OPEN TODAY, 12PM TO 2PM

For sale

$599,000

Est. $3,961/mo —

•

—

sq ft

642 Locust Point Rd, Rumson, NJ 07760

About this home

Charming 2-bedroom cottage on a .28 acre lot in the sought-after Locust section of Middletown. The new eat-in kitchen features quartz counters, luxury vinyl tile flooring and all new appliances. 9 foot ceilings, tremendous natural light & bright walls give the home an airy, beachy feel. There is new HVAC, plus freshly painted inside and out. Out back, a detached two-car garage and a large yard look out over to neighboring horse farm. The kind of setting that is hard to find and harder to replace. A relaxed weekend retreat or an easy full-time home, close to the beach and the ferry to NYC

Single-familyProperty Type

1919Year Built

0.28 acresLot Size

2 car garageParking

Listed by Serving Monmouth County as a trusted advisor since 1999 Zaccaro • Heritage House Sotheby's International Realty

Listing updated: Aug 22, 2026 at 08:07am

Redfin checked: 2 minutes ago

•Source:MOMLS #22626159

Payment calculator

$3,961 per month

Principal and interest$3,108

Property taxes

$758

HOA dues

Home insurance

$95

Utilities

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Open houses

Sunday, Aug 23

12:00pm - 2:00pm

Nearby open houses (10)

OPEN TODAY, 11AM TO 1PM
$2,890,000
3 beds4 baths2,887 sq ft
201 Comanche Dr, Oceanport, NJ 07757
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$599,999
2 beds2.5 baths1,460 sq ft
105 Shore Dr, Long Branch, NJ 07740
OPEN TODAY, 11AM TO 2PM
$499,999
4 beds2 baths1,324 sq ft
54 Chingarora Ave, Keyport, NJ 07735
OPEN TODAY, 12PM TO 2PM
$1,199,000
5 beds2.5 baths2,121 sq ft
40 Arlene Dr, West Long Branch, NJ 07764
OPEN TODAY, 12PM TO 2PM
$1,799,999
4 beds4.5 baths3,369 sq ft
31 E Tenafly Ave, Staten Island, NY 10312
Listing by Martinelli Realty, Inc.
OPEN TODAY, 12PM TO 3PM
$899,000
3 beds2 baths1,764 sq ft
100 Little Silver Pkwy, Little Silver, NJ 07739
OPEN TODAY, 1PM TO 3PM
$790,000
3 beds2 baths1,816 sq ft
2 Nottingham Way, Middletown, NJ 07748
OPEN TODAY, 1PM TO 3PM
$869,900
2 beds2.5 baths2,288 sq ft
9 Persimmon Rd, Asbury Park, NJ 07712
OPEN TODAY, 1PM TO 3PM
$589,900
3 beds2 baths— sq ft
1644 Union Ave, Hazlet, NJ 07730
OPEN TODAY, 1PM TO 3PM
$380,000
2 beds1 bath1,073 sq ft
283 Spring St Unit 5C, Red Bank, NJ 07701

Around this home

Schools

K - 12
Preschool & daycare

Navesink Elementary School

Public K-5 • Assigned • 0.3mi

8/10

Bayshore Middle School

Public 6-8 • Assigned • 1.8mi

7/10

Middletown - South High School

Public 9-12 • Assigned • 5.2mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

642 Locust Point Rd · $599,000

Strong offer

$641K and above

75% chance or better to win

Why $641K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 20 days.

SALE-TO-LIST

Most homes are selling 2% above list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Washer, Dryer, Light fixtures included
Unfinished basement

Bedrooms
2 bedrooms (all on the first floor)

Bathrooms
1 full bathroom

Kitchen
Stove
Refrigerator

Laundry & utility
Washer
Dryer

Flooring
Vinyl
Wood

Heating & cooling
Baseboard heating
Central air conditioning

Sale and tax history for 642 Locust Point Rd

Sale History
Tax History

Date

Event

Price

MOMLS #22626159

Aug 21, 2026

Listed

$599,000

Aug 20, 2026

Coming Soon

$599,000

MOMLS #22309214

May 30, 2023

Sold

$505,000

Apr 27, 2023

Contingent

—

Apr 16, 2023

Listed

$399,900

Apr 10, 2023

Coming Soon

$399,900

+27

This cozy 2 bedroom bungalow features a front porch, low-pitched roof, and a compact layout. Located in the sought-after Locust section of Middletown boasts a large level lot, providing ample outdoor space for relaxation and entertainment. The front porch is not only a lovely feature of the home but also provides an ideal place to enjoy the outdoors and soak up the neighborhood's peaceful ambiance. Inside, the home includes 2 bdrms and one bath, providing a comfortable living space for a small family or a couple. Additionally, there is an unfinished basement that can be used for storage, a playroom, or potentially finished to provide add'l living space. The rear of the property features a det 2 car gar currently used as an artist studio.

