For sale
$345,000
Est. $2,176/mo
3
bd
2 ba
1,900
sq ft

496 Watters Ridge Rd, Whitley City, KY 42653

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About this home

Single-familyProperty Type
2007Year Built
1.74 acresLot Size
$182Price/Sq.Ft.
2 car garageParking
Listed by Reagan Kidd - Buttram Keller Williams Bluegrass Realty - Lake Cumberland
Listed by The Millie Weaver Team Keller Williams Bluegrass Realty - Lake Cumberland
Listing updated:
Redfin checked: 2 minutes ago
Source:ImagineMLS #26024516
2 days on Redfin111 views8 favorites

Payment calculator

$2,176 per month

Principal and interest$1,813
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($69,000)
Home price
$345,000
Loan details
30-yr fixed, 6.88%
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Around this home

Schools

Whitley City Elementary School

Public PreK-5 • Assigned • 5.8mi

8/10
McCreary County Middle School

Public 6-8 • Assigned • 4.6mi

3/10
McCreary Central High School

Public 9-12 • Assigned • 4.6mi

3/10
Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

496 Watters Ridge Rd · $345,000
$347K and above
75% chance or better to win
Why $347K+ is a strong offer
DAYS ON MARKET
3 days
The average home goes pending in 88 days.
SALE-TO-LIST
95.9%
Most homes are selling 4% below list price.
About offer insights

Property details

Kitchen

Kitchen

Bathroom

Bathroom

Bedroom

Bedroom

Living

Living

  • Interior features
  • Eat-in kitchen
  • Walk-in closet(s)
  • Ramped access
  • Accessible approach with ramp
  • Accessible common area
  • Accessible full bath
  • Bedrooms
  • 2 total rooms (as listed)
  • Bathrooms
  • 2 full bathrooms
  • Kitchen
  • Dishwasher
  • Refrigerator
  • Oven
  • Laundry & utility
  • Crawl space foundation (utility access)
  • Flooring
  • Hardwood
  • Tile
  • Heating & cooling
  • Heat pump heating
  • Central air conditioning
  • Has heating

Sale and tax history for 496 Watters Ridge Rd

Public record

Beds
Baths
Stories
1.5
Lot width
Lot depth
Lot size
1.74 Acres
Year renovated
Finished Sq. Ft.
Unfinished Sq. Ft.
Total Sq. Ft.
Year built
Style
Single Family Residential
County
McCreary County
APN
171-00-00-016.01
Parking Spaces
Basement
Accessible
HOA Dues
Garage
Features
Last updated by owner on Sep 2, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.62% chance of being in a wildfire in next 30 years

4/10 Heat Factor

7 days above 100° expected this year, 20 days in 30 years

2/10 Wind Factor

4% chance of strong winds in next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Whitley City, KY • 42653
Average low and high temperatures (°F)
41
23
51
31
66
43
73
52
74
56
83
65
87
70
83
64
79
60
71
48
60
42
50
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

In this area, properties receive around 8.9 hours in June and 3.7 hours in December, placing it below the U.S. average for solar exposure.

8.9 hrs
3.7 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 496 Watters Ridge Rd

$344,952
$48 under list price of $345K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $216K to $385K.

More resources

Rental earnings

Est. $2,735 per month, based on comparable rentals

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GreatSchools Ratings provided by GreatSchools.org.