Versatile Property with Excellent Investment Potential! Discover the possibilities with this versatile property, currently used as a single-family 4 bedroom 2 bathroom, one-story home. With the potential to be converted into a two-unit investment property, this home offers flexibility for homeowners and investors alike. The upper level features a separate kitchen, bathroom, and private entrance, making it ideal for a potential second unit. Conveniently located near downtown, this property offers easy access to local shops, restaurants, and amenities. Whether you're looking for a home with additional living space or an investment opportunity, this property is full of potential!
South Ottawa, located between the Illinois River and U.S. Route 6, is a residential and river-adjacent Ottawa neighborhood with a bluff-lined shoreline and a grid of older streets. The neighborhood’s character concentrates around the Ottawa Riverfront and the junction of LaSalle Street and Madison Street, where storefronts, patios, and civic buildings set a steady downtown rhythm. Historic brick and frame homes mix with small apartment buildings, and the terrain shifts toward river overlooks and park paths. Washington Square Park frames community gatherings, while the Ottawa Township High School campus anchors daily routines. The Reddick Mansion and the historic downtown theater scene add cultural weight without feeling formal. Trails and river views keep the pace grounded in the landscape.
Provided by Walk Score and Local Logic
Offer insights
424 State St · $175,000
$179K and above
75% chance or better to win
Why $179K+ is a strong offer
SALE-TO-LIST
97.3%
Most homes are selling 3% below list price.
LIST PRICE
$175,000
Median list price in this area is $212,601. (21% higher than this home)
About offer insights
Property details
Interior
Exterior
Finance
Interior features
Eight rooms
Unfinished partial basement
Bedrooms
Four bedrooms
Bathrooms
Two full bathrooms
Heating & cooling
Central air
Home design
Detached single-family home
Two stories
Parking
Three parking spaces
Construction
Vinyl siding
Rehabilitated in 2020
Utilities
Public water
Public sewer
HOA & community
No association fee required
Electricity and solar
View estimated energy costs and solar savings for this home
Investor opportunity , income potential. This could be a large single family home or this could easily be a two unit. The main floor has a kitchen, bathroom, large dining room, two bedrooms, living room and large updated windows. The second floor has all new flooring, two bedrooms a large kitchen , large bathroom and living area. Ideal location, walking distance to town. Large back yard with plenty of parking.
Year
Property tax
Land + Additions
Assessment*
2025
$3,216 (+5.7%)
$10,452 + $21,480
$31,932
2024
$3,042 (+6.4%)
$10,452 + $21,480
$31,932
2023
$2,859 (+8.2%)
$9,633 + $19,797
$29,430
2022
$2,643 (+6.0%)
$8,859 + $18,206
$27,065
2021
$2,493 (+5.4%)
$9,302 + $15,408
$24,710
2020
$2,365 (−0.3%)
$8,721 + $14,446
$23,167
2019
$2,371 (+2.7%)
$8,315 + $13,774
$22,089
2018
$2,308 (+9.4%)
$8,065 + $13,360
$21,425
2017
$2,109 (−3.1%)
$7,859 + $13,019
$20,878
2016
$2,177 (+4.8%)
$7,688 + $11,463
$19,151
2015
$2,077 (+10.0%)
$7,414 + $12,282
$19,696
2013
$1,888
$6,947 + $11,510
$18,457
Public record
Public record
Zoning
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
9,583 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,988
Year built
1900
Style
Single Family Residential
County
LaSalle County
APN
22-14-210-010
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 16, 2026.
B
Single Family, Two-family And Multifamily Residence District.
This district is principally for detached single-family dwellings, two-family dwellings and multifamily dwellings.
Permitted uses
Include but are not limited to:
Housing-Single unit
Housing-Multiple units
Park & open space
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 103° expected this year, 17 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Ottawa, IL • 61350
Average low and high temperatures (°F)
29
14
39
20
56
34
64
44
72
51
82
63
85
67
81
62
80
55
70
47
51
36
36
22
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
91/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Ottawa. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.1 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 424 State St
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $159,900 and $314,150.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $160K to $314K.