For sale

$149,999

Est. $938/mo —

•

936

sq ft

409 Stephens St, Shoals, IN 47581

About this home

Enjoy one-level living in this bright 2-bedroom, 1-bath ranch on a corner lot in West Shoals. An accessibility ramp leads to the spacious covered porch, with room to relax or dine outdoors. Inside, the eat-in kitchen opens to a sunlit living room with vaulted ceilings and vinyl flooring. Practical features include a metal roof, an on-demand water heater, a bathtub and shower combination, and laundry hookups. The air conditioner is only one year old. For added peace of mind, SimpliSafe is installed on all windows and doors. The two car garage has electricity and plenty of space for vehicles and storage. A new garage door and remote opener were installed two years ago, and the driveway provides parking for up to four additional vehicles. Set on a quiet street, the home is within commuting distance of Crane Naval Weapons Station. Enjoy the small-town charm of Shoals and the many recreational opportunities offered by the nearby White River, including boating and fishing. Local hiking trails and scenic views add to the appeal of beautiful Martin County. With comfortable spaces inside and out, useful storage, and access to the area’s outdoor attractions, this home has plenty to offer.

Single-familyProperty Type

1960Year Built

5,619 sq ftLot Size

$160Price/Sq.Ft.

2 car garageParking

Listed by Audra O'Neill • F.C. TUCKER EMGE

Contact: Office: 812-482-1424

Listing updated: Oct 10, 2026 at 01:59pm

Redfin checked: a minute ago

•Source:IRMLS #202639731

Payment calculator

$938 per month

Principal and interest$839

Property taxes

$31

HOA dues

Home insurance

$69

Utilities

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Affordability tools

Open houses

No upcoming open houses.

Around this home

Schools

K - 12
Preschool & daycare

Shoals Community Elementary School

Public PreK-5 • Assigned • 1.1mi

4/10

Shoals Middle School

Public 6-8 • Assigned • 1.1mi

4/10

Shoals Community Jr-Senior High School

Public 9-12 • Assigned • 1.1mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

409 Stephens St · $149,999

Strong offer

$151K and above

75% chance or better to win

Why $151K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 9 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Bathrooms
1 full bathroom on the main level

Kitchen
Refrigerator

Laundry & utility
Main-level laundry

Heating & cooling
Natural gas heating
Central air

Sale and tax history for 409 Stephens St

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$367 (+1.7%)

$4,200 + $72,800

$77,000

2024

$361 (−11.9%)

$4,000 + $66,700

$70,700

2023

$410 (+42.2%)

$3,800 + $54,700

$58,500

2022

$288 (−68.2%)

$3,700 + $43,900

$47,600

2021

$906 (+3,675.0%)

$3,300 + $38,300

$41,600

2020

$24

$3,000 + $36,600

$39,600

2019

$24 (−72.0%)

$2,900 + $34,500

$37,400

2018

$86 (+50.8%)

$2,900 + $33,700

$36,600

2017

$57 (+3.2%)

$2,900 + $32,000

$34,900

2016

$55 (+5.8%)

$2,900 + $31,800

$34,700

2015

$52

$2,900 + $31,300

$34,200

Public record

Beds

Baths

Stories

Lot width

45 ft.

Lot depth

99 ft.

Lot size

4,456 Sq. Ft.

Year renovated

1973

Finished Sq. Ft.

936

Unfinished Sq. Ft.

—

Total Sq. Ft.

936

Year built

1960

Style

Single Family Residential

County

Martin County

APN

510725100163000002

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 6, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 104° expected this year, 20 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Shoals, IN • 47581

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

93/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Shoals. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

11.1 hrs

7.3 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 409 Stephens St

$145,733

$4,266 under list price of $150K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $60K to $240K.

SOLD SEP 21, 2026
$100,000 Last sold price
2 beds1.5 baths1,140 sq ft
812 S 1250 Rd E, Loogootee, IN 47553
$72/sq ft
larger lot
35 years newer
SOLD SEP 15, 2026
$239,900 Last sold price
3 beds1.5 baths1,560 sq ft
11911 W River Rd, Shoals, IN 47581
$6/sq ft
larger lot
21 years newer
SOLD SEP 30, 2026
$87,500 Last sold price
2 beds1 bath568 sq ft
12004 River Cabin Ln, Shoals, IN 47581
$6/sq ft
larger lot
50 years newer
SOLD APR 22, 2026
$150,000 Last sold price
3 beds2 baths1,336 sq ft
205 S Oak St, Loogootee, IN 47553
$48/sq ft
larger lot
32 years newer
SOLD JUN 3, 2026
$186,500 Last sold price
3 beds1 bath1,404 sq ft
15336 County Farm Rd, Shoals, IN 47581
$27/sq ft
larger lot
basement
SOLD JUN 5, 2026
$60,000 Last sold price
3 beds2 baths2,469 sq ft
205 E Washington St, Loogootee, IN 47553
$136/sq ft
larger lot
50 years older

Rental earnings

Est. $1,656 per month, based on comparable rentals

Contact listing agent

Audra O'Neill

F.C. TUCKER EMGE

812-296-1300

audraoneill@fctuckeremge.com

At this time, Redfin doesn't have an agent available to help you with this home.

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New listings for sale in 47581

$149,999

2 beds1 bath936 sq ft

409 Stephens St, Shoals, IN 47581

Details provided by IRMLS and may not match the public record. Learn more.

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