MOMLS #21331352

Feb 26, 2014

Sold

$319,000

Sep 9, 2013

Listed

$319,000

Public Records

Aug 3, 2006

Sold

$315,000

Year

Property tax

Land + Additions

Assessment*

2025

$9,100 (+29.5%)

$525,200 + $70,100

$595,300

2024

$7,027 (−2.0%)

$494,400 + $69,400

$563,800

2023

$7,168 (+28.3%)

$359,000 + $68,200

$427,200

2022

$5,587 (−5.6%)

$297,300 + $115,100

$412,400

2021

$5,916 (+1.2%)

$185,800 + $110,900

$296,700

2020

$5,845 (+1.5%)

$185,800 + $98,600

$284,400

2019

$5,762 (+6.7%)

$177,000 + $96,400

$273,400

2018

$5,400 (−2.8%)

$177,000 + $95,800

$272,800

2017

$5,558 (+3.7%)

$157,800 + $96,100

$253,900

2016

$5,357 (+0.4%)

$157,800 + $96,100

$253,900

2015

$5,337 (+11.1%)

$157,800 + $93,600

$251,400

2014

$4,804 (+2.3%)

$157,800 + $61,700

$219,500

2013

$4,697 (−1.9%)

$157,800 + $61,700

$219,500

2012

$4,789 (+1.0%)

$157,800 + $61,700

$219,500

2011

$4,743

$157,800 + $61,700

$219,500

2010

$4,741 (+3.9%)

$157,800 + $61,700

$219,500

2009

$4,565

$187,800 + $67,100

$254,900

Public record

Beds

—

Baths

—

Stories

Lot width

100 ft.

Lot depth

210 ft.

Lot size

0.28 Acres

Year renovated

—

Finished Sq. Ft.

684

Unfinished Sq. Ft.

—

Total Sq. Ft.

684

Year built

1919

Style

Single Family Residential

County

Monmouth County

APN

3200840 00017

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 20, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

7/10 Heat Factor

7 days above 95° expected this year, 16 days in 30 years

8/10 Wind Factor

80% chance of strong winds in next 30 years

4/10 Air Factor

3 unhealthy days expected this year, 5 days in 30 years

Provided by First Street

Historical weather

Rumson, NJ • 07760

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

90/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.6 hrs

5.2 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 642 Locust Point Rd

$659,964

$61K over list price of $599K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $550K to $999K.

SOLD JUN 12, 2026
$987,000 Last sold price
3 beds2.5 baths1,568 sq ft
174 Monmouth Ave, Atlantic Highlands, NJ 07716
smaller lot
73 years newer
SOLD OCT 17, 2025
$550,000 Last sold price
2 beds1 bath1,088 sq ft
48 Valley Dr, Atlantic Highlands, NJ 07716
smaller lot
4 years newer
SOLD JUL 17, 2026
$835,000 Last sold price
2 beds1 bath1,294 sq ft
81 7th Ave, Atlantic Highlands, NJ 07716
smaller lot
27 years newer
SOLD JUL 28, 2026
$700,000 Last sold price
3 beds1.5 baths1,516 sq ft
15 Columbia Ave, Atlantic Highlands, NJ 07716
smaller lot
38 years newer
no basement
SOLD AUG 14, 2026
$999,000 Last sold price
3 beds3 baths1,884 sq ft
36 E Lincoln Ave, Atlantic Highlands, NJ 07716
smaller lot
66 years newer
SOLD DEC 12, 2025
$688,000 Last sold price
2 beds2 baths— sq ft
303 Hillside Ave, Atlantic Highlands, NJ 07716
smaller lot
11 years older

Rental earnings

Est. $1,833 per month, based on comparable rentals

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