Your own private cottage on the water with dock slip -- a low-maintenance Northern MI getaway! Set directly on Clam Lake with beautiful views toward Torch Lake, this renovated stand-alone cottage offers privacy, character and exceptional boating access. Your private dock slip is included, just steps from the cottage, plus access to the association beach, T-dock and waterfront areas. Extensively renovated in 2025, the cottage features new waterproof, luxury vinyl plank flooring, updated interiors and paint, and a completely renovated kitchen with quartz countertops, copper sink, new appliances and refinished original cabinetry. The bathroom features a large soaking tub, and an in-unit washer/dryer adds convenience. A brand-new septic system was installed in 2026. The main floor includes a primary bedroom with direct bathroom access plus a flexible room for an office, nursery or sleeping space. Upstairs, an insulated and wired bonus area with a window is ready to finish as an office, bedroom, workout space or kids' retreat. Monthly association dues include ALL utilities and exterior services: electric, cable TV, WiFi, water, trash, septic, liability & fire insurance, lawn maintenance, snow removal and exterior maintenance. Enjoy the lake without the usual second-home chores. Outside, enjoy a private patio overlooking the water, balcony and secluded yard. Clam Lake connects to the Chain of Lakes and Torch Lake, making boating, kayaking and swimming easy. Bellaire and Alden are minutes away, with restaurants, breweries, shops and year-round activities. Centrally located, near Traverse, Charlevoix, Petoskey and Boyne, all within an hour. Short-term rentals are permitted. The cottage is sold furnished and ready to enjoy. Private cottage. Private outdoor space. Included dock slip. Direct Chain of Lakes access. All utilities included. Minimal maintenance. Just arrive, slow down and enjoy the lake. Check out the virtual tour and schedule your showing today!
Your own private cottage on the water with dock slip a low-maintenance Northern MI getaway! Set directly on Clam Lake with beautiful views toward Torch Lake, this renovated stand-alone cottage offers privacy, character and exceptional boating access. Your private dock slip is included, just steps from the cottage, plus access to the association beach, T-dock and waterfront areas. Extensively renovated in 2025, the cottage features new waterproof, luxury vinyl plank flooring, updated interiors and paint, and a completely renovated kitchen with quartz countertops, copper sink, new appliances and refinished original cabinetry. The bathroom features a large soaking tub, and an in-unit washer/dryer adds convenience. A brand-new septic system was installed in 2026. The main floor includes a primary bedroom with direct bathroom access plus a flexible room for an office, nursery or sleeping space. Upstairs, an insulated and wired bonus area with a window is ready to finish as an office, bedroom, workout space or kids' retreat. Monthly association dues include ALL utilities and exterior services: electric, cable TV, WiFi, water, trash, septic, liability & fire insurance, lawn maintenance, snow removal and exterior maintenance. Enjoy the lake without the usual second-home chores. Outside, enjoy a private patio overlooking the water, balcony and secluded yard. Clam Lake connects to the Chain of Lakes and Torch Lake, making boating, kayaking and swimming easy. Bellaire and Alden are minutes away, with restaurants, breweries, shops and year-round activities. Centrally located, near Traverse, Charlevoix, Petoskey and Boyne, all within an hour. Short-term rentals are permitted. The cottage is sold furnished and ready to enjoy. Private cottage. Private outdoor space. Included dock slip. Direct Chain of Lakes access. All utilities included. Minimal maintenance. Just arrive, slow down and enjoy the lake. Check out the virtual tour and schedule your showing today!
MiRealSource-MiMLS #61033629
Sep 25, 2026
Listed
$399,900
$215/sq ft
REALCOMP #78080007510
Nov 15, 2023
Sold
$340,000
$183/sq ft
Oct 21, 2023
Pending
—
Aug 5, 2023
Price Changed
$399,900
$215/sq ft
Jun 22, 2023
Price Changed
$449,900
$242/sq ft
Jun 9, 2023
Listed
$499,000
$269/sq ft
Waterfront Condo/Cottage on Clam Lake with Dock Slip! Gorgeous views of Clam and Torch Lake from this stand-alone cozy waterfront cottage/condo. This condo is a boater paradise and includes your own private dock slip giving you access to Torch Lake, Torch River, Grass River, Lake Bellaire, Clam River and more. You will enjoy your secluded deck overlooking the beautiful waterfront views and sunsets. Enjoy the associations beachfront which includes fire pit, grilling area, picnic table and kayak storage. ALL utilities are included with the monthly association dues: Electric, cable tv, wifi, water, trash removal, septic, liability & fire Insurance, lawn maintenance, snow removal, and exterior maintenance. Short Term Rentals are allowed, and this condo is just a short drive to the Village of Bellaire and all it has to offer. This gem wont last long so dont miss out on this opportunity to experience Northern Michigan at its best.
Public Records
Mar 12, 2003
Sold
$70,000
$38/sq ft
Public Records
Jun 14, 2000
Sold
$70,000
$38/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$4,121 (+4.8%)
2024
$3,934 (+256.1%)
2023
$1,105 (+1.2%)
2022
$1,092 (+7.0%)
2021
$1,020 (+1.0%)
2020
$1,011 (+1.5%)
2019
$995 (+2.5%)
2018
$971 (+2.0%)
2017
$952 (+1.9%)
2016
$934 (−0.4%)
2015
$938 (+4.2%)
2014
$900
Public record
Beds
—
Baths
1
Stories
—
Lot width
—
Lot depth
—
Lot size
—
Year renovated
—
Finished Sq. Ft.
913
Unfinished Sq. Ft.
—
Total Sq. Ft.
913
Year built
1966
Style
Condo/Co-op
County
Antrim County
APN
05-07-730-025-00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 2, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
7 days above 93° expected this year, 13 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Bellaire, MI • 49615 9367
Average low and high temperatures (°F)
26
15
31
16
42
25
55
33
63
41
76
54
81
59
77
55
75
50
63
40
46
33
33
23
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 2.3 hours in December, placing it below the
U.S. average for solar exposure.
9.4 hrs
2.3 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 9039 Clam Lake Rd
$398,872
$1,028 under list price of $400K
Nearby comparable homes
The Redfin Estimate uses 4 recent nearby sales, priced between $270K to $435K.