NEW 21 HRS AGO

For sale

$209,900

Est. $1,264/mo —

•

1,195

sq ft

409 Moss Springs Rd, Albemarle, NC 28001

About this home

Welcome to this beautiful, fully turn-key home offering the perfect combination of modern updates and charm in Albemarle. This move-in ready home features 3 bedrooms and 1.5 baths, making it an ideal retreat for easy day-to-day living. Step inside to discover a freshly painted interior filled with natural light, highlighted by updated flooring that flows seamlessly throughout the home. The kitchen boasts sleek quartz countertops, fresh finishes, and ample space for preparing meals and gathering. Both bathrooms have been tastefully updated with new vanity installations, bringing a crisp, stylish aesthetic to the layout. Outdoors, an attached carport provides covered parking and additional storage convenience. Situated in a prime Albemarle location, this property offers unbeatable proximity to daily essentials and recreation. Residents will love being just moments away from Atrium Health Stanly, historic downtown Albemarle’s local dining and shops, major commercial retail centers, and the natural beauty of nearby Morrow Mountain State Park and Badin Lake. Adding even more value, this home qualifies for 100% financing options, offering an exceptional opportunity to achieve homeownership with zero down payment for qualified buyers.

Single-familyProperty Type

1972Year Built

0.31 acresLot Size

$176Price/Sq.Ft.

1 spaceParking

Listed by Sheila St Germain • EXP Realty LLC Ballantyne

Contact: 704-438-8339

Listing updated: Sep 3, 2026 at 05:02am

Redfin checked: 3 minutes ago

•Source:CANOPYMLS as Distributed by MLS Grid #4420748

Payment calculator

$1,264 per month

Principal and interest$1,103

Property taxes

$109

HOA dues

Home insurance

$52

Utilities

Add

5 minutes to get started. No credit impact.

Affordability tools

See this home in person

We'll connect you with a local agent to show you this home, answer your questions, and assist you on your buying journey.

Next available tour time: Today

Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN FRI, 10AM TO 7PM
$299,990
4 beds2.5 baths1,749 sq ft
111 Auburn Hills Dr, Albemarle, NC 28001
OPEN SAT, 11AM TO 1PM
$540,000
4 beds2 baths1,894 sq ft
306 Stoneyard Rd, Richfield, NC 28137
OPEN SAT, 11AM TO 2PM3D WALKTHROUGH
$339,900
3 beds2.5 baths2,416 sq ft
126 Pembroke Way #18, Albemarle, NC 28001
OPEN SAT, 11AM TO 2PM
$359,900
3 beds2.5 baths2,542 sq ft
136 Pembroke Way #23, Albemarle, NC 28001
OPEN SAT, 11AM TO 2PM3D WALKTHROUGH
$2,800,000
4 beds3.5 baths4,289 sq ft
142 Forest Lake Ct, Mount Gilead, NC 27306
OPEN SAT, 12PM TO 3PM
$795,000
3 beds3 baths2,232 sq ft
49435 River Run Rd, Albemarle, NC 28001
OPEN SAT, 1PM TO 3PM
$533,500
3 beds3 baths2,506 sq ft
108 Candor Oaks Dr, New London, NC 28127
OPEN SUN, 1PM TO 4PM
$925,000
3 beds2.5 baths1,809 sq ft
551 Harbor Rd, Norwood, NC 28128
OPEN SUN, 2PM TO 4PM
$734,000
3 beds2 baths2,766 sq ft
49571 Blackberry Rd, Norwood, NC 28128
OPEN SEP 12, 2PM TO 4PM3D WALKTHROUGH
$389,900
3 beds2.5 baths2,471 sq ft
229 Tillery Ln, Mt Gilead, NC 27306

Around this home

Schools

K - 12
Preschool & daycare

East Albemarle Elementary School

Public K-5 • Assigned • 0.6mi

2/10

Albemarle Middle School

Public 6-8 • Assigned • 0.5mi

3/10

Albemarle High School

Public 9-12 • Assigned • 1.4mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

