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About this home
Space where you need it, updates where they matter, and the Belmont lifestyle close at hand! Welcome to 521 Stowe Road in the Stowe Pointe community, offering 5 bedrooms, 3 full baths, generous gathering spaces, and a flexible two-story layout designed to adapt to the way you live. The main level welcomes you with a covered front porch and spacious entry before opening into a separate dining area, kitchen, breakfast nook, and expansive living room with a gas fireplace. The kitchen features granite countertops, tile backsplash, center island, breakfast bar, and gas cooking, creating an easy connection between meal preparation, dining, and entertaining. A main-level bedroom and full bath offer valuable flexibility for guests, hobbies, work-from-home needs, or additional living space. Upstairs, the primary suite includes a walk-in closet and private bath with dual vanity, soaking tub, and separate shower. Three additional bedrooms, another full bath, upstairs laundry, and an impressive approximately 18'11" x 20'2" sitting room provide even more room to spread out, relax, work, play, or create the space that fits your lifestyle. Step outside to enjoy the deck and fenced backyard, while the corner lot and attached two-car garage add everyday convenience. Several major components have also received recent updates, including a roof installed in 2021, heating and central-air equipment reported as 2026, and an electric water heater reported as 2021. The property is connected to public water and public sewer, and seller disclosures report HOA assessments of $600 annually. Located near Downtown Belmont, local dining and shopping, Stowe Park, Daniel Stowe Conservancy, Lake Wylie-area recreation, and convenient access to I-85 for travel throughout the Charlotte region. Five bedrooms. Three full baths. Flexible living space. Recent major-system updates. And a Belmont location that keeps everyday conveniences and recreation within easy reach. Come see how much 521 Stowe Road has to offer.
Single-familyProperty Type
2009Year Built
0.28 acresLot Size
$197Price/Sq.Ft.
$50/moHOA Dues
2 car garageParking
Listed by Scott Bauknight• Lifestyle International Realty
Central Belmont, located between Catawba Street and Wilkinson Boulevard, is a historic and walkable Belmont neighborhood with a small-town main street and riverfront green space. The neighborhood’s character concentrates around the Catawba Street corridor near Main Street, where brick storefronts, patios, and locally run counters set a steady, social pace. Architectural cues lean toward early-20th-century mill-era homes and classic bungalows, with newer infill keeping blocks active. Stowe Park functions as the civic living room, framed by shade trees and community events. Daniel Stowe Botanical Garden and the U.S. National Whitewater Center shape weekends with gardens, trails, and outdoor culture. Restaurants and breweries such as Nellie’s Southern Kitchen, Old Stone Steakhouse, and Primal Brewery anchor the local scene.
Provided by Walk Score and Local Logic
Market insights
521 Stowe Rd · $580,000
DAYS ON MARKET
1 days
The average home goes pending in 68 days.
SALE-TO-LIST
97.1%
Most homes are selling 3% below list price.
LIST PRICE
$580,000
Median sale price in this area is $357,826. (38% lower than this home)
PRICE DROP
0 price drops
27% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
14 total rooms
Gas fireplace
Bedrooms
5 bedrooms (4 upstairs, 1 on main level)
Bathrooms
3 full bathrooms (2 upstairs, 1 on main level)
Kitchen
Dishwasher
Disposal
Electric range
Laundry & utility
Dedicated laundry room
Heating & cooling
Heat pump heating
Central air conditioning
Exterior features
Concrete and paved road access
Publicly maintained road
No waterfront
Home design
Single-family residence
Site-built construction
Two levels
R2 zoning
Property completed
Parking
Attached garage
Driveway
2-car garage
Main-level garage present
Construction
Vinyl exterior
Crawl space foundation
Utilities
City water
Public sewer
HOA & community
Homeowners association with required annual fee of $600
Electricity and solar
View estimated energy costs and solar savings for this home
This one has it all, so make plans to see it Saturday, May 8th when it comes to market! Sip iced tea and relax on the covered front porch. Working from home more these days? You have plenty of options here. Two-story foyer To the right French doors open to large office. Formal dining room on the left of the foyer has seating for eight with room to spare. Upgraded kitchen features granite countertops, tile backsplash, all stainless steel appliances including a gas stove & the refrigerator remains. Open concept plan with breakfast bar overlooking informal dining & family room with gas fireplace. Main floor bedroom with full bath can be used as a second home office if needed. Upstairs you will find a large owners' suite with walk-in closet, spacious bathroom with double vanity, garden tub & separate shower. Three additional bedrooms, full bath, laundry & massive bonus room complete the upstairs. Enjoy outdoor living from the deck or in the professionally landscaped fenced yard.
The General Residential District is coded to permit the health of the City’s historical neighborhoods as well as providing for the City’s expansion with new development along the same traditional lines under which they were established. This District is intended to be the predominant residential district for the City and represents the largest land area on the Zoning Map.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
6/10 Heat Factor
7 days above 104° expected this year, 17 days in 30 years
5/10 Wind Factor
22% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Belmont, NC • 28012
Average low and high temperatures (°F)
49
29
57
36
71
46
77
54
78
59
89
68
93
73
82
67
81
64
73
52
66
45
54
35
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 5.3 hours in December, which is comparable to the
U.S. average for solar exposure.
9.4 hrs
5.3 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 521 Stowe Rd
$580,308
$308 over list price of $580K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $570K to $669K.