Welcome home to this spacious 3 bedroom home located in a great neighborhood just minutes from town and Cross Lake! The bright, open concept main level features a spacious kitchen with stainless steel appliances, ample cabinetry and counter space, a center island, and an easy flow into the dining and living areas. The partially finished lower level is already well underway, offering the potential for a4th bedroom, additional living space, and a roughed-in bathroom ready for your finishing touches. Outside, enjoy the large yard, oversized concrete driveway, and spacious, heated and insulated 3 car attached garage with plenty of room for vehicles, toys, and storage. Enjoy the spacious backyard with neighboring farmland beyond, providing a more open feel and no homes directly behind you. A park located right within the development adds to the appeal, while the convenient location provides easy access to grocery stores, restaurants, shopping, and everyday amenities. With plenty of space inside and out, this home has room to grow and make your own!
Single-familyProperty Type
2019Year Built
0.4 acresLot Size
$234Price/Sq.Ft.
3 car garageParking
Listed by Haeley Newman• Keller Williams Premier Realty
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No upcoming open houses.
Around this home
Schools
K - 12
Preschool & daycare
Pine City Elementary School
Public PreK-6 • Assigned • 0.8mi
5/10
Pine City Secondary
Public 7-12 • Assigned • 0.9mi
7/10
Provided by GreatSchools
About Cross Lake
Preserve
Cross Lake Preserve, located between Cross Lake and the Snake River, is a lakeside and wooded Pine City neighborhood with shoreline trails and quiet cul-de-sacs. The neighborhood’s character concentrates around the Cross Lake access area, where docks, anglers, and a steady rhythm of paddles set the tone. Homes lean toward newer builds and cabin-style properties, with decks and screened porches oriented to water views and pines. Daily life tracks the seasons—ice fishing in winter, kayaks and pontoon boats in summer. For local pillars, Pine City Country Club and the Pine Center for the Arts anchor recreation and culture nearby. The landscape reads as northwoods: wetlands, mixed forest, and open water defining the edges.
Provided by Walk Score and Local Logic
Offer insights
645 Highview Loop SE · $314,000
$319K and above
75% chance or better to win
Why $319K+ is a strong offer
DAYS ON MARKET
3 days
The average home goes pending in 44 days.
SALE-TO-LIST
97.5%
Most homes are selling 3% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Living
Dining
Interior features
Ceiling fans
Vaulted ceiling
Kitchen center island
Kitchen window
Air-to-air exchanger
Stainless steel appliances
Gas water heater
Bedrooms
Three bedrooms total
Primary bedroom with private full bath, double sink and 3/4 primary features (upper level)
Bathrooms
Two full bathrooms
Primary bath with double sink and private 3/4 configuration
Upper level full bath
Kitchen
Range
Microwave
Dishwasher
Refrigerator
Kitchen center island
Laundry & utility
Washer and dryer included
Washer hookup
Electric dryer hookup
Washer/dryer hookup in home
Laundry located in basement
Heating & cooling
Forced air heating
Central air conditioning
Exterior features
Front porch
Vinyl exterior
No fencing
Partially finished walkout basement
Sump pump in basement
Lot approximately 0.4 acre with irregular dimensions (79 x 143 x 129 x 192)
Home design
Residential property
Three-level split layout
Above-grade finished area approximately 1,340 sq ft
Below-grade area approximately 460 sq ft
Parking
Attached tuckunder garage with storage
Heated and insulated garage with garage door opener and electric
Concrete garage approximately 26 x 27 (3 garage spaces)
Construction
Frame construction
Block foundation
Asphalt roof (age 8 years or less)
Utilities
City water connected
City sewer connected
Natural gas fuel
Electric with circuit breakers
Electricity and solar
View estimated energy costs and solar savings for this home
WALKOUT LOT! Private master suite with dual sinks and walkin closet, cultured marble bathroom countertops, stainless kitchen appliances,all 3 bedrooms and bathrooms on the upper level and nice wide open kitchen living and dining room area.
Public Records
Sep 15, 2011
Sold
$425,700
$318/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$3,850 (+3.2%)
2025
$3,732 (+2.5%)
2024
$3,640 (+2.5%)
2023
$3,550 (+8.1%)
2022
$3,284 (+40.1%)
2021
$2,344 (+418.6%)
2020
$452 (+7.1%)
$22,000
2019
$422 (−0.5%)
$20,000
2018
$424 (+1.0%)
$20,000
2017
$420 (−3.7%)
$20,000
2015
$436 (+23.2%)
$21,100
2014
$354 (+3.5%)
$17,800
2013
$342
$17,800
Public record
Beds
3
Baths
2
Stories
—
Lot width
—
Lot depth
—
Lot size
0.42 Acres
Year renovated
2019
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
—
Year built
2019
Style
Single Family Residential
County
Pine County
APN
426178000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 2, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
2/10 Heat Factor
7 days above 97° expected this year, 13 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Pine City, MN • 55063
Average low and high temperatures (°F)
20
3
28
10
46
25
54
35
69
44
76
56
83
62
76
58
72
53
62
41
43
28
26
12
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10 hours in
June and 3.4 hours in December, placing it below the
U.S. average for solar exposure.
10 hrs
3.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 645 Highview Loop SE
$313,077
$923 under list price of $314K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $213K to $316K.