409 Moss Springs Rd · $209,900

Strong offer

$212K and above

75% chance or better to win

Why $212K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 120 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Breakfast bar
6 total rooms

Bedrooms
3 bedrooms on the main level

Bathrooms
1 full bathroom
1 half bathroom

Kitchen
Electric range
Refrigerator

Laundry & utility
Main-level laundry in a laundry closet

Heating & cooling
Central heating (forced air)
Central air conditioning

Sale and tax history for 409 Moss Springs Rd

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$1,306 (+33.0%)

$9,457 + $107,115

$116,572

2024

$982

$5,238 + $75,234

$80,472

2023

$982

$5,238 + $75,234

$80,472

2022

$982

$5,238 + $75,234

$80,472

2021

$982 (+7.3%)

$5,238 + $75,234

$80,472

2020

$915 (−1.0%)

$4,656 + $65,865

$70,521

2019

$924 (+1.0%)

$4,656 + $65,865

$70,521

2018

$915 (+2.9%)

$4,656 + $65,865

$70,521

2017

$889 (+2.1%)

$4,656 + $65,865

$70,521

2016

$870

$6,518 + $62,600

$69,118

2014

$870 (+2.3%)

$6,518 + $62,600

$69,118

2013

$850 (−2.3%)

$6,518 + $62,600

$69,118

2012

$870

$9,234 + $61,522

$70,756

2011

$870

$9,234 + $61,522

$70,756

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.31 Acres

Year renovated

1982

Finished Sq. Ft.

1,222

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,222

Year built

1972

Style

Single Family Residential

County

Stanly County

APN

6548 02 96 2855

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 29, 2026.

R-10

General Residential District

The R-10 General Residential District is intended to emphasize a priority on quiet residential neighborhoods well outside of the urban core of the city and outside of watershed and other environmentally sensitive areas, but still well connected to collector streets with easy access to the larger city. This low density district features some small variation in housing types, but overall maintains a predominantly low intensity residential character consisting of single family detached and two family dwellings along with limited home occupations and private and public community uses. This district will accommodate residences with access to both public water and sewerage.

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Multiple units

Climate risks

10/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 105° expected this year, 16 days in 30 years

6/10 Wind Factor

27% chance of strong winds in next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Albemarle, NC • 28001

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

96/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.3 hrs

6.4 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 409 Moss Springs Rd

$209,772

$129 under list price of $210K

Nearby comparable homes

The Redfin Estimate uses 5 recent nearby sales, priced between $190K to $232K.

SOLD JUL 29, 2026
$215,000 Last sold price
3 beds1 bath1,224 sq ft
1340 E Cannon Ave, Albemarle, NC 28001
smaller lot
9 years older
SOLD JUL 31, 2026
$232,000 Last sold price
3 beds2 baths1,220 sq ft
310 Groves Ave, Albemarle, NC 28001
$14/sq ft
smaller lot
13 years newer
SOLD MAR 26, 2026
$190,000 Last sold price
2 beds2 baths1,166 sq ft
606 Ridge St, Albemarle, NC 28001
$13/sq ft
larger lot
32 years older
SOLD JUN 29, 2026
$209,900 Last sold price
3 beds1 bath1,151 sq ft
445 Peachtree St, Albemarle, NC 28001
$6/sq ft
larger lot
45 years older
SOLD MAR 31, 2026
$207,500 Last sold price
1 bed1 bath1,263 sq ft
1026 N 10th St, Albemarle, NC 28001
$12/sq ft
larger lot
22 years older

Rental earnings

Est. $1,524 per month, based on comparable rentals

Tour for free, no strings attached

Instant answers, or connect with a local agent

Start an offer

Early Access listings

EARLY ACCESSCOLDWELL BANKER® COMING SOON

$435,000

4 beds2.5 baths2,594 sq ft

109 Rocky Branch Ct, Garner, NC 27529