For sale

$111,000

Est. $812/mo —

•

777

sq ft

319 S Main St, Waterloo, IL 62298

About this home

1-bedroom, 1-bathroom total fixer-upper in a fantastic location close to downtown! This property is a true blank canvas and will require a complete gut renovation, offering the opportunity to bring your vision and transform it into something special. Perfect for an investor, contractor, or ambitious buyer looking for a project with significant potential. Whether you're looking to create a unique primary residence, investment property, Airbnb, or rental, this property offers plenty of possibilities.

Single-familyProperty Type

1876Year Built

4,965 sq ftLot Size

$143Price/Sq.Ft.

Listed by Michelle Miller • Miller & Associates of Waterloo

Listing updated: Aug 30, 2026 at 03:49pm

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #26054680

Payment calculator

$812 per month

Principal and interest$583

Property taxes

$178

HOA dues

Home insurance

$51

Utilities

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Open houses

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Nearby open houses (2)

Around this home

Schools

K - 12
Preschool & daycare

Rogers Elementary School

Public 2-3 • Assigned • 0.5mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.6mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

319 S Main St · $111,000

Strong offer

$112K and above

75% chance or better to win

Why $112K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 41 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Bedroom

Interior features
Forced Air heating
Electric cooling

Bedrooms
1 bedroom (located on upper/main level)

Bathrooms
1 full bathroom

Sale and tax history for 319 S Main St

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$2,260 (+5.8%)

$15,660 + $21,370

$37,030

2024

$2,135 (+391.9%)

$15,660 + $21,370

$37,030

2023

$434 (−4.5%)

$15,472 + $20,594

$36,066

2022

$454 (−2.1%)

$14,420 + $17,910

$32,330

2021

$464 (−0.6%)

$14,700 + $17,630

$32,330

2020

$467 (−1.3%)

$7,710 + $17,290

$25,000

2018

$473 (−33.8%)

$7,710 + $15,100

$22,810

2017

$715 (+50.0%)

$6,290 + $15,100

$21,390

2016

$477 (+0.8%)

$4,600 + $15,100

$19,700

2015

$473 (−4.8%)

$4,600 + $15,100

$19,700

2014

$497 (−5.7%)

$5,280 + $12,850

$18,130

2013

$527

$5,280 + $13,980

$19,260

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

4,982 Sq. Ft.

Year renovated

1876

Finished Sq. Ft.

777

Unfinished Sq. Ft.

—

Total Sq. Ft.

777

Year built

1876

Style

Single Family Residential

County

Monroe County

APN

07-25-283-020-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

93/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.1 hrs

6.9 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 319 S Main St

$109,345

$1,655 under list price of $111K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $118K to $210K.

SOLD JUN 18, 2026
$118,000 Last sold price
1 bed1 bath672 sq ft
410 S Market St, Waterloo, IL 62298
$33/sq ft
larger lot
76 years newer
SOLD JUN 5, 2026
$198,000 Last sold price
2 beds1 bath832 sq ft
209 Oak St, Waterloo, IL 62298
$95/sq ft
smaller lot
89 years newer
SOLD JUL 14, 2026
$150,000 Last sold price
2 beds2 baths1,410 sq ft
539 S Main St, Waterloo, IL 62298
$37/sq ft
larger lot
62 years newer
SOLD JUN 18, 2026
$124,900 Last sold price
2 beds1 bath764 sq ft
106 Columbia Ave, Waterloo, IL 62298
$20/sq ft
smaller lot
62 years newer
SOLD MAY 8, 2026
$199,900 Last sold price
2 beds1 bath840 sq ft
508 Stiening St, Waterloo, IL 62298
$95/sq ft
larger lot
70 years newer
SOLD JUL 10, 2026
$209,900 Last sold price
3 beds1 bath1,654 sq ft
401 Park St, Waterloo, IL 62298
$16/sq ft
larger lot
4 years newer

Rental earnings

Est. $1,392 per month, based on comparable rentals

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Early Access listings

EARLY ACCESSCOMPASS COMING SOON

$550,000

Studio— baths— sq ft

5464 Gravois Ave, St. Louis, MO 63116

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New listings for sale in 62298

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1 bed1 bath777 sq ft

319 S Main St, Waterloo, IL 62298

Details provided by MARIS as Distributed by MLS Grid and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

See this home in person

Nearby open houses (2)

Around this home

Schools

Lifestyle

Offer insights

Property details

Sale and tax history for 319 S Main St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 319 S Main St

Early Access listings

Nearby similar homes

New listings for sale in 62298

More real estate resources