Previously utilized as a retail storefront, this vacant property offers approximately 1,056 square feet of existing building space, with utilities connected. A great opportunity for a buyer to explore its next use. Buyer to verify zoning, permitted uses, building requirements, and intended use with the City of Bay City. Cash preferred, but alternative financing may be considered; buyer to verify property eligibility and financing requirements with their lender.
South End, located between the Saginaw River and the Bay City State Recreation Area, is a residential and waterfront Bay City neighborhood with riverfront parks and working-port scenery. The neighborhood’s character concentrates around the stretch of Saginaw Street near the Liberty Bridge, where corner taverns, small eateries, and marina traffic set a steady, lived-in rhythm. Historic churches and early-20th-century houses mix with modest bungalows and views of freighters moving upriver. Veterans Memorial Park and nearby riverwalk segments frame daily walks and shoreline sunsets. Bay City State Park’s trails and Tobico Lagoon sit close by for paddling and birdwatching. The feel is grounded and practical, shaped by water, industry, and long-standing local gathering spots.
Provided by Walk Score and Local Logic
Market insights
1242.5 Michigan Ave · $45,000
DAYS ON MARKET
1 days
The average home goes pending in 26 days.
SALE-TO-LIST
97.9%
Most homes are selling 2% below list price.
LIST PRICE
$45,000
Median sale price in this area is $174,539. (288% higher than this home)
PRICE DROP
0 price drops
31% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Living
Bedrooms
One bedroom on the first floor
Bathrooms
One full bathroom on the first floor
Flooring
Carpet in the bedroom
Vinyl flooring in the bathroom, kitchen, and living room
Heating & cooling
Electric heat
Exterior features
Road frontage
Home design
One-story home
Construction
Built in 1920
Brick exterior
Crawl-space foundation
Utilities
Public water
Public sanitary sewer
Electric service
Electricity and solar
View estimated energy costs and solar savings for this home
Former office space zoned commercial improved located on a main road in Bay City's south end. This property has been vacant for many years and needs a lot of improvements including a new roof, flooring and more. Motivated seller. Make an offer.
SW Michigan MLS #20048456
Nov 22, 2020
Sold
$27,550
$26/sq ft
Oct 8, 2020
Listed
$27,550
$26/sq ft
Greater Lansing AoR #70171165
Nov 22, 2020
Sold
$27,550
$26/sq ft
Oct 8, 2020
Listed
$27,550
$26/sq ft
REALCOMP #65020048456
Nov 22, 2020
Sold
$27,550
$26/sq ft
Oct 8, 2020
Listed
$27,550
$26/sq ft
MiRealSource-MiMLS #50023264
Nov 25, 2020
Sold
$27,750
$26/sq ft
Sep 10, 2020
Listed
$24,900
$24/sq ft
REALCOMP #61050023264
Nov 25, 2020
Sold
$27,750
$26/sq ft
Sep 10, 2020
Listed
$24,900
$24/sq ft
Nice family home in the south end of Bay City! This home features three bedrooms, 1 bath, formal dining room, spacious kitchen, full basement and vinyl windows. Priced to sell. With a little TLC, this would make a great starter home or investment property! This property may also be marketed via an auction event at HUBZU.com (void where prohibited). The Seller will review offers submitted through the auction site HUBZU.com as well as through the Listing Agent.
MiRealSource-MiMLS #31389110
Aug 21, 2019
Listing Removed
—
Jul 30, 2019
Listed
$31,900
$30/sq ft
Public Records
Jul 12, 2005
Sold
$54,300
$51/sq ft
Public Records
Jun 11, 2002
Sold
$9,500
$9/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,177 (+3.0%)
2024
$2,113 (+5.6%)
2023
$2,001 (+5.0%)
2022
$1,906 (+5.6%)
2021
$1,804 (+9.0%)
2020
$1,655 (+40.1%)
2019
$1,182 (+1.0%)
2018
$1,170 (+2.2%)
2017
$1,144 (+0.6%)
2016
$1,138 (−9.0%)
2014
$1,250
Public record
Beds
3
Baths
1
Stories
—
Lot width
76 ft.
Lot depth
50 ft.
Lot size
3,920 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
1,271
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,271
Year built
1916
Style
Single Family Residential
County
Bay County
APN
160-033-379-011-00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 12, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 97° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Bay City, MI • 48708
Average low and high temperatures (°F)
27
15
32
18
47
29
58
39
66
47
80
60
85
65
80
61
75
54
63
45
47
35
33
22
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
95/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Bay City. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.8 hrs
5.3 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 1242.5 Michigan Ave
$44,908
$92 under list price of $45K
Nearby comparable homes
The Redfin Estimate uses 5 recent nearby sales, priced between $77K to $145K.