For sale

$179,900

Est. $1,296/mo —

•

1,296

sq ft

1014 Harding Ave, Cumberland, MD 21502

About this home

Nestled in a charming neighborhood, this delightful home offers a perfect blend of vintage character and modern comfort. With 3 cozy bedrooms and 2 full baths, this home is designed for relaxation and warmth, while the unfinished basement provides ample opportunity for a workshop or additional storage. UPMC hospital, Allegany College and Highway 68 are close by. Downtown shopping are convenient and the Canal is close by for those evening walks. Schedule your tour and embrace the charm and comfort of this inviting home.

Single-familyProperty Type

1920Year Built

9,000 sq ftLot Size

$139Price/Sq.Ft.

1 car garageParking

Listed by Dan DeBlock • Charis Realty Group

•240-801-5011 (broker)

•home@charisrealty.com (broker)

Listing updated: Oct 15, 2026 at 09:25pm

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #MDAL2016194

Payment calculator

$1,296 per month

Principal and interest$994

Property taxes

$254

HOA dues

Home insurance

$48

Utilities

Add

5 minutes to get started. No credit impact.

Affordability tools

Open houses

No upcoming open houses.

Nearby open houses (1)

Around this home

Schools

K - 12
Preschool & daycare

West Side Elementary School

Public PreK-5 • Assigned • 1.6mi

4/10

Washington Middle School

Public 6-8 • Assigned • 1.7mi

5/10

Fort Hill High School

Public 9-12 • Assigned • 1.3mi

6/10

Provided by GreatSchools

About East

Side

East Side, located between Downtown Cumberland and the Narrows, is a historic and hillside Cumberland neighborhood with brick rowhouses and river-valley views. The neighborhood’s character concentrates around the Baltimore Street corridor near Queen City Drive, where corner taverns, small groceries, and service storefronts set a working-day rhythm. The Western Maryland Scenic Railroad and the C&O Canal National Historical Park towpath add a rail-and-river backdrop. Washington Street’s older homes and stoops give the blocks a close-grained, walkable feel. Canal Place and the Allegany Museum anchor local culture nearby. Wills Creek and the Potomac edge the landscape with trails and bridges.

Provided by Walk Score and Local Logic

Offer insights

1014 Harding Ave · $179,900

Strong offer

$184K and above

75% chance or better to win

Why $184K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 70 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Drywall walls and ceilings
One brick fireplace

Bedrooms
3 bedrooms: 2 on the main level and 1 on the upper level

Bathrooms
2 full bathrooms: 1 on the main level and 1 on the upper level

Heating & cooling
Hot water baseboard heating
Natural gas heating fuel
Window-unit cooling

Sale and tax history for 1014 Harding Ave

Sale History
Tax History

Date

Event

Price

BRIGHT MLS #MDAL2016194

Oct 15, 2026

Listed

$179,900

$139/sq ft

Public Records

Jul 1, 2022

Sold

$163,000

$126/sq ft

BRIGHT MLS #MDAL2002656

May 6, 2022

Sold

$163,000

$126/sq ft

Mar 30, 2022

Contingent

—

Mar 23, 2022

Listed

$163,000

$126/sq ft

Nicely remodeled 3 bedroom 2 bath home features an open concept main level features 2 bedrooms, 1 full bath, dining area, mudroom, living room with a fireplace and a beautiful kitchen with custom cabinetry. The upstairs area has a large master suite with hardwood floors. This primary suite features his and her walk-in closets, a full bath and laundry. It's big enough to accommodate exercise equipment, an office or craft area. Triple pane windows throughout home and a very efficient heating system will keep your utility bills in line. And to make clean up a breeze this home features a central vacuum system. Recently upgraded hot water radiant heating system with instant heat hot water. One car garage.

