NEW 28 HRS AGO

For sale

$275,000

Est. $1,921/mo —

•

2,508

sq ft

407 N 4th St, Effingham, IL 62401

About this home

Well-Maintained All-Brick Ranch in a Great Location! Take a look at this well-maintained all-brick ranch offering 2,508 square feet of living space, 3 bedrooms, and 2.5 baths. The spacious family room features a vaulted ceiling and wood-burning fireplace, creating a warm and inviting place to relax. The full unfinished basement offers plenty of room for storage or the opportunity to create additional living space, complete with a second wood-burning fireplace. The oversized 2-car garage offers convenient access from either 4th Street or Banker Street. Additional features include two furnaces, two hot water heaters, and a new roof in 2024. All of this in a great location with easy access to downtown amenities. Solid construction, plenty of space, and a location that's hard to beat!

Single-familyProperty Type

1966Year Built

0.32 acresLot Size

$110Price/Sq.Ft.

2 car garageParking

Listed by Kevin Gouchenouer • C21 Realty Concepts

Listed by Amanda Sherrick • C21 Realty Concepts

Listing updated: Nov 2, 2026 at 01:48pm

Redfin checked: 2 minutes ago

•Source:CIBR #6261674

Payment calculator

$1,921 per month

Principal and interest$1,482

Property taxes

$315

HOA dues

Home insurance

$124

Utilities

Add

5 minutes to get started. No credit impact.

Affordability tools

Open houses

No upcoming open houses.

Around this home

Schools

K - 12
Preschool & daycare

South Side Grade School

Public 1-2 • Assigned • 1.0mi

Effingham Junior High School

Public 6-8 • Assigned • 0.9mi

6/10

Effingham High School

Public 9-12 • Assigned • 1.3mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

407 N 4th St · $275,000

Strong offer

$279K and above

75% chance or better to win

Why $279K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 28 days.

SALE-TO-LIST

Most homes are selling 3% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Two wood-burning fireplaces
Accessible entrance
Full, unfinished basement

Bathrooms
Two full bathrooms
One half bathroom

Kitchen
Dishwasher, gas water heater, oven, range, refrigerator

Laundry & utility
Washer and dryer
Main-level laundry

Heating & cooling
Natural gas heating
Central air conditioning

Sale and tax history for 407 N 4th St

Sale History
Tax History

Date

Event

Price

CIBR #6261674

Nov 2, 2026

Listed

$275,000

$110/sq ft

CIBR #6190657

May 9, 2019

Sold

$165,000

$66/sq ft

Feb 25, 2019

Listed

$169,000

$67/sq ft

Large Full Brick 3Br/2.5 ba home with full basement and 2 car attached garage with access from either 4th St or Banker St. Large living room and a nice sized kitchen and dining area. Big family room with vaulted ceiling, fireplace direct access to the brick patio and yard. The family room has a vaulted ceiling and wood burning fireplace. The master bedroom is HUGE and there are 2 more bedrooms. The mostly unfinished basement is ready for your finishing touches. There is a wood burning fireplace in the basement. There are 2 furnaces and air conditioners but the owner only uses one of them as that is all that is needed. New gutter guards and new concrete drive. Outstanding location with easy access to schools, churches, hospital, shopping, etc. GREAT price for this property!!!

Year

Property tax

Land + Additions

Assessment*

2025

$3,783 (−6.6%)

$17,810 + $60,240

$78,050

2024

$4,050 (+11.2%)

$16,190 + $54,760

$70,950

2023

$3,642 (+8.1%)

$14,720 + $49,780

$64,500

2022

$3,368 (+1.1%)

$13,500 + $45,670

$59,170

2021

$3,332 (−1.0%)

$13,370 + $45,220

$58,590

2020

$3,367 (−1.6%)

$12,990 + $43,950

$56,940

2019

$3,422 (+50.1%)

$12,860 + $43,510

$56,370

2018

$2,279 (−26.2%)

$12,370 + $41,840

$54,210

2017

$3,088 (+34.0%)

$12,130 + $41,020

$53,150

2016

$2,304 (−0.7%)

$11,780 + $39,830

$51,610

2015

$2,320 (+2.4%)

$11,440 + $38,670

$50,110

2014

$2,265

$11,110 + $37,540

$48,650

2013

$2,266

$10,890 + $36,800

$47,690

Public record

Beds

Baths

—

Stories

Lot width

—

Lot depth

—

Lot size

0.32 Acres

Year renovated

—

Finished Sq. Ft.

2,508

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,508

Year built

1966

Style

Single Family Residential

County

Effingham County

APN

316012023

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 8, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 106° expected this year, 21 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Effingham, IL • 62401

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

92/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.2 hrs

6.4 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 407 N 4th St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $160,000 and $275,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $160K to $275K.

SOLD OCT 1, 2026
$160,000 Last sold price
3 beds2 baths1,941 sq ft
1201 Collins Dr, Effingham, IL 62401
$28/sq ft
smaller lot
10 years newer
SOLD OCT 14, 2026
$227,000 Last sold price
2 beds1.5 baths1,132 sq ft
509 E Saint Louis Ave, Effingham, IL 62401
$91/sq ft
smaller lot
33 years newer
SOLD AUG 10, 2026
$253,000 Last sold price
4 beds2 baths1,984 sq ft
215 N Pearl St, Teutopolis, IL 62467
$18/sq ft
13 years older
SOLD SEP 21, 2026
$275,000 Last sold price
3 beds2 baths1,900 sq ft
1208 N Martin St, Effingham, IL 62401
$35/sq ft
smaller lot
14 years newer
SOLD SEP 11, 2026
$200,000 Last sold price
3 beds2 baths1,108 sq ft
516 E Grove Ave, Effingham, IL 62401
$71/sq ft
smaller lot
11 years older
SOLD APR 20, 2026
$263,000 Last sold price
3 beds2.5 baths1,860 sq ft
1202 Holiday Dr, Effingham, IL 62401
$31/sq ft
4 years newer

Contact listing agent

Kevin Gouchenouer

C21 Realty Concepts

217-821-7131

kgouchenouer@gmail.com

At this time, Redfin doesn't have an agent available to help you with this home.

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NEW 28 HRS AGO

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407 N 4th St, Effingham, IL 62401

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Details provided by CIBR and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

Open houses

Around this home

Schools

Lifestyle

Offer insights

Property details

Sale and tax history for 407 N 4th St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 407 N 4th St

Contact listing agent

Early Access listings

Nearby similar homes

New listings for sale in 62401

More real estate resources