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About this home
Beautifully maintained 4-level split-level home featuring 3 bedrooms and 2 full bathrooms. Recently painted and thoughtfully updated, this home offers hardwood flooring in the living room and ceramic tile in the kitchen, both installed in 2020, along with new vinyl flooring in the basement (2024). Enjoy the custom-built wood-burning fireplace, spacious enclosed rear deck, new stone patio (2024), and new storage shed (2025). The property also features a fully enclosed 6-foot fence installed in 2022. Major updates include HVAC system (2016), A/C condenser (2019), water heater (2016), and an exterior waterproofing system with two sump pumps and French drains beneath the gravel driveway. A separate cellar houses the laundry area and provides ample additional storage. A wonderful opportunity to own a well-cared-for home with comfortable living spaces and valuable improvements!
Golden Mile, located between Downtown Frederick and Ballenger Creek, is a commercial and auto-oriented Frederick neighborhood with big-box corridors and pockets of older garden apartments. The neighborhood’s character concentrates along West Patrick Street (US-40) at the Route 85 interchange, where plazas, service shops, and late-night eats line wide sidewalks and parking lots. Warehouse Cinemas Frederick and the Frederick Towne Mall site act as long-running local anchors for errands and entertainment. Architecture skews toward mid-century strip retail, low-rise multifamily, and newer pad-site development. Carroll Creek and Baker Park sit a short drive east, while Ballenger Creek Park adds trails and fields to the south.
Provided by Walk Score and Local Logic
Market insights
109 Apple Creek Rd · $435,000
DAYS ON MARKET
1 days
The average home goes pending in 47 days.
SALE-TO-LIST
100.0%
Most homes are selling 0% above list price.
LIST PRICE
$435,000
Median sale price in this area is $587,785. (35% higher than this home)
PRICE DROP
0 price drops
25% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Drywall walls and ceilings
Finished basement with daylight windows, heat, sump pump, front and outside entrances, interior access, and walkout level
Bedrooms
3 bedrooms on the upper level
Bathrooms
2 full bathrooms: 1 upper-level and 1 lower-level
Kitchen
Dishwasher, disposal, microwave, electric oven/range, range hood, refrigerator
Laundry & utility
Washer and dryer
Laundry on the lower floor
Electric water heater
Heating & cooling
Central heating with electric heat pump
Central air conditioning
Exterior features
Fully fenced with wood fencing
Deck, enclosed outdoor living area, and patio
Shed
Home design
Detached
Parking
Crushed-stone parking
On-street and other parking
Construction
Vinyl siding
Block foundation
Shingle roof
Utilities
Public water
Public sewer
Electricity and solar
View estimated energy costs and solar savings for this home
BACK ON THE MARKET, BUYERS LOAN NOT APPROVED 2 DAYS BEFORE CLOSING. BANKS PRICE IS SET AND CLOSING HELP AVAILABLE. Should close very quickly. Plenty of Room, 4 levels, large laundry and full bath + finished rec room on lower level. Huge screened in porch overlooking large level fenced yard. Large Master bedroom and walk in closet.
The R8 District is intended to provide for residences in an urban residential environment with a maximum density of 8 dwellings per acre. In addition, this district is intended to accommodate a complement of residential support uses normally utilized during the daily activities of residents, to protect these areas from the encroachment of incompatible uses and to guide development within the district to occur in a manner that complies with the Comprehensive Plan.
Permitted uses
Include but are not limited to:
Agriculture
Housing-Group
Housing-Single unit
Housing-Multiple units
Park & open space
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 105° expected this year, 17 days in 30 years
3/10 Wind Factor
6% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Frederick, MD • 21702
Average low and high temperatures (°F)
34
21
40
26
58
38
66
47
71
54
82
64
86
69
79
62
77
59
66
47
54
38
41
28
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
88/ 100
Very good sunlight
Sunscore
This home receives average direct sun exposure in Frederick. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.4 hrs
5.8 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 109 Apple Creek Rd
$433,434
$1,566 under list price of $435K
Nearby comparable homes
The Redfin Estimate uses 5 recent nearby sales, priced between $355K to $485K.