Historic Covington Charm | 3 Bedrooms, 2 Baths | 1,436 Sq. Ft. | No HOA! Timeless character, thoughtful updates, and plenty of outdoor space — all in Covington's historic district! Welcome to this charming 3-bedroom, 2-full-bath home offering approximately 1,436 square feet of living space, where original character meets everyday convenience. Inside, beautiful original hardwood floors throughout bring warmth and personality to the home. Enjoy the convenience of new appliances, central heating and air conditioning, newer windows (with the original front window preserving the home's historic charm), and a roof replaced in 2025. Step outside to a fully fenced backyard, complete with a newly built deck and stairs leading directly to the yard — a wonderful space for grilling, entertaining, relaxing, or enjoying some fresh air. The paved front yard provides another versatile outdoor area, perfect for patio furniture, sidewalk chalk, and outdoor activities. Additional features include a newly insulated laundry room, a full unfinished basement offering extra storage and possibilities, and all appliances included in the sale — even the washer and dryer! Situated in Covington's historic district with no HOA, this property offers a unique combination of historic character, practical improvements, and outdoor living space. Motivated seller! For Sale By Owner. Property being sold AS-IS. Don't miss your opportunity to see this charming Covington home in person. Contact us today to schedule a private showing!
Make a winning offer with the help of a local agent
Around this home
Schools
K - 12
Preschool & daycare
Sixth District Elementary School
Public K-5 • Assigned • 0.2mi
3/10
Holmes Middle School
Public 6-8 • Assigned • 0.4mi
3/10
Holmes High School
Public 9-12 • Assigned • 0.4mi
1/10
Provided by GreatSchools
About Wallace
Woods
Wallace Woods, located between Wallace Avenue and Hands Pike, is a residential and wooded Covington neighborhood with rolling hills and a quiet, park-like street grid. The neighborhood’s character concentrates around the Wallace Avenue corridor, where mature trees, deep setbacks, and curving lanes set a calm, tucked-away rhythm. Housing leans toward mid-century ranches and split-levels alongside older brick homes, giving the streets a cohesive, lived-in feel. A short drive connects to Covington’s riverfront energy without changing the neighborhood’s low-key tone. Daily routines often orbit nearby green space and local institutions rather than commercial strips.
Provided by Walk Score and Local Logic
Market insights
2011 Mackoy St · $225,000
DAYS ON MARKET
1 days
The average home goes pending in 13 days.
SALE-TO-LIST
98.7%
Most homes are selling 1% below list price.
LIST PRICE
$225,000
Median sale price in this area is $298,882. (33% higher than this home)
PRICE DROP
0 price drops
31% of homes in this area have had a price drop in the past month.
Property details
Exterior
Finance
Construction
Built in 1894
HOA & community
Located in Wallace Woods
Electricity and solar
View estimated energy costs and solar savings for this home
Discover this beautifully renovated historic home featuring 3 bedrooms and 2 full bathrooms, offering a delightful blend of classic charm and modern convenience. Tucked away on a side street near highly desirable Wallace Woods, here's your opportunity to join the vibrant resurgence of Covington. Step inside to find distinct living spaces filled with character. The cozy living room is complemented by original architectural details, creating an inviting atmosphere for relaxation. The separate dining area flows seamlessly into a stylish kitchen, equipped with new cabinetry, stainless steel appliances, and ample counter space—ideal for both cooking and entertaining. Retreat upstairs to the spacious primary bedroom that beautifully combines historic elegance with comfort (double closets anyone?). Two additional bedrooms provide flexibility for guests, a home office, or a playroom. Outside, enjoy a large fully fenced yard perfect for unwinding after a busy day or hosting a barbecue. Located just minutes from parks, schools, and vibrant local shops, this charming home offers an excellent opportunity to embrace the best of city living.
NKMLS #320721
Apr 1, 2006
Listing Removed
—
Nov 7, 2005
Listed
$67,000
$47/sq ft
NKMLS #319132
Nov 7, 2005
Listing Removed
—
Sep 30, 2005
Listed
$65,000
$45/sq ft
NKMLS #237090
Mar 2, 1999
Sold
$35,000
$24/sq ft
Aug 14, 1998
Listed
$42,900
$30/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$2,569 (−6.6%)
$10,000 + $196,500
$206,500
2025
$2,751 (+253.3%)
$10,000 + $196,500
$206,500
2024
$779 (−1.2%)
$5,000 + $201,500
$206,500
2023
$788 (+0.1%)
$5,000 + $50,000
$55,000
2022
$787 (+31.6%)
$5,000 + $50,000
$55,000
2021
$598 (+0.5%)
$5,000 + $50,000
$55,000
2020
$596 (−1.0%)
$5,000 + $30,000
$35,000
2019
$602 (−1.8%)
$5,000 + $30,000
$35,000
2018
$613 (−1.3%)
$5,000 + $30,000
$35,000
2017
$621 (+3.7%)
$5,000 + $30,000
$35,000
2016
$599 (−1.8%)
$5,000 + $30,000
$35,000
2014
$610
$5,000 + $30,000
$35,000
Public record
Public record
Zoning
Beds
3
Baths
1
Stories
2
Lot width
—
Lot depth
—
Lot size
2,061 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
1,436
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,436
Year built
1894
Style
Single Family Residential
County
Kenton County
APN
055-32-04-006.00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Nov 4, 2026.
SU
Semi-Urban Residential District
The purpose of the Semi-Urban Residential district is to provide for renovation, incremental expansion, or new construction of contextually-sensitive single-family detached and attached, two-family, townhouse, and triplex/quadplex dwellings, along with allowances for small-scale neighborhood commercial uses, and to prevent or minimize vehicular access points from interrupting streetscapes and non-motorized mobility. Small to moderate levels of landscaping are present.
Permitted uses
Include but are not limited to:
Equestrian facility
Livestock production
Community / recreation center
Day care facility
Housing-Single unit
Housing-Multiple units
Housing-Other
Museum / gallery
Post office
Park & open space
Climate risks
2/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 103° expected this year, 20 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Covington, KY • 41014
Average low and high temperatures (°F)
35
20
45
28
63
41
71
50
73
55
85
67
89
72
84
66
83
60
69
50
55
41
45
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
66/ 100
Moderate sunlight
Sunscore
There appears to be some shading by surrounding buildings, terrain, and vegetation.
7.8 hrs
2.5 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 2011 Mackoy St
$222,789
$2,211 under list price of $225K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $200K to $250K.