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About this home
Opportunity knocks in Elgin! This 4-bedroom home offers incredible potential and an opportunity to make it your own! Featuring 3 bedrooms above ground, an additional bedroom downstairs, beautiful hardwood floors throughout the main level, and a finished basement offering extra living space. Step outside to enjoy a generously sized, beautifully shaded lot with a spacious backyard perfect for bonfires, entertaining, or simply relaxing outdoors. The expansive side yard and convenient side-loading garage and shed add even more functionality and charm. With great bones, plenty of space, and endless possibilities, this home is just waiting for a little love and your personal touch. Whether you're looking to build equity or searching for your next investment, this is an opportunity you won't want to miss!
Single-familyProperty Type
1946Year Built
$177Price/Sq.Ft.
1 car garageParking
Listed by Kyle Kissane• Jameson Sotheby's Intl Realty
Southwest Elgin, located between Randall Road and the Fox River, is a residential and commercial Elgin neighborhood with curving subdivisions and big-box corridors. The neighborhood’s energy concentrates around the Randall Road and Larkin Avenue junction, where plazas, coffee counters, and everyday errands cluster under constant traffic. Housing leans toward late-20th-century and newer builds—two-story colonials, townhomes, and condo communities—set along wide streets and cul-de-sacs. Sidewalk loops and pocket greens shape a steady, outdoors-between-errands rhythm. Lords Park and the Fox River Trail add a nature-forward counterpoint to the retail strips. Downtown Elgin’s Hemmens Cultural Center and Elgin Public Museum sit nearby for concerts and exhibits.
Provided by Walk Score and Local Logic
Market insights
101 S Union St · $249,000
DAYS ON MARKET
1 days
The average home goes pending in 48 days.
SALE-TO-LIST
100.2%
Most homes are selling 0% above list price.
LIST PRICE
$249,000
Median sale price in this area is $449,071. (80% higher than this home)
PRICE DROP
0 price drops
13% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Finished full basement
One fireplace in the family room
Bedrooms
3 bedrooms, plus a possible fourth bedroom
One bedroom on the second floor
Two bedrooms on the main floor
One bedroom in the basement
Bathrooms
2 full bathrooms
Kitchen
Kitchen and dining area combination with table space and an island
Range, microwave, refrigerator, freezer, and disposal
Laundry & utility
Basement laundry
Washer and dryer
Flooring
Hardwood and laminate flooring on the main and second floors
Carpet in the basement
Heating & cooling
Natural gas heating
Central air conditioning
Exterior features
Deck
Home design
Detached home
Two stories
Parking
Detached garage with one space
Asphalt parking
Construction
Vinyl siding
Asphalt roof
Concrete perimeter foundation
Built 71–80 years ago
Utilities
Public water
Public sewer
Cable available
HOA & community
Master association fee not required
Curbs, sidewalks, streetlights, and paved streets
Electricity and solar
View estimated energy costs and solar savings for this home
You will want to call this your home!! Cute and comfortable cape cod on a large wooded corner lot. Warm and inviting living room features hardwood floors and a gas fireplace. First floor spacious master bedroom offers hardwood floors. Second bedroom on main floor is currently being used as a dining room. Bathroom has recently been updated. Upstairs you will find a large bedroom that is full of charm and great storage. Basement is finished with a 4th bedroom, arts/craft room, full bathroom, family room, and tons of built ins. Out back enjoy a private patio and spacious yard!
MRED as Distributed by MLS Grid #07488066
Jul 30, 2010
Sold (MLS) (Closed Sale)
$91,500
$65/sq ft
Jun 28, 2010
Pending
—
Jun 19, 2010
Contingent
—
Jun 1, 2010
Price Changed (Reactivated)
$91,100
$65/sq ft
Jun 1, 2010
Relisted (Reactivated)
—
Apr 14, 2010
Contingent
—
Apr 2, 2010
Listed (New)
$99,000
$70/sq ft
SPACIOUS CAPE COD ON LARGE CORNER LOT. BANK OWNED "AS IS" CONDITION. ALL OFFERS SUBJECT TO BANK APPROVAL NO SURVEY NO DISCLOSURES. BUYER RESPONSIBLE FOR ALL INSPECTIONS ALL OFFERS MUST ACCOMPANY PRE QUAL LETTER
MRED as Distributed by MLS Grid #07392704
Jan 16, 2010
Listing Removed
—
MRED as Distributed by MLS Grid #07116216
Apr 15, 2009
Listing Removed
—
Public Records
Sep 8, 2005
Sold
$200,000
$142/sq ft
Public Records
Jul 10, 1990
Sold
$107,500
$76/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$5,839 (+4.4%)
$16,657 + $67,875
$84,532
2024
$5,591 (+5.2%)
$16,657 + $67,875
$84,532
2023
$5,314 (+5.4%)
$15,342 + $62,517
$77,859
2022
$5,041 (+4.7%)
$13,860 + $56,479
$70,339
2021
$4,815 (+3.0%)
$12,638 + $51,499
$64,137
2020
$4,674 (+3.1%)
$11,816 + $48,148
$59,964
2019
$4,533 (+5.7%)
$10,745 + $43,785
$54,530
2018
$4,287 (+45.3%)
$10,745 + $43,785
$54,530
2017
$2,950 (−3.6%)
$10,122 + $39,243
$49,365
2016
$3,059 (−21.7%)
$9,569 + $37,099
$46,668
2015
$3,906 (+12.0%)
$8,877 + $34,418
$43,295
2013
$3,486 (−18.7%)
$8,249 + $31,980
$40,229
2012
$4,288 (−13.6%)
$8,249 + $31,980
$40,229
2011
$4,961 (−5.7%)
$8,910 + $39,046
$47,956
2010
$5,260 (+2.9%)
$11,039 + $55,080
$66,119
2009
$5,112 (+4.4%)
$11,039 + $55,080
$66,119
2008
$4,897 (+1.3%)
$11,834 + $59,048
$70,882
2007
$4,834
$11,454 + $57,151
$68,605
Public record
Beds
3
Baths
2
Stories
1.5
Lot width
45 ft.
Lot depth
—
Lot size
5,940 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
—
Year built
1946
Style
Single Family Residential
County
Kane County
APN
0614378009
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 8, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 102° expected this year, 14 days in 30 years
2/10 Wind Factor
0% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Elgin, IL • 60123
Average low and high temperatures (°F)
28
13
37
20
54
33
62
42
70
48
81
62
85
67
80
62
78
56
67
47
49
36
34
21
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
76/ 100
Good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.2 hrs
4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 101 S Union St
$250,761
$1,761 over list price of $249K
Nearby comparable homes
The Redfin Estimate uses 5 recent nearby sales, priced between $190K to $325K.