $504/mo —

•

1,057

sq ft

815 W 9th St, Waterloo, IA 50702

About this home

Opportunity awaits with this 3-bedroom, 1-bath home in a convenient West Waterloo location! Having served as a rental property for many years, this home is ready for its next chapter. Recent major updates include a newer roof and a brand-new furnace and central air conditioner installed in 2026, providing a great head start for the next owner. Whether you're an investor looking to add to your portfolio or a buyer eager to build equity, this property offers plenty of potential with some TLC and updating. Bring your vision, restore its charm, and make it your own. Don't miss this affordable opportunity—schedule your private showing today!

Single-familyProperty Type

1891Year Built

4,200 sq ftLot Size

$57Price/Sq.Ft.

Listed by Justin Reuter • Oakridge Real Estate

Listing updated: Oct 4, 2026 at 06:02am

Redfin checked: 2 minutes ago

•Source:NEIRBR as distributed by MLS GRID #20264785

Payment calculator

$504 per month

Principal and interest$340

Property taxes

$127

HOA dues

Home insurance

$37

Utilities

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Affordability tools

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Open houses

No upcoming open houses.

Nearby open houses (2)

Around this home

Schools

K - 12
Preschool & daycare

Lowell Elementary School

Public PreK-5 • Assigned • 0.4mi

5/10

Bunger Middle School

Public 6-8 • Assigned • 3.5mi

3/10

West High School

Public 9-12 • Assigned • 1.2mi

3/10

Provided by GreatSchools

About Neighbors Helping

Neighbors

Neighbors Helping Neighbors, located between Downtown Waterloo and the Cedar River corridor, is a residential and community-minded Waterloo neighborhood with tree-lined blocks and a patchwork of small parks. The neighborhood’s character concentrates around the Sullivan Brothers Iowa Veterans Museum campus area, where museum-going foot traffic meets civic buildings and a steady downtown rhythm. Housing reads as practical Midwestern stock—compact bungalows, modest two-stories, and tidy yards that frame front-porch streetscapes. The Cedar Valley SportsPlex adds an athletic pulse, while nearby riverfront paths shape daily routines. Cultural anchors such as the Waterloo Center for the Arts and the Grout Museum District keep the calendar arts-forward. Coffee stops and local plates at SingleSpeed Brewing Co. and Morg’s Diner round out the day-to-night loop.

Provided by Walk Score and Local Logic

Offer insights

815 W 9th St · $60,000

Strong offer

$61.89K and above

75% chance or better to win

Why $61.89K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 13 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
No fireplace
Unfinished basement

Bathrooms
1 full bathroom

Heating & cooling
Central air conditioning
Forced air heating (natural gas)

Sale and tax history for 815 W 9th St

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$1,574 (+8.6%)

$9,770 + $65,150

$74,920

2024

$1,450 (+20.4%)

$9,770 + $65,150

$74,920

2023

$1,204 (+2.7%)

$9,770 + $62,810

$72,580

2022

$1,172 (−2.2%)

$9,770 + $62,810

$72,580

2021

$1,198 (+3.1%)

$9,770 + $45,090

$54,860

2020

$1,162 (−0.9%)

$9,770 + $43,100

$52,870

2019

$1,172 (+0.9%)

$9,770 + $42,370

$52,140

2018

$1,162 (−3.0%)

$9,770 + $42,370

$52,140

2017

$1,198 (+1.4%)

$9,770 + $42,370

$52,140

2016

$1,182 (+7.5%)

$9,770 + $42,370

$52,140

2014

$1,100

$9,770 + $39,110

$48,880

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

70 ft.

Lot depth

60 ft.

Lot size

4,200 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

1,057

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,057

Year built

1891

Style

Single Family Residential

County

Black Hawk County

APN

891326480002

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 12, 2026.

R-3

Multiple Residence District

The R-3 District is intended to provide for areas of the community which are suitable for low, medium and high density residential uses that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.

Permitted uses

Include but are not limited to:

Community / recreation center
Day care facility
Hospital / medical center
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Student
Infrastructure
Public service
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IA • 50702

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.1 hours in June and 4 hours in December, which is comparable to the U.S. average for solar exposure.

10.1 hrs

4 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 815 W 9th St

$60,220

$220 over list price of $60K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $68K to $160K.

SOLD JUL 22, 2026
$110,000 Last sold price
2 beds1 bath1,048 sq ft
915 Leavitt St, Waterloo, IA 50702
$48/sq ft
larger lot
45 years newer
SOLD JUN 25, 2026
$82,000 Last sold price
2 beds1 bath1,035 sq ft
817 Western Ave, Waterloo, IA 50702
$22/sq ft
larger lot
30 years newer
SOLD SEP 15, 2026
$90,000 Last sold price
2 beds1.5 baths1,104 sq ft
1011 Leavitt St, Waterloo, IA 50702
$25/sq ft
larger lot
38 years newer
SOLD JUL 30, 2026
$85,000 Last sold price
2 beds1 bath914 sq ft
327 W 12th St, Waterloo, IA 50702
$36/sq ft
SOLD AUG 3, 2026
$67,600 Last sold price
2 beds1 bath728 sq ft
514 Pleasant St, Waterloo, IA 50702
$36/sq ft
37 years newer
SOLD AUG 5, 2026
$160,000 Last sold price
3 beds2 baths1,392 sq ft
257 Hammond Ave, Waterloo, IA 50702
$58/sq ft
larger lot
19 years newer

Rental earnings

Est. $976 per month, based on comparable rentals

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Details provided by NEIRBR as distributed by MLS GRID and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (2)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 815 W 9th St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 815 W 9th St

Nearby similar homes

New listings for sale in 50702

More real estate resources