FALL IN LOVE WITH THE SETTING - STAY FOR THE COZY COMFORT 2,400 SQ. FT. 4 BED/2 BATH - LAKE SUMMERSET, IL - BEAUTIFUL IN EVERY SEASON! Breathtaking trees, beautiful landscaping, visiting wildlife, and cozy evenings by the fire — welcome to a home where you can slow down, relax, and enjoy the beauty of nature! Priced at $299,000, this meticulously maintained bi-level offers approximately 2,400 square feet of inviting living space, four bedrooms, and two full baths in a peaceful, private, wooded setting in Lake Summerset. A BACKYARD THAT WILL TAKE YOUR BREATH AWAY! Surrounded by mature trees and beautiful landscaping, the setting is truly special. Watch deer and wild turkeys visit, enjoy the lush summer greenery, take in the brilliant colors of autumn, or appreciate the peaceful beauty of winter. A maintenance-free composite deck overlooks the backyard, while the expansive wraparound patio with its attractive epoxy finish and inviting fire pit area provide even more ways to enjoy the outdoors. WARM, WELCOMING & DESIGNED FOR COMFORT. Enter through the inviting, open foyer featuring beautiful hardwood, wide-profile stairs and an easy-flow layout with just seven stairs up and five stairs down. Hardwood floors, a spacious great room, and a generous dining room create an inviting atmosphere. The large kitchen offers abundant cabinetry and counter space, a pantry, and newer, high-quality stainless steel appliances. Sliding doors open to the deck, bringing the peaceful outdoor setting into everyday living. Two bedrooms and a full bath complete the upper level. YOUR COZY RETREAT AWAITS DOWNSTAIRS. The spacious walkout family room features a gas fireplace and sliding doors leading directly to the patio — perfect for relaxing on chilly evenings or enjoying a quiet night at home. The lower level also features a full bath and two generously sized bedrooms feature new, high-quality carpeting and upgraded padding for an exceptionally soft, plush feel underfoot. You'll also appreciate the oversized laundry room with cabinetry, a convenient folding area and utility sink. Smart storage solutions define this home, featuring generous closets, a discreet under-stair compartment, an attic, built-in garage shelving and a handy backyard shed. A Home Warranty is included for added peace of mind. AN OPPORTUNITY TO CREATE AN EVEN MORE PRIVATE OASIS! The unimproved lot to the north is also available for purchase. With the natural privacy, owning both lots could make this already special property even more exceptional! Enjoy the lifestyle of Lake Summerset, a private, gated community centered around a beautiful 285-acre lake and an abundance of year-round, recreational amenities. This is a property you'll appreciate in all seasons!!
This wonderful 4 bedroom home sits on two wooded lots in the popular Lake Summerset Subdivision! This spacious 2200 sq. ft. floor plan is complete with beautiful hardwood flooring on most of the main level! An open great room and formal dining room are spacious, light and bright! Cook up a feast the kitchen features all appliances, a breakfast bar, desk area, pantry closet and plenty of cabinetry for storage and counter prep space plus a tile floor and back splash and upper deck access with beautiful backyard views! The main floor master suite is all set to relax with a large double closet complete with organized shelving, full bath and hardwood floor. A second main level bedroom is good sized with plenty organized closet space and hardwood floor. A fabulous finished walkout lower level is ideal for entertaining, it features a cozy family room with a gas fireplace and covered patio access! 2 additional bedrooms on this level are spacious with a full tiled bath adjacent! This wonderful home is super well kept, neat clean and neutrally decorated! The washer and dryer stay with the home and a 2 car attached garage is perfect with a gorgeous and spotless epoxy floor! You will truly enjoy the outdoors, this home is ideal with plenty of yard space for sports and activities. 2 lots totaling 3/4 acre are wooded for privacy and shade but still allow open spaces. Many outdoor features include a composit upper deck, a covered concrete wrap around patio below, a paver sidewalk and concrete driveway plus a lofted storage or garden shed! Brick and sided exterior. Updates include the roof, epoxy garage floor, garage door opener and light fixtures. The yard includes many perennials, fruit producing blueberry bushes and spruce tree's! The Lake Summerset Subdivision provides endless entertainment including water activities on the lake, relaxing on the beach, a swimming pool, dog park, playgrounds, parks, a spray park and campground plus sledding and ice fishing in the winter months! Many social groups and clubs offer unlimited time with friends and neighbors plus play bocce ball, tennis, pickleball or disc. golf!
Year
Property tax
Land + Additions
Assessment*
2025
$6,383 (+3.6%)
$1,349 + $96,014
$97,363
2024
$6,163 (+12.5%)
$1,349 + $96,014
$97,363
2023
$5,480 (+49.6%)
$1,208 + $85,957
$87,165
2022
$3,663 (+26.6%)
$1,041 + $51,050
$52,091
2021
$2,893 (−2.8%)
$969 + $47,528
$48,497
2020
$2,975 (−8.1%)
$942 + $46,202
$47,144
2019
$3,236 (+9.2%)
$924 + $45,296
$46,220
2018
$2,963 (−0.1%)
$924 + $44,084
$45,008
2016
$2,966
$924 + $42,800
$43,724
Public record
Beds
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Baths
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Stories
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Lot width
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Lot depth
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Lot size
0.39 Acres
Year renovated
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Finished Sq. Ft.
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Unfinished Sq. Ft.
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Total Sq. Ft.
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Year built
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Style
Single Family Residential
County
Stephenson County
APN
061012228028
Parking Spaces
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Basement
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Accessible
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HOA Dues
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Garage
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Features
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Last updated by owner on Sep 18, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 101° expected this year, 15 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Davis, IL • 61019
Average low and high temperatures (°F)
27
11
35
17
52
32
61
41
70
49
80
61
83
65
78
60
77
54
67
44
48
33
32
18
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
96/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Davis. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.3 hrs
6.1 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 788 Gainsboro Rd
$298,686
$314 under list price of $299K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $260K to $325K.