Public Records

Apr 7, 2021

Sold

$151,500

$117/sq ft

BRIGHT MLS #MDAL136078

Mar 25, 2021

Sold

$149,700

$116/sq ft

Mar 19, 2021

Pending

—

Feb 10, 2021

Contingent

—

Jan 14, 2021

Listed

$149,000

$115/sq ft

+78

Truly one of Cumberland's finest homes. This completely remodeled 3 bedroom 2 full bath home features an upgraded hot water radiant heating system with instant heat hot water. One car garage. Open concept main level features 2 bedrooms, 1 full bath, dining area, mudroom, living room with a fireplace and a beautiful kitchen with custom cabinetry. The upstairs area has a large master suite with hardwood floors. This master suite features his and her walk-in closets, a full bath and laundry. Spacious master suite is large enough to accommodate exercise equipment, an office or craft area. Triple pane windows throughout home and a very efficient heating system will keep your utility bills in line. And to make clean up a breeze this home features a central vacuum system. You must see this house in person . Schedule your showing today!

Year

Property tax

Land + Additions

Assessment*

2026

$1,425 (+15.5%)

$12,700 + $140,300

$153,000

2025

$1,234 (+13.3%)

$12,700 + $140,300

$153,000

2024

$1,089 (+19.9%)

2022

$909 (−1.6%)

$12,700 + $85,200

$97,900

2021

$924 (+200.5%)

$12,700 + $85,200

$97,900

2020

$307 (−0.6%)

$12,700 + $85,200

$97,900

2019

$309 (−1.7%)

$12,700 + $20,400

$33,100

2018

$315 (+0.6%)

$12,700 + $20,400

$33,100

2017

$313 (−0.8%)

$12,700 + $20,400

$33,100

2016

$315 (−6.5%)

$12,700 + $20,400

$33,100

2015

$337 (+1.8%)

$12,700 + $22,300

$35,000

2014

$331 (−29.5%)

2013

$469 (−6.0%)

2012

$499 (−2.1%)

2011

$510

2010

$510 (+2.7%)

2009

$497

Public record

Beds

—

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

9,000 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

1,296

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,296

Year built

1920

Style

Single Family Residential

County

Allegany County

APN

35 003754

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 7, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.62% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 101° expected this year, 18 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Cumberland, MD • 21502

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

78/ 100

Good sunlight

Sunscore

This home receives average direct sun exposure in Cumberland. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.8 hrs

5.5 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 1014 Harding Ave

$180,620

$720 over list price of $180K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $125K to $258K.

SOLD MAY 29, 2026
$130,000 Last sold price
3 beds2 baths1,420 sq ft
438 Chestnut St, Cumberland, MD 21502
$47/sq ft
smaller lot
30 years older
SOLD AUG 20, 2026
$164,900 Last sold price
3 beds1 bath1,402 sq ft
550 Winifred Rd, Cumberland, MD 21502
$21/sq ft
larger lot
8 years newer
SOLD OCT 5, 2026
$175,000 Last sold price
2 beds1 bath936 sq ft
512 Forester Ave, Cumberland, MD 21502
$48/sq ft
smaller lot
27 years newer
SOLD FEB 23, 2026
$125,000 Last sold price
2 beds2 baths1,392 sq ft
713 Lincoln St, Cumberland, MD 21502
$49/sq ft
smaller lot
SOLD SEP 25, 2026
$145,000 Last sold price
3 beds2 baths1,308 sq ft
205 Blocker St, Ridgeley, WV 26753
$28/sq ft
smaller lot
20 years older
SOLD JUL 31, 2026
$258,000 Last sold price
3 beds2.5 baths2,143 sq ft
607 Leiper St, Cumberland, MD 21502
$19/sq ft
smaller lot

Rental earnings

Est. $1,173 per month, based on comparable rentals

Contact listing agent

Dan DeBlock

Charis Realty Group

301-707-4377

dan@charisrealty.com

At this time, Redfin doesn't have an agent available to help you with this home.

