931 Schrams Beach Rd, Belhaven, NC 27810

931 Schrams Beach Road -- Elevated Waterfront Cottage Retreat A rare combination of privacy, protected waterfront, and thoughtfully designed coastal living. Tucked among mature pines on 5.34 wooded acres, this architect-designed waterfront cottage offers a peaceful escape on Ned's Creek, with approximately 170 feet of waterfront and access to Jordan Creek, the Pungo River, and ultimately the Pamlico River. Custom built in 2007 by renowned builder Muriel Moore, this distinctive two-bedroom, two-bath elevated cottage may be modest in size, but it truly lives large. The heart of the home is the spacious screened porch--an inviting outdoor room where you can relax to the sounds of nature, enjoy morning coffee, or unwind in the evening surrounded by trees and water. Designed with coastal living in mind, the home features 9-foot ceilings, solid wood interior doors with matching trim, M & W thermal windows, and beautiful heart pine flooring in the front hallway and living room. The kitchen combines practicality and character with IKEA pull-out cabinetry, solid butcher-block countertops, and a cooktop. Special construction features provide added peace of mind in the coastal environment. A rainscreen system with a Tyvek moisture barrier positioned behind the HardiePlank siding allows any water that penetrates the siding to drain away, helping protect the home from moisture damage, mold, and mildew. A humidity-control dehumidifier provides additional protection for the home. Elevated approximately 7 feet on pilings, the cottage has never flooded. The secured, fenced area beneath the home provides a practical place for boats, kayaks, and outdoor gear while offering additional protection during storms. The waterfront is equally appealing. A floating dock with kayak lift provides easy access to the protected waters of Ned's Creek. Approximately 4-5 feet of water depth at the dock is well suited for a small boat, kayaks, and other watercraft. From here, explore the quiet creeks and waterways leading toward the Pungo and Pamlico Rivers. The nearby River Rat Yacht Club adds to the appeal for those who enjoy life on the water. Additional updates include a new septic pump in 2026.Unrestricted and with no HOA, this property offers the freedom and privacy that are increasingly difficult to find--a wooded waterfront retreat where you can slow down, enjoy nature, and make the water part of everyday life. A true waterfront hideaway--private, protected, and designed for enjoying the best of coastal North Carolina.