Early Access listings

EARLY ACCESSCOMPASS COMING SOON

$849,900

4 beds3 baths3,404 sq ft

4741 Widdup Ct, Ellicott City, MD 21043

EARLY ACCESSCOMPASS COMING SOON

$985,000

2 beds3 baths1,250 sq ft

1401 Church St NW #503, Washington, DC 20005

EARLY ACCESSREDFIN COMING SOON

$319,900

3 beds3 baths1,680 sq ft

307 Crimson Ave, Taneytown, MD 21787

EARLY ACCESSCOMPASS COMING SOON

Contact for price

3 beds4 baths2,070 sq ft

1333 Lowman St, Baltimore, MD 21230

EARLY ACCESSCOMPASS COMING SOON

$585,000

2 beds2 baths1,208 sq ft

8380 Greensboro Dr #124, Mc Lean, VA 22102

EARLY ACCESSCOMPASS COMING SOON

$825,000

4 beds3 baths3,330 sq ft

12615 Taylor Ct, Silver Spring, MD 20904

Nearby similar homes

$25,000

3 beds1 bath1,063 sq ft

14602 Michael Rd NE, Cumberland, MD 21502

(301) 689-0100

$20,000

2 beds1 bath1,500 sq ft

314 Furnace St, Cumberland, MD 21502

(410) 488-3124

$30,000

3 beds1 bath710 sq ft

243 S Massachusetts Ave, Cumberland, MD 21502

(410) 488-3124

$45,000

3 beds1 bath1,260 sq ft

515 Fayette St, Cumberland, MD 21502

(240) 979-4660

FOR SALE BY OWNER

$215,000

3 beds2 baths1,152 sq ft

12806 Thurmel Dr NE, Cumberland, MD 21502

NEW CONSTRUCTION

$350,000

5 beds3.5 baths2,841 sq ft

19 National Hwy, Lavale, MD 21502

(888) 860-7369

New listings for sale in 21502

$159,900

5 beds2.5 baths2,248 sq ft

35 Humbird St, Cumberland, MD 21502

(301) 722-4700

$100,000

1 bed1 bath768 sq ft

11521 Bank Ave, Cumberland, MD 21502

(410) 876-3500

$179,900

3 beds2 baths1,296 sq ft

1014 Harding Ave, Cumberland, MD 21502

(240) 801-5011

$229,900

3 beds2.5 baths2,016 sq ft

15421 Shamrock Rd SW, Cresaptown, MD 21502

(240) 801-5011

$299,900

4 beds3 baths2,070 sq ft

19 Sunset Dr, Lavale, MD 21502

(240) 979-4660

$175,000

3 beds1 bath1,868 sq ft

13510 Craddock Rd SW, Lavale, MD 21502

(301) 777-3380

$89,000

2 beds1 bath1,230 sq ft

12512 Bowling St, Cumberland, MD 21502

(301) 777-3380

$135,000

3 beds1 bath1,056 sq ft

12714 Valley View Ave, Cresaptown, MD 21502

(301) 722-0190

$949,900

4 beds4 baths4,296 sq ft

927 Moccasin Path, Cumberland, MD 21502

(240) 801-5011

Details provided by BRIGHT MLS and may not match the public record. Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

21502 homes for sale
21505 homes for sale
26753 homes for sale
21529 homes for sale

Houses for rent in Cumberland	Agents near me	Rockville, MD homes for sale	Cumberland Housing Market
Houses for sale near me	Baltimore, MD homes for sale	Frederick, MD homes for sale
Land for sale near me	Bethesda, MD homes for sale	Columbia, MD homes for sale
Open Houses near me	Bowie, MD homes for sale	Cumberland Property Records
Condos for sale near me	Silver Spring, MD homes for sale	MD New Listings

Romney homes for sale
Keyser homes for sale
Frostburg homes for sale

About this home

Payment calculator

Affordability tools

Open houses

Nearby open houses (1)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 1014 Harding Ave

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 1014 Harding Ave

Contact listing agent

Early Access listings

Nearby similar homes

New listings for sale in 21502

More real estate resources